Comparison

Flat Branch Bank vs CBOM Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Flat Branch Bank

Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Secure sign-on options like Touch ID and Face ID are available.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Pay bills and schedule payments
  • Manage payees
  • Deposit checks via camera
  • Secure sign-on with Touch ID/Face ID
Features
Read full description

Start banking wherever you are with Flat Branch Bank app. Available to all Flat Branch Bank online banking customers. Available features include: Accounts: • Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: • Easily transfer cash between your accounts. Bill Pay: • Make payments and view recent and scheduled payments. Manage Payees: • Ability to add new payees, existing payers, or delete payees directly from the mobile app. Deposits: • Submit check deposits using your device’s camera. Touch ID/Face ID: • Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.

About

CBOM Mobile

Manage your Community Bank of Missouri accounts on the go. Check balances, view recent transactions, transfer funds between accounts, and pay bills directly from your device. This app is available to all online banking customers.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Pay bills
  • Edit scheduled bills
  • Review paid bills
Features
Read full description

Start banking wherever you are with CBOM Mobile! Available to all Community Bank of Missouri online banking customers. CBOM Mobile allows you to check balances, make transfers, and pay bills. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay new bills, edit bills scheduled to be paid, and review previously paid bills from your device.

Screenshots

Flat Branch Bank4 screens
CBOM Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: CBOM Mobile at 50% against Flat Branch Bank's 0%. CBOM Mobile also leads on monetization model (free vs ad-supported). Flat Branch Bank's advantage is rating (4.8 vs 4.5). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Flat Branch Bank holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 60 and 55 respectively. Written reviews complicate that: 0% of Flat Branch Bank's written reviews are positive against 50% of CBOM Mobile's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Flat Branch Bank ships an update every 2 months, CBOM Mobile monthly. Both last shipped on November 1, 2026.

Scorecard3 real differences · 7 level
Flat Branch Bank versus CBOM Mobile: the parameters behind the verdict, then further details
ParameterFlat Branch BankCBOM Mobile
PriceFreeFree
Rating4.8 (60 ratings) — better4.5 (55 ratings)
Positive reviews0.0% of reviews50.0% of reviews — better
Number of ratings60 — better55
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.515.0 — better
Further details — not scored
Size191 MB148 MB
Age rating4+4+
DeveloperFlat Branch BankCommunity Bank of Missouri

Customer experience

Flat Branch Bank

All ratings60 ratings
Positive96.7%
Neutral0.0%
Negative3.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

CBOM Mobile

All ratings49 ratings
Positive87.8%
Neutral4.1%
Negative8.2%
Written reviews4 reviews
Positive50.0%
Neutral25.0%
Negative25.0%

In-app purchases

None

Flat Branch Bank

No in-app purchases

None

CBOM Mobile

No in-app purchases

Questions

Is Flat Branch Bank free?
Flat Branch Bank is free to download, with no in-app purchases.
Is CBOM Mobile free?
CBOM Mobile is free to download, with no in-app purchases.
Which has better reviews, Flat Branch Bank or CBOM Mobile?
Flat Branch Bank is rated higher. Flat Branch Bank averages 4.8 out of 5 from 60 ratings, while CBOM Mobile averages 4.5 from 55 ratings.
Do Flat Branch Bank or CBOM Mobile have ads?
Neither Flat Branch Bank nor CBOM Mobile shows ads.
Which is updated more often, Flat Branch Bank or CBOM Mobile?
Flat Branch Bank ships an update every 2 months, and CBOM Mobile monthly. Most recently, Flat Branch Bank was updated on November 1, 2026 and CBOM Mobile on November 1, 2026.

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