Comparison

Repay vs LoadnGo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Repay

This app helps manage shared expenses among friends for group trips, shared living, or parties. It provides a clear overview of who paid for what, calculates individual shares, and tracks who owes money to whom, simplifying financial arrangements.

Highlights
  • Track shared expenses
  • Calculate individual shares
  • Manage group finances
  • Create unlimited events (premium)
  • Log transactions easily
  • View clear financial overview
Features
Read full description

When we travel as a group of friends, rent an apartment together, share expenses at the party, or read the restaurant bill - in all such cases, you have to arrange finances of the participants. On one hand, friends prefer not to spoil relations by mere formalities. On the other hand, nobody likes to overpay, as well as to be in debt. Repay offers an elegant solution for this delicate problem. Use it for building a clear and transparent picture: who pays for what, what is the budget for an event, what are your shares, who owes you money and to whom do you owe. Log in to Repay by any mean which is convenient for you - via web interface following the link http://repayapp.com/ on any computer, or by using the Repay app for Apple iPhone on a mobile phone, tablet, or any other gadget. You can create an event (for instance, “Holidays in the Alps”) at Repay just in two clicks, and add friends so all the participants can track expenses and registers their transactions: “I’ve bought flight tickets for all”, “Peter paid for Elena”, “I gave money to a friend”, “Our advance money is paid back, let’s share”. Repay shows the action sequence to all participants. Repay calculates financing and displays the results helping to find answers to typical questions: • who are the participants? • what is the total share of any participant? • to whom do I owe, and how much? • who owes me money, and how much? • how much money does a specified participant need to pay? • how much money do the other participants need to pay to him or her? • what is the total budget of the event? When you run the mobile app in a free-of-charge mode, all Repay functionality is available, but the monthly quota for number of transactions and their total value is implemented. By purchasing a premium account, you eliminate all that limitations. It is easy to prolong the premium account subscription. Upgrade to One Year Premium Subscription for unlimited usage of Repay just for $2.99/year. Payment will be charged to your iTunes Account at confirmation of purchase. The subscription will automatically renew if not cancelled 24 hours before the end of the current period. The current period itself cannot be cancelled. Subscriptions may be managed and auto-renewal may be turned off in the Account Settings after purchase. Please, read our Privacy Policy at http://repayapp.com/privacy/, as well as our additional Privacy Policy for Children http://repayapp.com/privacy_children. Don't forget to read the App Terms of Service https://www.apple.com/legal/internet-services/itunes/dev/stdeula/. Visit the Repay web site http://repayapp.com/ to find additional information, to register, to start using Repay, and to download the mobile applications. FEATURES • Any user can register at Repay unlimited number of events, and for any of those events - unlimited number of participants and transactions (on premium accounts) • Supported transactions: - purchases in equal (even) and unequal parts (split). In the first case, a sum of money is divided among the participants. In the latter, you enter the size of contribution of every participant. The advanced split transactions are also supported, when you specify individual unequal parts and sum total, and the remainder of the sum is divided evenly. - individual purchases, when one participant pays for another - money is lent, and repaid - income - getting unused money back • Easy, free of charge registration procedure. Your login is you mobile phone number. • Notifications by SMS about financial actions of other participants • You can use Repay on your mobile device running Apple iOS (iPhone, iPad, iPod) or on any desktop computer via any Internet browser • Localization: English and Russian languages are already supported, the number of supported languages grows up • Integration with a phone book of your mobile • You can see in real time the current balance of any participant, the size of debts and shares of the participants

About

LoadnGo

Manage your prepaid card conveniently and securely. Reload funds, transfer currency between wallets, and view real-time transaction history. Access your online card account to check all card activities.

Highlights
  • Reload prepaid cards
  • Transfer currency between wallets
  • View real-time transactions
  • Access online card account
  • Check card activities
Features
Read full description

Reload anywhere, transfer anytime, view transactions in Real Time with LoadnGo. Reload your prepaid card anywhere conveniently and securely. Transfer currency from wallet to wallet on your Load & Travel Prepaid Card. Access your online card account and Check the card activities.

Screenshots

Repay4 screens
LoadnGo4 screens

Verdict

The call

Repay and LoadnGo both sit at 1.0 stars, but that hides the real split: 100% of Repay's written reviews are positive against 0% of LoadnGo's. Repay also leads on update cadence (every 6 weeks vs every 7 months). LoadnGo's advantage is in-app purchases (none vs 1) and iOS requirement (9.1 vs 13.0). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Repay sells 1 in-app purchase, starting at $2.99 per year. LoadnGo asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 1.0 for Repay against 1.0 for LoadnGo. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews are what separate them: 100% of Repay's written reviews are positive against 0% of LoadnGo's.

UpkeepUpdate frequency

Repay ships an update every 6 weeks, LoadnGo every 7 months. The most recent releases landed on September 23, 2026 and June 1, 2026 respectively.

Scorecard5 real differences · 5 level
Repay versus LoadnGo: the parameters behind the verdict, then further details
ParameterRepayLoadnGo
PriceFreeFree
Rating1.0 (1 ratings)1.0 (1 ratings)
Positive reviews100.0% of reviews — better0.0% of reviews
Number of ratings11
Update frequencyEvery 6 weeks — betterEvery 7 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.09.1 — better
Further details — not scored
Size17 MB282 MB
Age rating4+4+
DeveloperOleg Bogumirskiyi2c Inc.

Customer experience

Repay

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

LoadnGo

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

1 purchases

Repay

Subscriptions1
  • One year premium subscription$2.991 Year
None

LoadnGo

No in-app purchases

Questions

Is Repay free?
Repay is free to download, with in-app purchases available.
Is LoadnGo free?
LoadnGo is free to download, with no in-app purchases.
Which has better reviews, Repay or LoadnGo?
Repay and LoadnGo are both rated 1.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do Repay or LoadnGo have ads?
Neither Repay nor LoadnGo shows ads.
Which is updated more often, Repay or LoadnGo?
Repay ships an update every 6 weeks, and LoadnGo every 7 months. Most recently, Repay was updated on September 23, 2026 and LoadnGo on June 1, 2026.

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