Comparison

小金伴投 vs 中金财富

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

小金伴投

Features
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【简介】 小金伴投是深圳市金斧子基金销售有限公司(以下简称金斧子)推出的一款投资理财工具。致力于为广大的基民用户提供方便、简洁、专业的投资理财服务。 【专业】 小金伴投的出品方金斧子于2016年获中国证监会颁发的“经营证券期货业务许可证”, 致力于成为“研究与科技”驱动的家庭基金配置服务商,基于成熟的投研、风控、产品、投后、理财师、科技服务体系,打造“千人千面”的定制化家庭理财服务云平台。迄今为止,金斧子平台中产以及高净值注册用户已突破55万,累计为客户配置的公募基金、阳光私募、私募股权等基金规模已超300亿,超过10万个家庭得到了专业、独立、实时、高效的一站式资产配置建议与基金交易服务。 【功能】 在线申购,方便快捷。 小金伴投可在线查询基金的单位净值、收益走势、基金档案等,获得全方位了解后可一键申购黑马基金; 基金精选,组合投资。 根据投资标的的不同,甄选各类基金中的绩优基金,为您在众多产品中层层筛选,大浪淘金; 长期定投,收益稳健。 在小金伴投APP中,设定基金定投,在长期定投的过程中形成收益的“微笑曲线”,无惧市场短期波动;

About

中金财富

Features
Read full description

大型证券公司、专业财富管理背景--中国中金财富证券有限公司官方出品! 提供开户、行情、资讯、交易一站式服务,专业又易用! 无需开户即可免费试用,中金财富为您免费提供所有功能! 【快捷开户】刷脸快速开户,万2.5低佣金 【智能盯盘】股票盯盘系统、智能预警系统、个股异动提醒 【高速行情】市场瞬息万变,行情高速刷新,动态一网打尽 【一键打新】新股定时申购提醒,多只新股也能轻松批量申购 【实时E讯】操盘提示、投研报告、新闻资讯,热点及时送达,资讯应有尽有 【畅快投资】普通交易、融资融券、开放式基金、分级基金、股转交易,金融超市层级产品一应俱全,任凭君选 【私人定制】两款皮肤,颜值爆表;订阅自选,随心而动 投资皆有风险,应谨慎至上!

Screenshots

小金伴投4 screens
中金财富4 screens

Verdict

The call

The clearest difference is rating: 小金伴投 at 5.0 against 中金财富's 1.9. 小金伴投 also leads on in-app purchases (none vs 10) and review sentiment (83% vs 59%). 中金财富's advantage is update cadence (every 2 weeks vs every 6 weeks) and ratings volume (20 vs 2). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 中金财富 sells 10 one-off in-app purchases. 小金伴投 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

小金伴投 holds the better App Store score, 5.0 against 1.9. That said, the two scores are not equally well evidenced: 中金财富 has 20 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 83% of 小金伴投's written reviews are positive against 59% of 中金财富's.

UpkeepUpdate frequency

小金伴投 ships an update every 6 weeks, 中金财富 every 2 weeks. The most recent releases landed on November 1, 2026 and November 9, 2026 respectively.

Scorecard5 real differences · 4 level
小金伴投 versus 中金财富: the parameters behind the verdict, then further details
Parameter小金伴投中金财富
PriceFreeFree
Rating5.0 (2 ratings) — better1.9 (20 ratings)
Positive reviews83.3% of reviews — better59.5% of reviews
Number of ratings220 — better
Update frequencyEvery 6 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size59 MB414 MB
Age rating17+17+
DeveloperShenzhen Jin Fu Zi Investment Consulting Co., Ltd.CHINA CICC WEALTH MANAGEMENT SECURITIES COMPANY LIMITED

Customer experience

小金伴投

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive83.3%
Neutral16.7%
Negative0.0%

中金财富

All ratings20 ratings
Positive20.0%
Neutral5.0%
Negative75.0%
Written reviews37 reviews
Positive59.5%
Neutral5.4%
Negative35.1%

In-app purchases

None

小金伴投

No in-app purchases

10 purchases

中金财富

One-time10
  • level2-1个月$0.99
  • 相似K线1个月$3.99
  • 多空信号1个月$6.99
Show 7 more
  • level2-6个月$6.99
  • level2-12个月$12.99
  • 趋势信号灯1个月$17.99
  • AI金股一个月$32.99
  • AI金股三个月$89.99
  • AI金股六个月$179.99
  • AI金股十二个月$299.99

Questions

Is 小金伴投 free?
小金伴投 is free to download, with no in-app purchases.
Is 中金财富 free?
中金财富 is free to download, with in-app purchases available.
Which has better reviews, 小金伴投 or 中金财富?
小金伴投 is rated higher. 小金伴投 averages 5.0 out of 5 from 2 ratings, while 中金财富 averages 1.9 from 20 ratings.
Do 小金伴投 or 中金财富 have ads?
Neither 小金伴投 nor 中金财富 shows ads.
Which is updated more often, 小金伴投 or 中金财富?
小金伴投 ships an update every 6 weeks, and 中金财富 every 2 weeks. Most recently, 小金伴投 was updated on November 1, 2026 and 中金财富 on November 9, 2026.

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