Comparison

Repay vs Repays

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Repay

This app helps manage shared expenses among friends for group trips, shared living, or parties. It provides a clear overview of who paid for what, calculates individual shares, and tracks who owes money to whom, simplifying financial arrangements.

Highlights
  • Track shared expenses
  • Calculate individual shares
  • Manage group finances
  • Create unlimited events (premium)
  • Log transactions easily
  • View clear financial overview
Features
Read full description

When we travel as a group of friends, rent an apartment together, share expenses at the party, or read the restaurant bill - in all such cases, you have to arrange finances of the participants. On one hand, friends prefer not to spoil relations by mere formalities. On the other hand, nobody likes to overpay, as well as to be in debt. Repay offers an elegant solution for this delicate problem. Use it for building a clear and transparent picture: who pays for what, what is the budget for an event, what are your shares, who owes you money and to whom do you owe. Log in to Repay by any mean which is convenient for you - via web interface following the link http://repayapp.com/ on any computer, or by using the Repay app for Apple iPhone on a mobile phone, tablet, or any other gadget. You can create an event (for instance, “Holidays in the Alps”) at Repay just in two clicks, and add friends so all the participants can track expenses and registers their transactions: “I’ve bought flight tickets for all”, “Peter paid for Elena”, “I gave money to a friend”, “Our advance money is paid back, let’s share”. Repay shows the action sequence to all participants. Repay calculates financing and displays the results helping to find answers to typical questions: • who are the participants? • what is the total share of any participant? • to whom do I owe, and how much? • who owes me money, and how much? • how much money does a specified participant need to pay? • how much money do the other participants need to pay to him or her? • what is the total budget of the event? When you run the mobile app in a free-of-charge mode, all Repay functionality is available, but the monthly quota for number of transactions and their total value is implemented. By purchasing a premium account, you eliminate all that limitations. It is easy to prolong the premium account subscription. Upgrade to One Year Premium Subscription for unlimited usage of Repay just for $2.99/year. Payment will be charged to your iTunes Account at confirmation of purchase. The subscription will automatically renew if not cancelled 24 hours before the end of the current period. The current period itself cannot be cancelled. Subscriptions may be managed and auto-renewal may be turned off in the Account Settings after purchase. Please, read our Privacy Policy at http://repayapp.com/privacy/, as well as our additional Privacy Policy for Children http://repayapp.com/privacy_children. Don't forget to read the App Terms of Service https://www.apple.com/legal/internet-services/itunes/dev/stdeula/. Visit the Repay web site http://repayapp.com/ to find additional information, to register, to start using Repay, and to download the mobile applications. FEATURES • Any user can register at Repay unlimited number of events, and for any of those events - unlimited number of participants and transactions (on premium accounts) • Supported transactions: - purchases in equal (even) and unequal parts (split). In the first case, a sum of money is divided among the participants. In the latter, you enter the size of contribution of every participant. The advanced split transactions are also supported, when you specify individual unequal parts and sum total, and the remainder of the sum is divided evenly. - individual purchases, when one participant pays for another - money is lent, and repaid - income - getting unused money back • Easy, free of charge registration procedure. Your login is you mobile phone number. • Notifications by SMS about financial actions of other participants • You can use Repay on your mobile device running Apple iOS (iPhone, iPad, iPod) or on any desktop computer via any Internet browser • Localization: English and Russian languages are already supported, the number of supported languages grows up • Integration with a phone book of your mobile • You can see in real time the current balance of any participant, the size of debts and shares of the participants

About

Repays

Features
Read full description

Repays is an innovative and user-friendly app that allows you to effortlessly track your financial obligations. Manage your debts and payments securely, ensuring you never miss a bill payment deadline. Here are the features Repays offers: Comprehensive Payment Tracking: View your debts, invoices, and other financial obligations all in one place. Reminders and Notifications: Receive timely reminders for upcoming payment dates to avoid delays. Secure Data Management: Keep your personal and financial information safe with top-level security measures. User-Friendly Interface: Easily perform transactions with its simple and intuitive design. Multi-Language and Currency Support: A global solution with different languages and currencies. Strengthen your financial management with Repays and take control. Download today and manage your debts with ease!

Screenshots

Repay4 screens
Repays4 screens

Verdict

The call

The clearest difference is in-app purchases: Repays at none against Repay's 1. Repay's advantage is update cadence (every 6 weeks vs every 16 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Repay sells 1 in-app purchase, starting at $2.99 per year. Repays asks for nothing beyond the download.

UpkeepUpdate frequency

Repay ships an update every 6 weeks, Repays every 16 months. The most recent releases landed on September 23, 2026 and September 8, 2026 respectively.

Scorecard2 real differences · 8 level
Repay versus Repays: the parameters behind the verdict, then further details
ParameterRepayRepays
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 6 weeks — betterEvery 16 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size17 MB84 MB
Age rating4+4+
DeveloperOleg BogumirskiyFurkan Aratman

In-app purchases

1 purchases

Repay

Subscriptions1
  • One year premium subscription$2.991 Year
None

Repays

No in-app purchases

Questions

Is Repay free?
Repay is free to download, with in-app purchases available.
Is Repays free?
Repays is free to download, with no in-app purchases.
Do Repay or Repays have ads?
Neither Repay nor Repays shows ads.
Which is updated more often, Repay or Repays?
Repay ships an update every 6 weeks, and Repays every 16 months. Most recently, Repay was updated on September 23, 2026 and Repays on September 8, 2026.

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