Finances vs Nudget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finances
Manage your finances with this app that tracks expenses, income, and investments. Set budgets, monitor cash flow, and view detailed reports. Cloud sync ensures your data is backed up and accessible across devices.
- Expense and income tracking
- Budget management
- Investment tracking
- Bill reminders
- Multi-currency support
- Cloud sync
- Financial reports
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The Finances application provides an integrated set of features to help you manage your cash flow and investments: - For cash flow, Finances supports tracking expenses and income, and includes support for budgets, accounts, payees, and bill tracking. - For investments, Finances supports tracking cash and stock investments and automatically fetches daily stock prices. - Finances allows flexible cycles for managing your cash-flow: Monthly (default), Weekly, Every 2 weeks, Every 4 weeks, and Semi-monthly. - The Finances application provides the ability to group your expenses into categories and sub-categories, and lets you set a budget and track expenses at the category/sub-category level. - The features within Finances are well integrated such that a bill can become an expense (when you pay for it) and adjust the account balance at the same time. - Finances includes Cloud Sync that automatically backs up your data, and syncs entries across multiple devices (iPhone, iPad). KEY FEATURES: Expenses: - Create/Edit/Delete expenses and recurring expenses - Browse expense entries by month, by category/date with the ability to drill-down - Optionally associate an account and payee with an expense - Attach photo images of receipts; drag and resize images on screen - Support for multiple currencies and automatic exchange rate conversion Income: - Create/Edit/Delete income and recurring income - Optionally associate an account with the income Bills - Create/Edit/Delete bills and recurring bills - Support for Payees, and track payments by Payee. - Make payment on bills either an as expense or as a transfer (to avoid double accounting your expenses) - Bill reminders Categories and Budget - Create/Edit/Delete expense categories and sub-categories - Set a budget, and track expenses at the category/sub-category level. - Associate icons with the categories - Budget rollover - Support for one-time budgets - Classify expenses into fixed, variable and discretionary and compute your disposable income Accounts - Support for Accounts such as Checking, Savings, Credit, Debit, Cash, etc. - Associate your expense and income entries with your accounts and accurately track account balances. - View transactions, and do transfer between accounts. - Ability to choose a different base currency for each account Investments - Support create/edit/delete of Investment accounts - Support for add/edit/delete of investments - Support for Cash and Stock investments - Automatic fetching of stock prices every for accurate tracking of investment values Reports - Trend chart for Expense, Budget and Income for the last 6 months - Trend chart for Accounts and Investments for the last 6 months - Pie/Bar charts for expense break-down (Available in the Expenses screen). - Export reports in PDF/CSV format by email or via WiFi Cloud Sync - Automatic backups - Automatically sync entries across multiple devices (iPhone, iPad, iTouch) - Sync works over 4G and WiFi - Ability to work within a single budget with other members of the household Other - Import data in OFX/CSV format into accounts - Large numeric keypad for expense/income amount entry - Finances follows the locale/region setting on your device and shows date and currency symbols appropriate for your region Finances is free for the first 100 entries. You can upgrade to unlimited entries by subscribing to either the monthly plan or the yearly plan. Payment will be charged to iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renewal within 24-hours prior to the end of the current period at the current subscription price. The subscription auto-renewal can be turned off by going to your iTunes Account Settings. Please refer to http://www.anishu.com/privacy.html for privacy policy, and http://www.anishu.com/terms.html for terms of use.
Nudget
This app simplifies expense tracking and budgeting with a focus on speed and ease of use. It offers quick expense entry, insightful spending analysis, and recurring expense management. Enjoy a private and customizable budgeting experience with iCloud sync and home screen widgets.
- Quick expense entry
- Spending insights and analysis
- Recurring expense management
- iCloud sync
- Home screen widgets
- Customizable app icons
- Siri support
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Finally. A budgeting app for the rest of us. A focus on speed & simplicity transform the daunting task of budgeting into a fun and insightful experience. OUR AMAZING REVIEWS SAY IT ALL “Nudget makes it easier than most budgeting apps to get started and keep up with expense tracking.” - John Voorhees from MacStories “Boom. Done. I just launch the app, type that in, and then move on with my day.” - Mikah Sargent from iOS Today “A budgeting app for people who hate budgeting.” - Angelica Leicht from Komando “Nudget’s clean and seamless interface makes it easy to input the numbers and figure out how much you can be spending every day, without the hassle.” - Christine Romero-Chan from iMore “Nudget is a simple yet powerful budgeting app with a unique take on helping you track your spending and save for the future” - Chance Miller from 9to5Mac *** CORE FEATURES *** ENTER AN EXPENSE IN SECONDS Manually entering your expenses can be a huge chore with other apps, requiring tons of swiping and tapping through different screens. Nudget makes recording an expense fast and fluid, so you can quickly open the app, record your purchase, and get on with your day. UNDERSTAND YOUR SPENDING WITHOUT A SPREADSHEET Understanding your spending habits shouldn’t require the use of complex spreadsheet software. That’s why Nudget analyzes your spending for you in the Insights tab. Insights take all the guesswork out of where your money is going and lets you know if your spending is off track and which categories you should keep an eye on. Tap to expand any insight for a gorgeous chart which gives even more detail. ICLOUD SYNC Use Nudget on your iPhone or iPad. Your data automatically syncs so you never skip a beat. MANAGE YOUR RECURRING EXPENSES Tired of subscription charges you can’t keep track of? Us too. That’s why Nudget supports adding recurring expenses, so you can easily keep a list of which subscriptions you have ongoing and compare them against each other. ALWAYS PRIVATE We strongly believe that your data is yours. Because of this, we do not collect any identifiable information about our users, only tracking the bare minimum needed to hunt down bugs and crashes. We do not share any data with third parties. GORGEOUS WIDGETS Viewing your budget has never been easier. With spending insights right on your home screen, you never have to worry you’ll accidentally go over budget. SUPPORT FOR EVERY CURRENCY Nudget supports every currency, meaning no matter where you live, you’ll have a great experience. CUSTOM APP ICONS Customize your experience with a new app icon. Dark mode optimized icons, seasonal festivities, and stacks of bills from different currencies are among the selection—with many more to come in the future! SIRI SUPPORT Add a new expense entirely handsfree with Siri. You can even ask Siri to check any of your spending insights! Set up these custom commands in Apple’s Shortcuts app. FACE ID & TOUCH ID Require authentication from Face ID / Touch ID when opening Nudget. Just enable this in settings. Setup takes less than a minute, so what’re you waiting for? Start saving with Nudget today. Privacy Policy: https://nudgetapp.com/privacy-policy Terms: https://nudgetapp.com/terms
Screenshots
Verdict
The clearest difference is update cadence: Nudget at weekly against Finances's every 4 months. Nudget also leads on ratings volume (378 vs 7) and rating (4.5 vs 4.3). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Finances sells 2 in-app purchases, starting at $0.99 per month and Nudget sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Nudget holds the better App Store score, 4.5 against 4.3. That said, the two scores are not equally well evidenced: Nudget has 378 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 75% of Finances's written reviews are positive against 69% of Nudget's, so the app with the better star average is not the one people write more warmly about.
Finances ships an update every 4 months, Nudget weekly. The most recent releases landed on October 5, 2026 and October 9, 2026 respectively.
| Parameter | Finances | Nudget |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (7 ratings) | 4.5 (378 ratings) — better |
| Positive reviews | 75.0% of reviews — better | 69.2% of reviews |
| Number of ratings | 7 | 378 — better |
| Update frequency | Every 4 months | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 27 MB | 73 MB |
| Age rating | 4+ | 4+ |
| Developer | Anishu, Inc. | Sawyer Blatz |
Customer experience
Finances
Nudget
Bugs and requests
Finances
Not enough reviews yet to summarise bugs or requests.
Nudget
Reported bugs
3 issues- Widgets not refreshing correctly
- Issues with decimal input
- Budgeting calculations not working as expected
Requested features
5 requests- Add biweekly/semimonthly income/expense options
- Improve insights and spending breakdown (e.g. pie charts, category totals)
- Ability to import/export data
- Sync across devices
- Apple Watch app
In-app purchases
Finances
- Finances Monthly Subscription$0.991 Month
- Finances Subscription$9.991 Year
Nudget
- Nudget Pro (Monthly)$1.991 Month
- Nudget Pro (Yearly)7 Days trial$9.991 Year
- Kind Tip$1.99
- Generous Tip$4.99
- Superfan Tip$9.99









