PINACLE® vs TCB BankNow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PINACLE®
Access your corporate online banking portal on the go. Approve transactions, view account details, initiate payments, and manage user access securely from your mobile device.
- Approve and decision items
- View balances and transaction details
- Initiate payments
- Search for transactions and images
- View real-time credit information
- Manage operator access
- Receive notifications
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PINACLE® Get 24/7 access to PINACLE®, PNC Bank’s corporate online and mobile banking portal. The PINACLE Mobile App is a service offered exclusively to all PINACLE and PINACLE Express operators. There is no separate fee for the app. FEATURES APPROVE and DECISION ITEMS — Approve wire transfers or templates, ACH batches or templates, and operator passwords, and review Positive Pay exceptions and ACH Positive Pay suspects. VIEW BALANCES and TRANSACTION DETAILS — View Current Day and Previous Day account balances and transactions, or drill down into individual account details from your dashboard. INITIATE PAYMENTS — Initiate real-time account transfers, repetitive wire transfers, ACH batches from templates, and review daily activity for all three payment types in the Manage Payments feature. SEARCH FOR TRANSACTIONS and IMAGES — Conduct a search for individual transactions or a range of transactions; view transaction details including images (when available). VIEW REAL-TIME CREDIT INFORMATION and RECENT TRANSACTIONS — View details of commitments, loans and letters of credit, including availability, balances, maturity dates/rates, and recent transaction history. MANAGE OPERATOR ACCESS — Change and approve operator passwords, unlock operators, and prompt re-enrollment of security questions. NOTIFICATIONS — View Event Notifications, System Alerts and Informational Messages to keep informed of business activities. SECURITY — Authentication credentials for the app are the same as what you use for the PINACLE desktop application. Additionally, the PINACLE Mobile App provides enhanced detection and security controls specific to device utilization in a mobile network environment. Conveniently access PINACLE with biometric factors instead of your login credentials when using Touch ID or Face ID authentication. Simply activate this feature from the login page. A token passcode is still required, where applicable. To get started, download and launch the app. Then log in with your existing PINACLE Company ID, User ID, password and token passcode (if required). It’s that simple! For PINACLE questions or support, call Treasury Management Client Care at 1-800-669-1518 or tmcc@pnc.com PNC does not charge a fee for this application. However, third party message and data rates may apply. A supported mobile device is needed to use the PINACLE Mobile App. Certain other restrictions may apply. See the PINACLE Service Agreement. PNC and PINACLE have registered marks of The PNC Financial Services Group, Inc. (“PNC”). Bank deposit, treasury management products and services are provided by PNC Bank, National Association, a wholly-owned subsidiary of PNC and Member FDIC. ©2026 The PNC Financial Services Group, Inc. All rights reserved.
TCB BankNow
Manage your business banking and treasury services on the go with this mobile app. Perform approvals, view balances, transfer funds, and receive alerts directly from your smartphone or tablet.
- Perform approvals on mobile
- View account balances and checks
- Transfer funds between internal accounts
- Place stop payments
- View statements on mobile
- Receive alerts and notifications
- Enhanced transaction search
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Texas Capital Bank’s BankNow® Treasury Services is a new mobile app that allows you to run your business even when you’re away from your desk. Manage your business banking and treasury services right from your smartphone or tablet. Features include: • Perform all approvals from your mobile device • View account balances and checks • Transfer funds or place stop payments between internal accounts • View your statements on your mobile device • Receive alerts and notifications via email, voice or SMS text • Enhanced search capabilities across all transaction types in Account Dashboard Texas Capital Bank is a commercial bank that delivers highly personalized financial services to business and entrepreneurs.
Screenshots
Verdict
The clearest difference is rating: TCB BankNow at 4.3 against PINACLE®'s 1.0. PINACLE®'s advantage is update cadence (every 2 months vs every 6 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TCB BankNow holds the better App Store score, 4.3 against 1.0. Both are backed by a comparable volume of ratings — 7 and 3 respectively.
PINACLE® ships an update every 2 months, TCB BankNow every 6 months. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.
| Parameter | PINACLE® | TCB BankNow |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (7 ratings) | 4.3 (3 ratings) — better |
| Positive reviews | 3.6% of reviews | — |
| Number of ratings | 7 — better | 3 |
| Update frequency | Every 2 months — better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.6 | 16.0 — better |
| Further details — not scored | ||
| Size | 31 MB | 43 MB |
| Age rating | 4+ | 17+ |
| Developer | PNC Bank, N.A. | Texas Capital Bank |
Customer experience
PINACLE®
TCB BankNow
In-app purchases
PINACLE®
No in-app purchases
TCB BankNow
No in-app purchases
Questions
Is PINACLE® free?
Is TCB BankNow free?
Which has better reviews, PINACLE® or TCB BankNow?
Do PINACLE® or TCB BankNow have ads?
Which is updated more often, PINACLE® or TCB BankNow?
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