Comparison

Repay vs Reepay NG

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Repay

This app helps manage shared expenses among friends for group trips, shared living, or parties. It provides a clear overview of who paid for what, calculates individual shares, and tracks who owes money to whom, simplifying financial arrangements.

Highlights
  • Track shared expenses
  • Calculate individual shares
  • Manage group finances
  • Create unlimited events (premium)
  • Log transactions easily
  • View clear financial overview
Features
Read full description

When we travel as a group of friends, rent an apartment together, share expenses at the party, or read the restaurant bill - in all such cases, you have to arrange finances of the participants. On one hand, friends prefer not to spoil relations by mere formalities. On the other hand, nobody likes to overpay, as well as to be in debt. Repay offers an elegant solution for this delicate problem. Use it for building a clear and transparent picture: who pays for what, what is the budget for an event, what are your shares, who owes you money and to whom do you owe. Log in to Repay by any mean which is convenient for you - via web interface following the link http://repayapp.com/ on any computer, or by using the Repay app for Apple iPhone on a mobile phone, tablet, or any other gadget. You can create an event (for instance, “Holidays in the Alps”) at Repay just in two clicks, and add friends so all the participants can track expenses and registers their transactions: “I’ve bought flight tickets for all”, “Peter paid for Elena”, “I gave money to a friend”, “Our advance money is paid back, let’s share”. Repay shows the action sequence to all participants. Repay calculates financing and displays the results helping to find answers to typical questions: • who are the participants? • what is the total share of any participant? • to whom do I owe, and how much? • who owes me money, and how much? • how much money does a specified participant need to pay? • how much money do the other participants need to pay to him or her? • what is the total budget of the event? When you run the mobile app in a free-of-charge mode, all Repay functionality is available, but the monthly quota for number of transactions and their total value is implemented. By purchasing a premium account, you eliminate all that limitations. It is easy to prolong the premium account subscription. Upgrade to One Year Premium Subscription for unlimited usage of Repay just for $2.99/year. Payment will be charged to your iTunes Account at confirmation of purchase. The subscription will automatically renew if not cancelled 24 hours before the end of the current period. The current period itself cannot be cancelled. Subscriptions may be managed and auto-renewal may be turned off in the Account Settings after purchase. Please, read our Privacy Policy at http://repayapp.com/privacy/, as well as our additional Privacy Policy for Children http://repayapp.com/privacy_children. Don't forget to read the App Terms of Service https://www.apple.com/legal/internet-services/itunes/dev/stdeula/. Visit the Repay web site http://repayapp.com/ to find additional information, to register, to start using Repay, and to download the mobile applications. FEATURES • Any user can register at Repay unlimited number of events, and for any of those events - unlimited number of participants and transactions (on premium accounts) • Supported transactions: - purchases in equal (even) and unequal parts (split). In the first case, a sum of money is divided among the participants. In the latter, you enter the size of contribution of every participant. The advanced split transactions are also supported, when you specify individual unequal parts and sum total, and the remainder of the sum is divided evenly. - individual purchases, when one participant pays for another - money is lent, and repaid - income - getting unused money back • Easy, free of charge registration procedure. Your login is you mobile phone number. • Notifications by SMS about financial actions of other participants • You can use Repay on your mobile device running Apple iOS (iPhone, iPad, iPod) or on any desktop computer via any Internet browser • Localization: English and Russian languages are already supported, the number of supported languages grows up • Integration with a phone book of your mobile • You can see in real time the current balance of any participant, the size of debts and shares of the participants

About

Reepay NG

Features
Read full description

Reepay helps you pay everyday bills quickly and keep track of your transactions in one simple app. With Reepay, you can buy airtime, purchase data bundles, pay cable TV subscriptions, pay electricity bills, fund your wallet, and view your transaction history whenever you need it. Whether you are topping up your phone, subscribing for data, renewing cable TV, or paying for electricity, Reepay gives you a simple payment experience with clear receipts and transaction records. What you can do with Reepay: • Buy airtime for major mobile networks • Purchase data bundles • Pay cable TV subscriptions • Pay electricity bills • Fund your Reepay wallet • View transaction history • Open transaction receipts • Copy important payment details • Track successful, pending, failed, and refunded transactions Reepay is built for people who want a straightforward way to handle routine bill payments without jumping between different platforms. Key features: Fast bill payments Pay for airtime, data, cable TV, and electricity from your phone. Wallet funding Fund your Reepay wallet and use it for supported payments. Transaction receipts Open a transaction to see full payment details, including amount, fee, payment method, provider, recipient details, and transaction status. Simple transaction history Search, filter, and review previous transactions in one place. Clear payment records Keep track of your payments with easy-to-read receipts and status labels. Reepay is designed to make everyday digital payments easier, clearer, and more organized. Reepay NG is owned and operated by REE Technology and Innovation Ltd.

Screenshots

Repay4 screens
Reepay NG4 screens

Verdict

The call

The clearest difference is in-app purchases: Reepay NG at none against Repay's 1. Reepay NG also leads on update cadence (fortnightly vs every 6 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Repay sells 1 in-app purchase, starting at $2.99 per year. Reepay NG asks for nothing beyond the download.

UpkeepUpdate frequency

Repay ships an update every 6 weeks, Reepay NG fortnightly. The most recent releases landed on October 19, 2026 and September 29, 2026 respectively.

Scorecard2 real differences · 8 level
Repay versus Reepay NG: the parameters behind the verdict, then further details
ParameterRepayReepay NG
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size17 MB57 MB
Age rating4+4+
DeveloperOleg BogumirskiyReepay Technologies

In-app purchases

1 purchases

Repay

Subscriptions1
  • One year premium subscription$2.991 Year
None

Reepay NG

No in-app purchases

Questions

Is Repay free?
Repay is free to download, with in-app purchases available.
Is Reepay NG free?
Reepay NG is free to download, with no in-app purchases.
Do Repay or Reepay NG have ads?
Neither Repay nor Reepay NG shows ads.
Which is updated more often, Repay or Reepay NG?
Repay ships an update every 6 weeks, and Reepay NG fortnightly. Most recently, Repay was updated on October 19, 2026 and Reepay NG on September 29, 2026.

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