Spending Tracker vs Money Note Plus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Effortlessly track income and expenses with intuitive reports and budget setting. Manage multiple accounts, savings, and loans with features like receipt scanning and data synchronization across devices.
- Income and expense recording
- Budget setting with limits
- Multiple account management
- Savings book management
- Financial analysis reports
- Data synchronization across devices
- Receipt scanning
Read full descriptionHide full description
MISA Money Keeper – Smart expense tracking and budgeting for individuals and families. Over 5 million people have stopped "guessing" and started mastering their money—with just 30 seconds of daily tracking. After 10 years of listening to our users, we know the biggest hurdle isn't the lack of tools—it’s the effort of manual entry. That’s why MISA Money Keeper offers Voice Input, AI Invoice Scanning, and Automatic Bank Sync. Whichever you choose, it only takes seconds to keep your finances fully updated. WHY DO 5 MILLION USERS TRUST MISA MONEY KEEPER? 1. Know where your money goes — Effortlessly All income and expenses are automatically categorized. Set budgets for each category and get instant alerts before you overspend. Result: On average, our users save an extra $100–$200/month just by visualizing their spending habits. 2. All your finances on one screen Cash, bank accounts, e-wallets, gold, foreign currencies, savings, and investments—all updated in real-time. Stop switching between 5 different apps to see your total net worth. 3. Family Sharing — Total transparency Multiple users can log transactions on a single account. Perfect for couples and families to manage shared cash flow, reduce conflict, and increase financial clarity. 4. Never miss a debt or credit card payment Get smart reminders for upcoming loans, debts, and credit card bills. Say goodbye to late fees and protect your credit score. 5. Understand your finances in 3 seconds Intuitive visual reports and scientific charts show you spending trends and identify "budget leaks" immediately—no Excel needed. 6. Seamless Data Sync Your data stays with you across smartphones and tablets (Desktop version coming soon). Log anywhere, view anytime. 7. Trusted by 30 Years of Experience Developed by MISA JSC—a tech leader with 30 years of expertise and 3,000+ professionals. We provide dedicated customer support you can rely on. 8. A Community of Smart Spenders Join our community of over 50,000 members to learn smart spending tips, sharing saving hacks, and get support from both users and the MISA team. SMART UTILITIES TO LIGHTEN YOUR LOAD: AI Invoice Scanner: Log expenses without typing. Recurring Transactions: Never miss rent or utility bills. Smart Reminders: Build a habit without the willpower. Shopping Lists: Stick to your plan and avoid impulse buys. Bill Splitter: Easily split group expenses with friends. Loan Interest Calculator: Know exactly what you're paying. Excel/PDF Export: Ready-to-use reports whenever you need. Gold & Currency Rates: Real-time updates within the app. Personal finance isn't easy—but with just 30 seconds a day, we make it possible. Connect with us: Fanpage: https://www.facebook.com/sothuchiMISA Community: https://www.facebook.com/groups/sothuchimisa Website: https://sothuchi.misa.vn Email: sothuchi@misa.vn
Money Note Plus
Easily track your expenses with a clean interface and organized categories. Monitor daily spending with charts and receive notifications. Never miss a bill payment with timely reminders.
- Expense tracking
- Category organization
- Daily/weekly spending charts
- Spending summary notifications
- Bill payment alerts
- Clean interface
Read full descriptionHide full description
Money Note Plus makes everyday money management simple, clear, and pleasant. Record income and expenses in seconds, organize transactions with categories, and understand where your money goes with clean daily, weekly, and monthly insights. Stay on top of your finances with: * Fast income and expense tracking * Custom categories, notes, and photo attachments * Clear spending summaries and visual charts * Daily spending notifications * Bill reminders, so you never miss important payments * Flexible currency and number-format settings * A clean, easy-to-use design built for everyday use Whether you are tracking a daily coffee, planning a monthly budget, or keeping up with bills, Money Note Plus helps you understand your spending and take control of your finances. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Spending Tracker at none against Money Note Plus's shown. Spending Tracker also leads on ratings volume (849 vs 21) and review sentiment (82% vs 67%). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 5 in-app purchases, starting at $1.99 per month and Money Note Plus sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.7 for Spending Tracker against 4.8 for Money Note Plus. That said, the two scores are not equally well evidenced: Spending Tracker has 849 ratings behind it against 21, so its average is the more settled of the two. Written reviews are what separate them: 82% of Spending Tracker's written reviews are positive against 67% of Money Note Plus's.
Spending Tracker ships an update every 5 days, Money Note Plus weekly. The most recent releases landed on October 15, 2026 and October 6, 2026 respectively.
| Parameter | Spending Tracker | Money Note Plus |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (849 ratings) | 4.8 (21 ratings) — better |
| Positive reviews | 81.6% of reviews — better | 66.7% of reviews |
| Number of ratings | 849 — better | 21 |
| Update frequency | Every 5 days — better | Weekly |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15 — better | 15.6 |
| Further details — not scored | ||
| Size | 220 MB | 90 MB |
| Age rating | 4+ | 4+ |
| Developer | MISA JSC | Chanin Nokpej |
Customer experience
Spending Tracker
Money Note Plus
Bugs and requests
Spending Tracker
Reported bugs
4 issues- Transactions not syncing properly
- Accounts being deleted unexpectedly
- App crashes and freezes frequently
- Compatibility issues with newer OS versions
Requested features
4 requests- Add more customization options
- Improve syncing and backup functionality
- Integrate with banking/financial institutions
- Provide better customer support
Money Note Plus
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Spending Tracker
- Money Keeper Premium$1.991 Month
- Money Keeper Premium Yearly$6.991 Year
- Giao diện vàng sang trọng$5.99
- Themes vàng đồng sang trọng$5.99
- Money Keeper Premium Lifetime$24.99
Money Note Plus
- Monthly Premium$3.991 Month
- 3-Month Premium$4.593 Months
- Yearly Premium$32.991 Year
- Lifetime Premium$69.99
Questions
Is Spending Tracker free?
Is Money Note Plus free?
Which has better reviews, Spending Tracker or Money Note Plus?
Do Spending Tracker or Money Note Plus have ads?
Which is updated more often, Spending Tracker or Money Note Plus?
Other comparisons















