小金伴投 vs 中金财富
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
小金伴投
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【简介】 小金伴投是深圳市金斧子基金销售有限公司(以下简称金斧子)推出的一款投资理财工具。致力于为广大的基民用户提供方便、简洁、专业的投资理财服务。 【专业】 小金伴投的出品方金斧子于2016年获中国证监会颁发的“经营证券期货业务许可证”, 致力于成为“研究与科技”驱动的家庭基金配置服务商,基于成熟的投研、风控、产品、投后、理财师、科技服务体系,打造“千人千面”的定制化家庭理财服务云平台。迄今为止,金斧子平台中产以及高净值注册用户已突破55万,累计为客户配置的公募基金、阳光私募、私募股权等基金规模已超300亿,超过10万个家庭得到了专业、独立、实时、高效的一站式资产配置建议与基金交易服务。 【功能】 在线申购,方便快捷。 小金伴投可在线查询基金的单位净值、收益走势、基金档案等,获得全方位了解后可一键申购黑马基金; 基金精选,组合投资。 根据投资标的的不同,甄选各类基金中的绩优基金,为您在众多产品中层层筛选,大浪淘金; 长期定投,收益稳健。 在小金伴投APP中,设定基金定投,在长期定投的过程中形成收益的“微笑曲线”,无惧市场短期波动;
中金财富
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大型证券公司、专业财富管理背景--中国中金财富证券有限公司官方出品! 提供开户、行情、资讯、交易一站式服务,专业又易用! 无需开户即可免费试用,中金财富为您免费提供所有功能! 【快捷开户】刷脸快速开户,万2.5低佣金 【智能盯盘】股票盯盘系统、智能预警系统、个股异动提醒 【高速行情】市场瞬息万变,行情高速刷新,动态一网打尽 【一键打新】新股定时申购提醒,多只新股也能轻松批量申购 【实时E讯】操盘提示、投研报告、新闻资讯,热点及时送达,资讯应有尽有 【畅快投资】普通交易、融资融券、开放式基金、分级基金、股转交易,金融超市层级产品一应俱全,任凭君选 【私人定制】两款皮肤,颜值爆表;订阅自选,随心而动 投资皆有风险,应谨慎至上!
Screenshots
Verdict
The clearest difference is rating: 小金伴投 at 5.0 against 中金财富's 1.9. 小金伴投 also leads on in-app purchases (none vs 10) and review sentiment (83% vs 59%). 中金财富's advantage is update cadence (every 2 weeks vs every 6 weeks) and ratings volume (20 vs 2). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 中金财富 sells 10 one-off in-app purchases. 小金伴投 asks for nothing beyond the download.
小金伴投 holds the better App Store score, 5.0 against 1.9. That said, the two scores are not equally well evidenced: 中金财富 has 20 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 83% of 小金伴投's written reviews are positive against 59% of 中金财富's.
小金伴投 ships an update every 6 weeks, 中金财富 every 2 weeks. The most recent releases landed on November 1, 2026 and November 9, 2026 respectively.
| Parameter | 小金伴投 | 中金财富 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 1.9 (20 ratings) |
| Positive reviews | 83.3% of reviews — better | 59.5% of reviews |
| Number of ratings | 2 | 20 — better |
| Update frequency | Every 6 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 59 MB | 414 MB |
| Age rating | 17+ | 17+ |
| Developer | Shenzhen Jin Fu Zi Investment Consulting Co., Ltd. | CHINA CICC WEALTH MANAGEMENT SECURITIES COMPANY LIMITED |
Customer experience
小金伴投
中金财富
In-app purchases
小金伴投
No in-app purchases
中金财富
- level2-1个月$0.99
- 相似K线1个月$3.99
- 多空信号1个月$6.99
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- level2-6个月$6.99
- level2-12个月$12.99
- 趋势信号灯1个月$17.99
- AI金股一个月$32.99
- AI金股三个月$89.99
- AI金股六个月$179.99
- AI金股十二个月$299.99








