Comparison

Finances vs Budget Expense Tracker|Manager

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finances

Manage your finances with this app that tracks expenses, income, and investments. Set budgets, monitor cash flow, and view detailed reports. Cloud sync ensures your data is backed up and accessible across devices.

Highlights
  • Expense and income tracking
  • Budget management
  • Investment tracking
  • Bill reminders
  • Multi-currency support
  • Cloud sync
  • Financial reports
Features
Read full description

The Finances application provides an integrated set of features to help you manage your cash flow and investments: - For cash flow, Finances supports tracking expenses and income, and includes support for budgets, accounts, payees, and bill tracking. - For investments, Finances supports tracking cash and stock investments and automatically fetches daily stock prices. - Finances allows flexible cycles for managing your cash-flow: Monthly (default), Weekly, Every 2 weeks, Every 4 weeks, and Semi-monthly. - The Finances application provides the ability to group your expenses into categories and sub-categories, and lets you set a budget and track expenses at the category/sub-category level. - The features within Finances are well integrated such that a bill can become an expense (when you pay for it) and adjust the account balance at the same time. - Finances includes Cloud Sync that automatically backs up your data, and syncs entries across multiple devices (iPhone, iPad). KEY FEATURES: Expenses: - Create/Edit/Delete expenses and recurring expenses - Browse expense entries by month, by category/date with the ability to drill-down - Optionally associate an account and payee with an expense - Attach photo images of receipts; drag and resize images on screen - Support for multiple currencies and automatic exchange rate conversion Income: - Create/Edit/Delete income and recurring income - Optionally associate an account with the income Bills - Create/Edit/Delete bills and recurring bills - Support for Payees, and track payments by Payee. - Make payment on bills either an as expense or as a transfer (to avoid double accounting your expenses) - Bill reminders Categories and Budget - Create/Edit/Delete expense categories and sub-categories - Set a budget, and track expenses at the category/sub-category level. - Associate icons with the categories - Budget rollover - Support for one-time budgets - Classify expenses into fixed, variable and discretionary and compute your disposable income Accounts - Support for Accounts such as Checking, Savings, Credit, Debit, Cash, etc. - Associate your expense and income entries with your accounts and accurately track account balances. - View transactions, and do transfer between accounts. - Ability to choose a different base currency for each account Investments - Support create/edit/delete of Investment accounts - Support for add/edit/delete of investments - Support for Cash and Stock investments - Automatic fetching of stock prices every for accurate tracking of investment values Reports - Trend chart for Expense, Budget and Income for the last 6 months - Trend chart for Accounts and Investments for the last 6 months - Pie/Bar charts for expense break-down (Available in the Expenses screen). - Export reports in PDF/CSV format by email or via WiFi Cloud Sync - Automatic backups - Automatically sync entries across multiple devices (iPhone, iPad, iTouch) - Sync works over 4G and WiFi - Ability to work within a single budget with other members of the household Other - Import data in OFX/CSV format into accounts - Large numeric keypad for expense/income amount entry - Finances follows the locale/region setting on your device and shows date and currency symbols appropriate for your region Finances is free for the first 100 entries. You can upgrade to unlimited entries by subscribing to either the monthly plan or the yearly plan. Payment will be charged to iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renewal within 24-hours prior to the end of the current period at the current subscription price. The subscription auto-renewal can be turned off by going to your iTunes Account Settings. Please refer to http://www.anishu.com/privacy.html for privacy policy, and http://www.anishu.com/terms.html for terms of use.

About

Budget Expense Tracker|Manager

Manage your personal finances with this comprehensive tool. Track income and expenses, create budgets, and monitor savings. Features include financial forecasting, loan management, multi-currency support, and secure data synchronization via Dropbox.

Highlights
  • Expense tracking
  • Budget creation
  • Financial goal setting
  • Expense reports and charts
  • Shared finance synchronization
  • Loan management
  • Multi-currency support
Features
Read full description

Budget is the simple and efficient way to manage your finances right from the palm of your hand Budget is a comprehensive and effective solution that gives you the power to carefully manage your money. With it, you will be able to monitor and control your funds on your way to achieving your personal financial goals. View everything directly on your phone Choose from over 15 types of reports and charts to better comprehend where money is coming in from and how it is being spent. Take charge of your goals Create budgets to control your expenses in pursuit of your financial goals. Budget will help you stay on track by sending you notifications if you have exceeded the limits you have set for yourself. Manage your expenses together Are you also looking to manage shared finances with your loved one or others? If so, you can quickly and safely synchronize all of your data across all of your devices through your personal Dropbox account. Any changes made by any user at any time will appear immediately on all of your devices. Forecast for the future Budget’s smart financial planning tools allow you to create more accurate predictions of what funds will be available in the future. Enter and track your expected income and expenses to better understand if any changes need to be made in your planning so that you will be able to reach your goals. Pay and receive on time Manage your loans more efficiently with reminders and SMS messages that can be sent directly from the application, so that you pay back lenders or receive funds from borrowers on time. Euros, Dollars, Etc. Multi-currency accounting support, along with exchange rates and conversions, allow you to perform any type of transaction in any currency. Save responsibly Monitor your savings that have been set aside for specific goals across all of your accounts Be secure Only you have access to your data since synchronization occurs through your personal Dropbox account. As a result, neither the application developer nor anyone else will be able to view it. Backup and save You will never have to worry about losing your data, as daily backups are performed automatically across all of your devices. You can buy Budget subscription and get every feature. Yearly Budget auto-renewable subscription costs $28.99 per year. Payment will be charged to iTunes Account at confirmation of purchase. Yearly subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. No cancellation of the current subscription is allowed during active subscription period. Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication. Created on 1C platform Terms of use: https://docs.google.com/document/d/15R0WpdPs6aW26uBRexxfJ4Cka8mAkgyGJpMA_j9I9T0/pub Privacy Policy: https://baksheevn.wixsite.com/the-gym/privacy

Screenshots

Finances4 screens
Budget Expense Tracker|Manager4 screens

Verdict

The call

The clearest difference is monetization model: Finances at free with in-app purchases against Budget Expense Tracker|Manager's subscription. Budget Expense Tracker|Manager's advantage is rating (4.8 vs 4.3) and ratings volume (150 vs 7). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finances sells 2 in-app purchases, starting at $0.99 per month and Budget Expense Tracker|Manager sells 6 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Budget Expense Tracker|Manager holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Budget Expense Tracker|Manager has 150 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 75% of Finances's written reviews are positive against 84% of Budget Expense Tracker|Manager's.

UpkeepUpdate frequency

Finances ships an update every 4 months, Budget Expense Tracker|Manager every 6 weeks. The most recent releases landed on October 24, 2026 and November 1, 2026 respectively.

Scorecard6 real differences · 4 level
Finances versus Budget Expense Tracker|Manager: the parameters behind the verdict, then further details
ParameterFinancesBudget Expense Tracker|Manager
PriceFreeFree
Rating4.3 (7 ratings)4.8 (150 ratings) — better
Positive reviews75.0% of reviews83.7% of reviews — better
Number of ratings7150 — better
Update frequencyEvery 4 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases — betterSubscription
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size27 MB144 MB
Age rating4+4+
DeveloperAnishu, Inc.1C-RARUS TAS, MAS ULIYATI CHEKLANGAN JAMIYATI XORIJIY KORXONASI

Customer experience

Finances

All ratings7 ratings
Positive85.7%
Neutral0.0%
Negative14.3%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

Budget Expense Tracker|Manager

All ratings149 ratings
Positive94.6%
Neutral2.0%
Negative3.4%
Written reviews326 reviews
Positive83.7%
Neutral3.1%
Negative13.2%

In-app purchases

2 purchases

Finances

Subscriptions2
  • Finances Monthly Subscription$0.991 Month
  • Finances Subscription$9.991 Year
6 purchases

Budget Expense Tracker|Manager

Subscriptions5
  • Full access for a month$4.991 Month
  • Full access for a year$29.991 Year
  • Yearly auto-renewing subscript7 Days trial$29.991 Year
Show 2 more
  • Yearly subscription14 Days trial2 variants$29.991 Year
  • Yearly auto-renewing subscript2 variants$29.991 Year
One-time1
  • Full access forever3 variants$59.99

Questions

Is Finances free?
Finances is free to download, with in-app purchases available.
Is Budget Expense Tracker|Manager free?
Budget Expense Tracker|Manager is free to download, with in-app purchases available.
Which has better reviews, Finances or Budget Expense Tracker|Manager?
Budget Expense Tracker|Manager is rated higher. Finances averages 4.3 out of 5 from 7 ratings, while Budget Expense Tracker|Manager averages 4.8 from 150 ratings.
Do Finances or Budget Expense Tracker|Manager have ads?
Neither Finances nor Budget Expense Tracker|Manager shows ads.
Which is updated more often, Finances or Budget Expense Tracker|Manager?
Finances ships an update every 4 months, and Budget Expense Tracker|Manager every 6 weeks. Most recently, Finances was updated on October 24, 2026 and Budget Expense Tracker|Manager on November 1, 2026.

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