Comparison

Spending Tracker vs MyExp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Effortlessly track expenses, manage budgets, and gain a clear overview of all your finances in one place. Features like AI scanning and voice input simplify daily tracking, helping you save money and avoid late fees.

Highlights
  • AI Invoice Scanning
  • Automatic Bank Sync
  • Voice Input for expenses
  • Budgeting and alerts
  • Family Sharing
  • Debt and bill reminders
  • Visual spending reports
Features
Read full description

MISA Money Keeper – Smart expense tracking and budgeting for individuals and families. Over 5 million people have stopped "guessing" and started mastering their money—with just 30 seconds of daily tracking. After 10 years of listening to our users, we know the biggest hurdle isn't the lack of tools—it’s the effort of manual entry. That’s why MISA Money Keeper offers Voice Input, AI Invoice Scanning, and Automatic Bank Sync. Whichever you choose, it only takes seconds to keep your finances fully updated. WHY DO 5 MILLION USERS TRUST MISA MONEY KEEPER? 1. Know where your money goes — Effortlessly All income and expenses are automatically categorized. Set budgets for each category and get instant alerts before you overspend. Result: On average, our users save an extra $100–$200/month just by visualizing their spending habits. 2. All your finances on one screen Cash, bank accounts, e-wallets, gold, foreign currencies, savings, and investments—all updated in real-time. Stop switching between 5 different apps to see your total net worth. 3. Family Sharing — Total transparency Multiple users can log transactions on a single account. Perfect for couples and families to manage shared cash flow, reduce conflict, and increase financial clarity. 4. Never miss a debt or credit card payment Get smart reminders for upcoming loans, debts, and credit card bills. Say goodbye to late fees and protect your credit score. 5. Understand your finances in 3 seconds Intuitive visual reports and scientific charts show you spending trends and identify "budget leaks" immediately—no Excel needed. 6. Seamless Data Sync Your data stays with you across smartphones and tablets (Desktop version coming soon). Log anywhere, view anytime. 7. Trusted by 30 Years of Experience Developed by MISA JSC—a tech leader with 30 years of expertise and 3,000+ professionals. We provide dedicated customer support you can rely on. 8. A Community of Smart Spenders Join our community of over 50,000 members to learn smart spending tips, sharing saving hacks, and get support from both users and the MISA team. SMART UTILITIES TO LIGHTEN YOUR LOAD: AI Invoice Scanner: Log expenses without typing. Recurring Transactions: Never miss rent or utility bills. Smart Reminders: Build a habit without the willpower. Shopping Lists: Stick to your plan and avoid impulse buys. Bill Splitter: Easily split group expenses with friends. Loan Interest Calculator: Know exactly what you're paying. Excel/PDF Export: Ready-to-use reports whenever you need. Gold & Currency Rates: Real-time updates within the app. Personal finance isn't easy—but with just 30 seconds a day, we make it possible. Connect with us: Fanpage: https://www.facebook.com/sothuchiMISA Community: https://www.facebook.com/groups/sothuchimisa Website: https://sothuchi.misa.vn Email: sothuchi@misa.vn

About

MyExp

Easily track and categorize your daily expenses and income with detailed reports. Synchronize your financial data across devices and add notes or pictures to transactions for better management.

Highlights
  • Track expenses and income
  • Categorize spending
  • Detailed financial reports
  • Data synchronization
  • Add notes and pictures to transactions
Features
Read full description

"MyExp: Expense Tracker" is a useful app that helps you manage your personal finances effectively and scientifically. With a friendly, easy-to-use interface, the app offers the following outstanding features: * Track expenses and income: You can easily enter daily expenses and income, allowing you to clearly grasp your financial situation. * Categorise expenses: The app allows you to categorise expenses into categories such as food, shopping, bills, entertainment, etc. This helps you better understand how you are spending your money. * Detailed reports: The app provides detailed reports in the form of charts and tables, making it easy for you to track and analyse your financial situation by week, month, or year. * Data synchronisation: The app supports data synchronisation across devices, ensuring you can track your finances anytime, anywhere. * Notes: You can add notes and pictures for each transaction, helping you remember and manage details better. With "MyExp: Expense Tracker", you will have a powerful assistant in managing your personal finances, helping you save time, money, and achieve your financial goals with ease. Download the app now and experience these great features! This app offers auto-renewing subscriptions for premium features. Privacy Policy: https://privacy-hyu-soft.vercel.app/expense-mate Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Spending Tracker4 screens
MyExp4 screens

Verdict

The call

The clearest difference is review sentiment: Spending Tracker at 82% against MyExp's 0%. Spending Tracker also leads on update cadence (every 5 days vs every 2 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 5 in-app purchases, starting at $1.99 per month and MyExp sells 1 in-app purchase, starting at $3.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spending Tracker ships an update every 5 days, MyExp every 2 weeks. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.

Scorecard2 real differences · 8 level
Spending Tracker versus MyExp: the parameters behind the verdict, then further details
ParameterSpending TrackerMyExp
PriceFreeFree
Rating4.7 (849 ratings) — better—
Positive reviews81.7% of reviews — better0.0% of reviews
Number of ratings849 — better—
Update frequencyEvery 5 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15 — better15.1
Further details — not scored
Size222 MB37 MB
Age rating4+4+
DeveloperMISA JSCNguyen Huy

Customer experience

Spending Tracker

All ratings849 ratings
Positive92.5%
Neutral2.7%
Negative4.8%
Written reviews252 reviews
Positive81.7%
Neutral6.0%
Negative12.3%

MyExp

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Spending Tracker

Reported bugs

4 issues
  • Transactions not syncing properly
  • Accounts being deleted unexpectedly
  • App crashes and freezes frequently
  • Compatibility issues with newer OS versions

Requested features

4 requests
  • Add more customization options
  • Improve syncing and backup functionality
  • Integrate with banking/financial institutions
  • Provide better customer support

MyExp

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

Spending Tracker

Subscriptions2
  • Money Keeper Premium$1.991 Month
  • Money Keeper Premium Yearly$6.991 Year
One-time3
  • Giao diện vàng sang trọng$5.99
  • Themes vàng đồng sang trọng$5.99
  • Money Keeper Premium Lifetime$24.99
1 purchases

MyExp

Subscriptions1
  • Annual Package1 Year trial$3.991 Year

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is MyExp free?
MyExp is free to download, with in-app purchases available.
Do Spending Tracker or MyExp have ads?
Neither Spending Tracker nor MyExp shows ads.
Which is updated more often, Spending Tracker or MyExp?
Spending Tracker ships an update every 5 days, and MyExp every 2 weeks. Most recently, Spending Tracker was updated on November 6, 2026 and MyExp on November 4, 2026.

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