Comparison

Spending Tracker vs Money Note Plus

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Effortlessly track income and expenses with intuitive reports and budget setting. Manage multiple accounts, savings, and loans with features like receipt scanning and data synchronization across devices.

Highlights
  • Income and expense recording
  • Budget setting with limits
  • Multiple account management
  • Savings book management
  • Financial analysis reports
  • Data synchronization across devices
  • Receipt scanning
Features
Read full description

MISA Money Keeper – Smart expense tracking and budgeting for individuals and families. Over 5 million people have stopped "guessing" and started mastering their money—with just 30 seconds of daily tracking. After 10 years of listening to our users, we know the biggest hurdle isn't the lack of tools—it’s the effort of manual entry. That’s why MISA Money Keeper offers Voice Input, AI Invoice Scanning, and Automatic Bank Sync. Whichever you choose, it only takes seconds to keep your finances fully updated. WHY DO 5 MILLION USERS TRUST MISA MONEY KEEPER? 1. Know where your money goes — Effortlessly All income and expenses are automatically categorized. Set budgets for each category and get instant alerts before you overspend. Result: On average, our users save an extra $100–$200/month just by visualizing their spending habits. 2. All your finances on one screen Cash, bank accounts, e-wallets, gold, foreign currencies, savings, and investments—all updated in real-time. Stop switching between 5 different apps to see your total net worth. 3. Family Sharing — Total transparency Multiple users can log transactions on a single account. Perfect for couples and families to manage shared cash flow, reduce conflict, and increase financial clarity. 4. Never miss a debt or credit card payment Get smart reminders for upcoming loans, debts, and credit card bills. Say goodbye to late fees and protect your credit score. 5. Understand your finances in 3 seconds Intuitive visual reports and scientific charts show you spending trends and identify "budget leaks" immediately—no Excel needed. 6. Seamless Data Sync Your data stays with you across smartphones and tablets (Desktop version coming soon). Log anywhere, view anytime. 7. Trusted by 30 Years of Experience Developed by MISA JSC—a tech leader with 30 years of expertise and 3,000+ professionals. We provide dedicated customer support you can rely on. 8. A Community of Smart Spenders Join our community of over 50,000 members to learn smart spending tips, sharing saving hacks, and get support from both users and the MISA team. SMART UTILITIES TO LIGHTEN YOUR LOAD: AI Invoice Scanner: Log expenses without typing. Recurring Transactions: Never miss rent or utility bills. Smart Reminders: Build a habit without the willpower. Shopping Lists: Stick to your plan and avoid impulse buys. Bill Splitter: Easily split group expenses with friends. Loan Interest Calculator: Know exactly what you're paying. Excel/PDF Export: Ready-to-use reports whenever you need. Gold & Currency Rates: Real-time updates within the app. Personal finance isn't easy—but with just 30 seconds a day, we make it possible. Connect with us: Fanpage: https://www.facebook.com/sothuchiMISA Community: https://www.facebook.com/groups/sothuchimisa Website: https://sothuchi.misa.vn Email: sothuchi@misa.vn

About

Money Note Plus

Easily track your expenses with a clean interface and organized categories. Monitor daily spending with charts and receive notifications. Never miss a bill payment with timely reminders.

Highlights
  • Expense tracking
  • Category organization
  • Daily/weekly spending charts
  • Spending summary notifications
  • Bill payment alerts
  • Clean interface
Features
Read full description

Money Note Plus makes everyday money management simple, clear, and pleasant. Record income and expenses in seconds, organize transactions with categories, and understand where your money goes with clean daily, weekly, and monthly insights. Stay on top of your finances with: * Fast income and expense tracking * Custom categories, notes, and photo attachments * Clear spending summaries and visual charts * Daily spending notifications * Bill reminders, so you never miss important payments * Flexible currency and number-format settings * A clean, easy-to-use design built for everyday use Whether you are tracking a daily coffee, planning a monthly budget, or keeping up with bills, Money Note Plus helps you understand your spending and take control of your finances. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Spending Tracker4 screens
Money Note Plus4 screens

Verdict

The call

The clearest difference is ads: Spending Tracker at none against Money Note Plus's shown. Spending Tracker also leads on ratings volume (849 vs 21) and review sentiment (82% vs 67%). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 5 in-app purchases, starting at $1.99 per month and Money Note Plus sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Spending Tracker against 4.8 for Money Note Plus. That said, the two scores are not equally well evidenced: Spending Tracker has 849 ratings behind it against 21, so its average is the more settled of the two. Written reviews are what separate them: 82% of Spending Tracker's written reviews are positive against 67% of Money Note Plus's.

UpkeepUpdate frequency

Spending Tracker ships an update every 5 days, Money Note Plus weekly. The most recent releases landed on October 15, 2026 and October 6, 2026 respectively.

Scorecard3 real differences · 7 level
Spending Tracker versus Money Note Plus: the parameters behind the verdict, then further details
ParameterSpending TrackerMoney Note Plus
PriceFreeFree
Rating4.7 (849 ratings)4.8 (21 ratings) — better
Positive reviews81.6% of reviews — better66.7% of reviews
Number of ratings849 — better21
Update frequencyEvery 5 days — betterWeekly
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15 — better15.6
Further details — not scored
Size220 MB90 MB
Age rating4+4+
DeveloperMISA JSCChanin Nokpej

Customer experience

Spending Tracker

All ratings849 ratings
Positive92.5%
Neutral2.7%
Negative4.8%
Written reviews223 reviews
Positive81.6%
Neutral6.3%
Negative12.1%

Money Note Plus

All ratings21 ratings
Positive90.5%
Neutral4.8%
Negative4.8%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Bugs and requests

Spending Tracker

Reported bugs

4 issues
  • Transactions not syncing properly
  • Accounts being deleted unexpectedly
  • App crashes and freezes frequently
  • Compatibility issues with newer OS versions

Requested features

4 requests
  • Add more customization options
  • Improve syncing and backup functionality
  • Integrate with banking/financial institutions
  • Provide better customer support

Money Note Plus

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

Spending Tracker

Subscriptions2
  • Money Keeper Premium$1.991 Month
  • Money Keeper Premium Yearly$6.991 Year
One-time3
  • Giao diện vàng sang trọng$5.99
  • Themes vàng đồng sang trọng$5.99
  • Money Keeper Premium Lifetime$24.99
4 purchases

Money Note Plus

Subscriptions3
  • Monthly Premium$3.991 Month
  • 3-Month Premium$4.593 Months
  • Yearly Premium$32.991 Year
One-time1
  • Lifetime Premium$69.99

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Money Note Plus free?
Money Note Plus is free to download, with in-app purchases available.
Which has better reviews, Spending Tracker or Money Note Plus?
Money Note Plus is rated higher. Spending Tracker averages 4.7 out of 5 from 849 ratings, while Money Note Plus averages 4.8 from 21 ratings.
Do Spending Tracker or Money Note Plus have ads?
Money Note Plus shows ads; Spending Tracker does not.
Which is updated more often, Spending Tracker or Money Note Plus?
Spending Tracker ships an update every 5 days, and Money Note Plus weekly. Most recently, Spending Tracker was updated on October 15, 2026 and Money Note Plus on October 6, 2026.

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