Comparison

Money vs With Margin

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money

Easily track daily expenses and income with a single-view interface. Customize categories and tags for detailed financial insights. Set budgets and manage multiple accounts to monitor your personal finances effectively.

Highlights
  • Single-view expense and income tracking
  • Customizable categories and tags
  • Budget setting for months, categories, and tags
  • Multiple account balance tracking
  • Tap and swipe gesture navigation
  • Monthly budget progress bar
Features
Read full description

The Money app is a simple iPhone app that helps you to keep your daily expense and or income tracked. The whole app contains only one single view and you can manage your personal finance with tap and swipe gestures. In this main view it shows sum of your expense and income, as long as a progress bar to indicate the budget status of current month. The Money app supports not only categories just like other similar apps do, it also allows you to set one or multiple customized tags for each record of expense or income. By swiping left or right on the list in the main view, the app gives you statistic for both tags and categories of the month. Additionally, you can view all records in a specific category or tag. And in most cases you can easily see and set budget for months, categories or tags with a single tap on the little progress bar like rectangle between “Income” and “Expense”. Money also supports setting customized accounts to keep track of your balances. Simply by pulling down the view all your account balances show up. One more hint: Swipe on the month title to navigate between months.

About

With Margin

This app helps users calculate the potential return on investment for items they plan to resell. It allows for quick estimation of profit by factoring in various costs like item price, shipping, and marketplace fees.

Highlights
  • ROI calculation for flips
  • Profit and loss estimator
  • Fixed or percentage-based costs
  • Subtract shipping, item cost, fees
  • Custom calculator with percentage option
Features
Currently charting
Read full description

Explore With Margin, an iOS, iPadOS, and macOS app to help calculate the return on investment of flips. The recent rise of garage sale resellers and thrift store flippers empowers everyone to give items a second chance at life while exploring one's entrepreneurial drive. From collectible film cameras to '80s vintage shirts to a set of tools, flippers keep products from ending up in landfills while finding them new, loving homes. With Margin is a straightforward yet effective profit and loss estimator providing anyone on the go quick access to determine a find as a possible hit or miss. Utilizing fixed or percentage-based costs, quickly enter your reasonably educated guess for the amount it could sell. Next, subtract shipping, item cost, marketplace fees, and payment processing fees (if applicable). If profitable based on your industry knowledge, you can quickly act upon it. Tip: While using the Custom calculator, tap the percent (%) icon to turn the line item value into a percentage rather than a fixed cost; this is useful for percentage-based fees. Thank you for downloading With Margin, a small hobby project turned app!

Screenshots

Money4 screens
With Margin4 screens

Verdict

The call

The clearest difference is price: Money at Free against With Margin's $1.99. Money also leads on rating (4.9 vs 4.5) and iOS requirement (13.0 vs 16.6). With Margin's advantage is in-app purchases (none vs 2) and ratings volume (181 vs 15). On review sentiment, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Money is free to download; With Margin costs $1.99 up front. Money sells 2 one-off in-app purchases. With Margin asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Money holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: With Margin has 181 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 74% of Money's written reviews are positive against 70% of With Margin's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.

Scorecard7 real differences · 4 level
Money versus With Margin: the parameters behind the verdict, then further details
ParameterMoneyWith Margin
PriceFree — better$1.99
Rating4.9 (15 ratings) — better4.5 (181 ratings)
Positive reviews73.8% of reviews — better69.7% of reviews
Number of ratings15181 — better
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
Best chart rank—#54 — better
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, Mac
Requires iOS13.0 — better16.6
Further details — not scored
Size15 MB2 MB
Age rating4+4+
DeveloperChengdu Wangqi03 Technology Ltd.Hunter Smit

Customer experience

Money

All ratings15 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews42 reviews
Positive73.8%
Neutral7.1%
Negative19.0%

With Margin

All ratings181 ratings
Positive85.6%
Neutral6.1%
Negative8.3%
Written reviews33 reviews
Positive69.7%
Neutral9.1%
Negative21.2%

Bugs and requests

Money

Not enough reviews yet to summarise bugs or requests.

With Margin

Reported bugs

3 issues
  • Custom calculations do not work
  • Custom section only provides a ten key
  • Website not working

Requested features

7 requests
  • Show margin calculation
  • Include pre-set fees for platforms (Poshmark, eBay, etc.)
  • Ability to create custom templates
  • Support for multiple currencies
  • Save custom entries
Show 2 more
  • Search by product
  • Recommended numbers based on platform/location

In-app purchases

2 purchases

Money

One-time2
  • One month premium$0.99
  • One year premium$8.99
None

With Margin

No in-app purchases

Questions

Is Money free?
Money is free to download, with in-app purchases available.
Is With Margin free?
With Margin costs $1.99, with no in-app purchases.
Which has better reviews, Money or With Margin?
Money is rated higher. Money averages 4.9 out of 5 from 15 ratings, while With Margin averages 4.5 from 181 ratings.
Do Money or With Margin have ads?
Neither Money nor With Margin shows ads.
Which is updated more often, Money or With Margin?
Money ships an update every 3 months, and With Margin every 3 months. Most recently, Money was updated on November 1, 2026 and With Margin on November 7, 2026.

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