Comparison

Ziraat Mobil vs Paynet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ziraat Mobil

Access banking transactions conveniently with a user-friendly interface. Manage accounts, investments, payments, and more. Offers personalized recommendations and quick transaction features for individual and corporate customers.

Highlights
  • Account and card management
  • Investment tracking and management
  • Quick money transfers (EFT/FAST)
  • Bill and tax payments
  • Personalized recommendations
  • Transaction approval for corporate users
  • Customizable information panels
Features
Read full description

Our Ziraat Mobile application, which provides convenient and practical access to banking transactions, offers many innovations to our Individual, Corporate and Corporate monitoring customers with its easy, understandable and user-friendly interfaces. • With the monitoring infrastructure created for our young customers aged 15-18, they can use Ziraat Mobile with the authority to monitor. • Within the scope of their authority, our corporate customers can view and approve their pending transactions from the Approval Management information panel in Ziraat Mobile application. Our corporate monitoring customers can use Ziraat Mobile with monitoring authority. • Through the information panels on the main page; You can easily access many information / basic products / transactions such as Accounts/Cards, Upcoming Instructions, Last Transactions, Financial Agenda and personalize these information panels according to your own needs and frequency of use with the Home Page Editing function in the Profile and Settings menu. Thanks to the advanced search feature on the homepage, you can easily access the transactions you want to perform. • Click on the "Check out the tips now!" section to view our personalized recommendations for you. • By adding your favorite menus to my shortcuts, you can perform your operations as you wish. • All your investment-related transactions can be managed through our Investment menu. • With the Portfolio menu, you can view detailed information about all your investment products and track your historical asset allocation details. You can compare the past performance returns of the investment products you follow. • With Ziraat Mobile Plus of Life, you can easily access services related to your car, home, family, business, and travel. • You can easily access our other applications through the Application Market. • With the Quick Transfer feature, you can save your frequently transferred Money Transfer / EFT transactions, and then complete the recorded transaction in one step. • You can make your money transfer/EFT/FAST transactions to another account quickly and easily by reading IBAN with your camera or by selecting the photo containing IBAN from your gallery. • You can get instant notifications on money in and out of your account by updating your notification feature and information preference settings. • You can apply without having to go to the branch from the applications menu, and you can follow the status of your applications. • You can make your insurance, retirement, invoice and corporate payments from Ziraat Mobil and you can have DASK to protect your property against earthquake risk. • You can easily pay your tax debt by making inquiries with multiple options thanks to the easy tax payment menu or by reading the barcode with your phone's camera thanks to the barcode scanning feature. • With QR Code Transactions, you can make withdrawals / deposits from our ATMs without your card. • You can add your profile photo to Ziraat Mobile application. • Our customers, whose security preference is Ziraat Approve, can log in to Ziraat mobile application more securely with Fingerprint or Face Recognition. With the Remember Me feature, Customer No / T.C. You can save your ID number, and you can login with your password only in the next login. Without the need to login to Ziraat Mobile application; • With the Make an Appointment feature, you can create your appointment without going to the branch and perform your transactions without waiting in the branch. • Thanks to the Nearest Ziraat, you can easily reach the locations of all branches and ATMs and get directions if needed. • You can access our Bank and Market data instantly from the Financial Data field. • With the Improved Calculation tools, you can calculate the plan of the loan you plan to receive or how much your deposit will bring. Have a nice day.

About

Paynet

This app allows users to easily and securely collect payments using credit and debit cards. It supports various card types, installment payments, and provides transaction notifications. Users can also track card campaigns and generate reports.

Highlights
  • Accept Visa, Mastercard, American Express
  • Single and installment payments
  • Fast card reading
  • Email/SMS transaction notifications
  • Delivery confirmation
  • Track card campaigns
  • PCI Security Certified
Read full description

Paynet Mobil Pos ile ödeme artık daha kolay! Paynet Mobil Pos, iOS işletim sistemi kullanan kullanıcılara güvenli tahsilat seçeneği sunan ücretsiz bir uygulamadır. Paynet mobil posun hızlı, güvenli ve sürekli yenilenen alt yapısı ile müşterilerinizin kredi kartı ve banka kartlarını kullanarak kolayca tahsilat yapabilirsiniz. ÖZELLİKLER; • Visa, Mastercard ve American Express Kartlar ile ödeme alma. • Tek çekim ve Taksitli ödeme alma. • Kart numarasını hızlı okuma • Kart Hamili ve Kullanıcıya E Mail / SMS ile işlem sonucu bildirimi. • Ürün teslimi esnasında teslimat onayı alma. Opsiyonel! • Kart Kampanyalarını aynı uygulamadan takip etme. • PCI Güvenlik Sertifikası uyumu. • Ödeme emri gönderme seçeneği ile kart bilgisi istemeden tahsilat. • Lokasyon kayıt özelliği ile kayıtlı noktalardan hızlı tahsilat • İşlem raporları Paynet Mobil Pos kullanıcısı olmak için o 444 7 729 o destek@paynet.com.tr PAYNET İLETİŞİM ADRESLERİ: www.paynet.com.tr Facebook: @paynetodeme Twitter: @paynetodeme Youtube: Paynet Ödeme Hizmetleri A.Ş.

Screenshots

Ziraat Mobil4 screens
Paynet4 screens

Verdict

The call

The clearest difference is ratings volume: Ziraat Mobil at 24K against Paynet's 1. Ziraat Mobil also leads on update cadence (fortnightly vs monthly). Paynet's advantage is rating (5.0 vs 4.8). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Paynet holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Ziraat Mobil has 24K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 64% of Ziraat Mobil's written reviews are positive against 71% of Paynet's.

UpkeepUpdate frequency

Ziraat Mobil ships an update fortnightly, Paynet monthly. The most recent releases landed on September 26, 2026 and June 1, 2026 respectively.

Scorecard3 real differences · 7 level
Ziraat Mobil versus Paynet: the parameters behind the verdict, then further details
ParameterZiraat MobilPaynet
PriceFreeFree
Rating4.8 (24K ratings)5.0 (1 ratings) — better
Positive reviews63.9% of reviews71.4% of reviews — better
Number of ratings24K — better1
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod, Apple WatchiPhone, iPad, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size458 MB79 MB
Age rating4+4+
DeveloperT.C. Ziraat Bankası A.Ş.Iyzi Odeme Ve Elektronik Para Hizmetleri Anonim Sirketi

Customer experience

Ziraat Mobil

All ratings23,968 ratings
Positive96.3%
Neutral1.6%
Negative2.1%
Written reviews219 reviews
Positive63.9%
Neutral5.9%
Negative30.1%

Paynet

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews21 reviews
Positive71.4%
Neutral0.0%
Negative28.6%

Bugs and requests

Ziraat Mobil

Reported bugs

5 issues
  • NFC card reader not working
  • Issues with ID card scanning
  • App crashes and freezes
  • Timeout issues during transactions
  • Password reset problems

Requested features

5 requests
  • Add support for Apple Pay
  • Implement Face ID/Fingerprint authentication
  • Improve English language support
  • Add Arabic language option
  • Streamline SIM card unblocking and phone number update process

Paynet

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Ziraat Mobil

No in-app purchases

None

Paynet

No in-app purchases

Questions

Is Ziraat Mobil free?
Ziraat Mobil is free to download, with no in-app purchases.
Is Paynet free?
Paynet is free to download, with no in-app purchases.
Which has better reviews, Ziraat Mobil or Paynet?
Paynet is rated higher. Ziraat Mobil averages 4.8 out of 5 from 24K ratings, while Paynet averages 5.0 from 1 ratings.
Do Ziraat Mobil or Paynet have ads?
Neither Ziraat Mobil nor Paynet shows ads.
Which is updated more often, Ziraat Mobil or Paynet?
Ziraat Mobil ships an update fortnightly, and Paynet monthly. Most recently, Ziraat Mobil was updated on September 26, 2026 and Paynet on June 1, 2026.

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