fineants vs Saving Money Challenge
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
fineants
This app helps you track small, daily savings to reach your financial goals. Set a target, log each saved amount, and monitor your progress to achieve your desired purchases faster.
- Set saving goals
- Log daily savings
- Track progress
- Motivational tool
- Simple interface
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fineants helps you save for the things you want by tracking every small win along the way. Set a goal, log what you saved — skipped coffee, packed lunch, found a deal — and watch your progress grow. Whether you're saving for a holiday, a new gadget, or a rainy day fund, fineants keeps you motivated with a clear view of how far you've come. Features: - Create saving goals with a target amount - Log individual savings with optional notes - Track progress with visual indicators - Home Screen widget to check your goals at a glance - Upgrade to Pro for unlimited goals
Saving Money Challenge
This app helps you achieve savings goals through a fun envelope challenge. You can either follow a pre-set 100-envelope challenge to save $5,050 or create your own custom savings plan with a set amount and number of envelopes.
- Envelope savings challenge tracker
- Customizable savings goals
- Daily money saving
- Track progress towards goals
- Surprise savings amounts
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Meet envelope savings tracker! Achieve your goals with the Envelope Challenge. Would you like to have extra $5,050? We dare you to take the Envelopes Challenge! Rules: 1. You have 100 envelopes with surprise number from $1 to $100. 2. Open one envelope per day and save this money. 3. After the 100th envelope you’ll achieve $5050! Is this surprise challenge not for you? Create a goal you want to achieve. Set up the savings sum and the amount of envelopes, that suites you. Add surprise challenge to your savings routine! EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: Saving Money Challenge at 4.8 against fineants's 4.4. Saving Money Challenge also leads on ratings volume (442 vs 23) and update cadence (every 3 weeks vs every 2 months). fineants's advantage is review sentiment (75% vs 52%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. fineants sells 1 one-off in-app purchase and Saving Money Challenge sells 13 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Saving Money Challenge holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Saving Money Challenge has 442 ratings behind it against 23, so its average is the more settled of the two. Written reviews complicate that: 75% of fineants's written reviews are positive against 52% of Saving Money Challenge's, so the app with the better star average is not the one people write more warmly about.
fineants ships an update every 2 months, Saving Money Challenge every 3 weeks. The most recent releases landed on October 17, 2026 and October 16, 2026 respectively.
| Parameter | fineants | Saving Money Challenge |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (23 ratings) | 4.8 (442 ratings) — better |
| Positive reviews | 75.0% of reviews — better | 51.5% of reviews |
| Number of ratings | 23 | 442 — better |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 18.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 6 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Giovanni Lodi | Mihail Kuznecovs |
Customer experience
fineants
Saving Money Challenge
Bugs and requests
fineants
Not enough reviews yet to summarise bugs or requests.
Saving Money Challenge
Reported bugs
6 issues- App glitches quite a bit
- Hold down the amount to get it to register is dumb (new update issue)
- Cannot create own challenge, it doesn't save
- App is buggy, cannot press back arrow on most screens
- Total saved amount keeps changing and is inaccurate
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- Cannot access settings, they won't open
Requested features
14 requests- Allow skipping and filling other envelopes before completing smaller amounts
- Allow setting multiple active challenges
- Ability to edit challenges without deleting
- Ability to pick a random envelope to use
- Ability to create own challenges that save
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- Option to skip an envelope or unclick it to move on
- Option to 'catch up' on opening envelopes if behind
- Option to pay out on payday
- Include an optional random number generator
- Create $5s and $10s challenges
- Make challenges scratches, revealing saved amount and waiting until tomorrow to scratch again
- Bring back the old design/font
- Allow users to change currency (e.g., to £)
- Allow users to access settings to change challenge amounts
In-app purchases
fineants
- Upgrade to Pro$2.99
Saving Money Challenge
- Monthly subscription3 Days trial$1.991 Month
- Weekly subscription3 Days trial$2.997 Days
- Monthly subscription2 variants$4.991 Month
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- Yearly subscription7 Days trial$5.991 Year
- Yearly subscription3 Days trial$11.991 Year
- Yearly subscription7 Days trial$11.991 Year
- Yearly subscription$11.991 Year
- Small Tip$0.99
- Design Bundle$3.99
- Analytics Bundle$3.99
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- Medium Tip$4.99
- Large Tip$9.99
- Lifetime purchase$19.99
Questions
Is fineants free?
Is Saving Money Challenge free?
Which has better reviews, fineants or Saving Money Challenge?
Do fineants or Saving Money Challenge have ads?
Which is updated more often, fineants or Saving Money Challenge?
Other comparisons
