Comparison

Kumari Smart vs MeroShare

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kumari Smart

Manage your bank account securely from your mobile device anytime, anywhere. Perform transactions like bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Secure transactions
Features
Read full description

Kumari Smart is Kumari Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Kumari Bank. This App will be regularly updated with additional new features. Key Features: Banking On the Go Bill Payments Made Easier Top Up Made Easier Fund Transfers Made Easier QR Code: Scan and Pay Instant Online and Retail Payment with Fonepay Network Accessing your Account Informations Made Easier User Friendly, Safe and Secure And Many More Exciting Features Kumari Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Kumari Bank, and you need to subscribe to the Kumari Bank's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Kumari Smart is a Member of Fonepay Network. Smart Banking for Smart People.

About

MeroShare

This app provides access to services offered by CDSC for investors in the Nepalese Capital Market. It facilitates various financial transactions and information retrieval within the local market.

Highlights
  • CDSC services access
  • Nepalese Capital Market focus
  • Investor services
  • Financial transactions
  • Information retrieval
Features
Read full description

Meroshare is an application developed by CDSC for providing the services that are offered by CDSC to the investors in the Nepalese Capital Market.

Screenshots

Kumari Smart4 screens
MeroShare4 screens

Verdict

The call

The clearest difference is rating: MeroShare at 3.8 against Kumari Smart's 2.9. Kumari Smart's advantage is review sentiment (33% vs 14%) and update cadence (every 3 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MeroShare holds the better App Store score, 3.8 against 2.9. Both are backed by a comparable volume of ratings — 51 and 34 respectively. Written reviews complicate that: 33% of Kumari Smart's written reviews are positive against 14% of MeroShare's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Kumari Smart ships an update every 3 weeks, MeroShare every 2 months. Both last shipped on October 24, 2026.

Scorecard3 real differences · 7 level
Kumari Smart versus MeroShare: the parameters behind the verdict, then further details
ParameterKumari SmartMeroShare
PriceFreeFree
Rating2.9 (51 ratings)3.8 (34 ratings) — better
Positive reviews33.3% of reviews — better14.3% of reviews
Number of ratings51 — better34
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.012.3 — better
Further details — not scored
Size195 MB31 MB
Age rating17+4+
DeveloperKumari Bank LimitedC.D.S and Clearing

Customer experience

Kumari Smart

All ratings51 ratings
Positive41.2%
Neutral11.8%
Negative47.1%
Written reviews6 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

MeroShare

All ratings31 ratings
Positive67.7%
Neutral6.5%
Negative25.8%
Written reviews7 reviews
Positive14.3%
Neutral0.0%
Negative85.7%

In-app purchases

None

Kumari Smart

No in-app purchases

None

MeroShare

No in-app purchases

Questions

Is Kumari Smart free?
Kumari Smart is free to download, with no in-app purchases.
Is MeroShare free?
MeroShare is free to download, with no in-app purchases.
Which has better reviews, Kumari Smart or MeroShare?
MeroShare is rated higher. Kumari Smart averages 2.9 out of 5 from 51 ratings, while MeroShare averages 3.8 from 34 ratings.
Do Kumari Smart or MeroShare have ads?
Neither Kumari Smart nor MeroShare shows ads.
Which is updated more often, Kumari Smart or MeroShare?
Kumari Smart ships an update every 3 weeks, and MeroShare every 2 months. Most recently, Kumari Smart was updated on October 24, 2026 and MeroShare on October 24, 2026.

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