Comparison

Money vs MySpend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money

Easily track daily expenses and income with a single-view interface. Customize categories and tags for detailed financial insights. Set budgets and manage multiple accounts to monitor your personal finances effectively.

Highlights
  • Single-view expense and income tracking
  • Customizable categories and tags
  • Budget setting for months, categories, and tags
  • Multiple account balance tracking
  • Tap and swipe gesture navigation
  • Monthly budget progress bar
Features
Read full description

The Money app is a simple iPhone app that helps you to keep your daily expense and or income tracked. The whole app contains only one single view and you can manage your personal finance with tap and swipe gestures. In this main view it shows sum of your expense and income, as long as a progress bar to indicate the budget status of current month. The Money app supports not only categories just like other similar apps do, it also allows you to set one or multiple customized tags for each record of expense or income. By swiping left or right on the list in the main view, the app gives you statistic for both tags and categories of the month. Additionally, you can view all records in a specific category or tag. And in most cases you can easily see and set budget for months, categories or tags with a single tap on the little progress bar like rectangle between “Income” and “Expense”. Money also supports setting customized accounts to keep track of your balances. Simply by pulling down the view all your account balances show up. One more hint: Swipe on the month title to navigate between months.

About

MySpend

Features
Read full description

Take Control of Your Finances with MySpend:Expense Tracker MySpend:Expense Tracker is the simple, powerful way to manage your money and understand your spending habits. Whether you're tracking daily expenses, monitoring monthly budgets, or analyzing yearly trends, Expense Tracker gives you the insights you need to make smarter financial decisions. KEY FEATURES: Easy Expense Tracking • Quickly add expenses with amount, category, date, and notes • Organize expenses by 8 built-in categories: Food, Transportation, Shopping, Entertainment, Bills, Healthcare, Education, and Other • View expenses by week, month, year, or all time • Beautiful, intuitive interface that makes tracking effortless Smart Insights • See your total spending at a glance • Category breakdown with visual charts • Track spending trends over time • Understand where your money goes Secure & Private • All data stored locally on your device • No cloud sync required • Your financial information stays private UPGRADE TO PRO - ONE-TIME PURCHASE $4.99 Unlock powerful features to take your financial management to the next level: Advanced Analytics • Detailed charts and visualizations of your spending patterns • Daily, weekly, and monthly trend analysis • Spending velocity tracking and monthly projections • Category comparison charts and insights • Spending heat map calendar view • Top spending day identification • Personalized recommendations based on your spending habits Budget Tracking • Set custom budgets for any category • Get alerts when you're approaching budget limits • Track budget performance over time • Visual budget progress indicators Custom Categories • Create unlimited custom expense categories • Organize expenses exactly how you want • Personalize your tracking experience Multiple Currencies • Track expenses in multiple currencies • Add custom currencies with exchange rates • Perfect for travelers and international users • Automatic currency conversion support Export Data • Export your expenses to CSV, PDF, or Excel formats • Backup your data for peace of mind • Analyze data in your favorite spreadsheet app WHY UPGRADE TO PRO? Expense Tracker Pro transforms your expense tracking from simple logging into comprehensive financial management. With advanced analytics, you'll discover spending patterns you never noticed. Budget tracking helps you stay on target and avoid overspending. Custom categories let you organize expenses your way, while multi-currency support is essential for travelers and international users. The one-time purchase of $4.99 gives you lifetime access to all premium features - no subscriptions, no recurring fees. It's an investment in better financial health. PERFECT FOR: • Personal finance management • Budget-conscious individuals • Travelers tracking expenses abroad • Students managing expenses • Small business owners • Anyone who wants to understand their spending habits START TRACKING TODAY Download Expense Tracker and start your journey to better financial awareness. The free version includes everything you need to get started, and upgrading to Pro unlocks powerful tools that help you take complete control of your finances.

Screenshots

Money4 screens
MySpend4 screens

Verdict

The call

The clearest difference is update cadence: MySpend at every 2 weeks against Money's every 3 months. Money's advantage is device support (4 vs 2) and iOS requirement (13.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money sells 2 one-off in-app purchases and MySpend sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Money ships an update every 3 months, MySpend every 2 weeks. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
Money versus MySpend: the parameters behind the verdict, then further details
ParameterMoneyMySpend
PriceFreeFree
Rating4.9 (15 ratings) — better—
Positive reviews73.8% of reviews—
Number of ratings15 — better—
Update frequencyEvery 3 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS13.0 — better17.0
Further details — not scored
Size15 MB4 MB
Age rating4+4+
DeveloperChengdu Wangqi03 Technology Ltd.Hassan Dofil

In-app purchases

2 purchases

Money

One-time2
  • One month premium$0.99
  • One year premium$8.99
1 purchases

MySpend

One-time1
  • Myspend$4.99

Questions

Is Money free?
Money is free to download, with in-app purchases available.
Is MySpend free?
MySpend is free to download, with in-app purchases available.
Do Money or MySpend have ads?
Neither Money nor MySpend shows ads.
Which is updated more often, Money or MySpend?
Money ships an update every 3 months, and MySpend every 2 weeks. Most recently, Money was updated on November 1, 2026 and MySpend on October 30, 2026.

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