Money vs With Margin
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Money
Easily track daily expenses and income with a single-view interface. Customize categories and tags for detailed financial insights. Set budgets and manage multiple accounts to monitor your personal finances effectively.
- Single-view expense and income tracking
- Customizable categories and tags
- Budget setting for months, categories, and tags
- Multiple account balance tracking
- Tap and swipe gesture navigation
- Monthly budget progress bar
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The Money app is a simple iPhone app that helps you to keep your daily expense and or income tracked. The whole app contains only one single view and you can manage your personal finance with tap and swipe gestures. In this main view it shows sum of your expense and income, as long as a progress bar to indicate the budget status of current month. The Money app supports not only categories just like other similar apps do, it also allows you to set one or multiple customized tags for each record of expense or income. By swiping left or right on the list in the main view, the app gives you statistic for both tags and categories of the month. Additionally, you can view all records in a specific category or tag. And in most cases you can easily see and set budget for months, categories or tags with a single tap on the little progress bar like rectangle between “Income” and “Expense”. Money also supports setting customized accounts to keep track of your balances. Simply by pulling down the view all your account balances show up. One more hint: Swipe on the month title to navigate between months.
With Margin
This app helps users calculate the potential return on investment for items they plan to resell. It allows for quick estimation of profit by factoring in various costs like item price, shipping, and marketplace fees.
- ROI calculation for flips
- Profit and loss estimator
- Fixed or percentage-based costs
- Subtract shipping, item cost, fees
- Custom calculator with percentage option
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Explore With Margin, an iOS, iPadOS, and macOS app to help calculate the return on investment of flips. The recent rise of garage sale resellers and thrift store flippers empowers everyone to give items a second chance at life while exploring one's entrepreneurial drive. From collectible film cameras to '80s vintage shirts to a set of tools, flippers keep products from ending up in landfills while finding them new, loving homes. With Margin is a straightforward yet effective profit and loss estimator providing anyone on the go quick access to determine a find as a possible hit or miss. Utilizing fixed or percentage-based costs, quickly enter your reasonably educated guess for the amount it could sell. Next, subtract shipping, item cost, marketplace fees, and payment processing fees (if applicable). If profitable based on your industry knowledge, you can quickly act upon it. Tip: While using the Custom calculator, tap the percent (%) icon to turn the line item value into a percentage rather than a fixed cost; this is useful for percentage-based fees. Thank you for downloading With Margin, a small hobby project turned app!
Screenshots
Verdict
The clearest difference is price: Money at Free against With Margin's $1.99. Money also leads on rating (4.9 vs 4.5) and iOS requirement (13.0 vs 16.6). With Margin's advantage is in-app purchases (none vs 2) and ratings volume (181 vs 15). On review sentiment, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Money is free to download; With Margin costs $1.99 up front. Money sells 2 one-off in-app purchases. With Margin asks for nothing beyond the download.
Money holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: With Margin has 181 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 74% of Money's written reviews are positive against 70% of With Margin's.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.
| Parameter | Money | With Margin |
|---|---|---|
| Price | Free — better | $1.99 |
| Rating | 4.9 (15 ratings) — better | 4.5 (181 ratings) |
| Positive reviews | 73.8% of reviews — better | 69.7% of reviews |
| Number of ratings | 15 | 181 — better |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Best chart rank | — | #54 — better |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad, Mac |
| Requires iOS | 13.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 15 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Chengdu Wangqi03 Technology Ltd. | Hunter Smit |
Customer experience
Money
With Margin
Bugs and requests
Money
Not enough reviews yet to summarise bugs or requests.
With Margin
Reported bugs
3 issues- Custom calculations do not work
- Custom section only provides a ten key
- Website not working
Requested features
7 requests- Show margin calculation
- Include pre-set fees for platforms (Poshmark, eBay, etc.)
- Ability to create custom templates
- Support for multiple currencies
- Save custom entries
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- Search by product
- Recommended numbers based on platform/location
In-app purchases
Money
- One month premium$0.99
- One year premium$8.99
With Margin
No in-app purchases









