Comparison

Spending Tracker vs Splitio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Effortlessly track expenses, manage budgets, and gain a clear overview of all your finances in one place. Features like AI scanning and voice input simplify daily tracking, helping you save money and avoid late fees.

Highlights
  • AI Invoice Scanning
  • Automatic Bank Sync
  • Voice Input for expenses
  • Budgeting and alerts
  • Family Sharing
  • Debt and bill reminders
  • Visual spending reports
Features
Read full description

MISA Money Keeper – Smart expense tracking and budgeting for individuals and families. Over 5 million people have stopped "guessing" and started mastering their money—with just 30 seconds of daily tracking. After 10 years of listening to our users, we know the biggest hurdle isn't the lack of tools—it’s the effort of manual entry. That’s why MISA Money Keeper offers Voice Input, AI Invoice Scanning, and Automatic Bank Sync. Whichever you choose, it only takes seconds to keep your finances fully updated. WHY DO 5 MILLION USERS TRUST MISA MONEY KEEPER? 1. Know where your money goes — Effortlessly All income and expenses are automatically categorized. Set budgets for each category and get instant alerts before you overspend. Result: On average, our users save an extra $100–$200/month just by visualizing their spending habits. 2. All your finances on one screen Cash, bank accounts, e-wallets, gold, foreign currencies, savings, and investments—all updated in real-time. Stop switching between 5 different apps to see your total net worth. 3. Family Sharing — Total transparency Multiple users can log transactions on a single account. Perfect for couples and families to manage shared cash flow, reduce conflict, and increase financial clarity. 4. Never miss a debt or credit card payment Get smart reminders for upcoming loans, debts, and credit card bills. Say goodbye to late fees and protect your credit score. 5. Understand your finances in 3 seconds Intuitive visual reports and scientific charts show you spending trends and identify "budget leaks" immediately—no Excel needed. 6. Seamless Data Sync Your data stays with you across smartphones and tablets (Desktop version coming soon). Log anywhere, view anytime. 7. Trusted by 30 Years of Experience Developed by MISA JSC—a tech leader with 30 years of expertise and 3,000+ professionals. We provide dedicated customer support you can rely on. 8. A Community of Smart Spenders Join our community of over 50,000 members to learn smart spending tips, sharing saving hacks, and get support from both users and the MISA team. SMART UTILITIES TO LIGHTEN YOUR LOAD: AI Invoice Scanner: Log expenses without typing. Recurring Transactions: Never miss rent or utility bills. Smart Reminders: Build a habit without the willpower. Shopping Lists: Stick to your plan and avoid impulse buys. Bill Splitter: Easily split group expenses with friends. Loan Interest Calculator: Know exactly what you're paying. Excel/PDF Export: Ready-to-use reports whenever you need. Gold & Currency Rates: Real-time updates within the app. Personal finance isn't easy—but with just 30 seconds a day, we make it possible. Connect with us: Fanpage: https://www.facebook.com/sothuchiMISA Community: https://www.facebook.com/groups/sothuchimisa Website: https://sothuchi.misa.vn Email: sothuchi@misa.vn

About

Splitio

Features
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Splitio is the smart way to manage shared expenses. Create groups, track spending, and instantly see who owes who. Perfect for trips, roommates, couples, and everyday group expenses. With Splitio you can: • Add expenses in seconds • Split costs fairly between members • Track balances automatically • Record payments and settle up easily • Share summaries with your group No spreadsheets. No confusion. Just simple group expenses.Splitio is the smart way to manage shared expenses.

Screenshots

Spending Tracker4 screens
Splitio4 screens

Verdict

The call

The clearest difference is in-app purchases: Splitio at none against Spending Tracker's 5. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 5 in-app purchases, starting at $1.99 per month. Splitio asks for nothing beyond the download.

Scorecard1 real difference · 9 level
Spending Tracker versus Splitio: the parameters behind the verdict, then further details
ParameterSpending TrackerSplitio
PriceFreeFree
Rating4.7 (849 ratings) — better—
Positive reviews81.7% of reviews—
Number of ratings849 — better—
Update frequencyEvery 5 days—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS1515.0
Further details — not scored
Size224 MB17 MB
Age rating4+4+
DeveloperMISA JSCzied tbini

Bugs and requests

Spending Tracker

Reported bugs

4 issues
  • Transactions not syncing properly
  • Accounts being deleted unexpectedly
  • App crashes and freezes frequently
  • Compatibility issues with newer OS versions

Requested features

4 requests
  • Add more customization options
  • Improve syncing and backup functionality
  • Integrate with banking/financial institutions
  • Provide better customer support

Splitio

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

Spending Tracker

Subscriptions2
  • Money Keeper Premium$1.991 Month
  • Money Keeper Premium Yearly$6.991 Year
One-time3
  • Giao diện vàng sang trọng$5.99
  • Themes vàng đồng sang trọng$5.99
  • Money Keeper Premium Lifetime$24.99
None

Splitio

No in-app purchases

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Splitio free?
Splitio is free to download, with no in-app purchases.
Do Spending Tracker or Splitio have ads?
Neither Spending Tracker nor Splitio shows ads.

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