Business Token vs SNB eCorp
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Business Token
This app provides a secure method for validating critical transactions and operations within internet banking. It offers advanced validation techniques and operates independently of telecom networks after initial setup, ensuring secure access from anywhere in the world.
- Secure transaction validation
- Multiple authentication methods
- Offline operation after activation
- PIN protection
- Lifetime use without additional cost
- Eliminates OTP SMS dependency
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“Business Token” is Al Rajhi Bank’s Security Token App that can be installed on any smart phone for validating and performing critical transactions and operations in Al Mubasher internet banking in a secure way. It is the most efficient method of combating cybercrimes and complies to the online banking regulatory requirements of Saudi Arabia. The App offers state of the art validation methods such as: •Response only method •Challenge & Response method •QR Response Some of the significant features of the App are: •“Business Token”requires telecom network only during installation and activation, once activated it can operate without any telecom network. •Since it resides on your mobile it can be carried around anywhere in the world •It’s one of the most secure methods of authentication since it used 3 different validation methods •The App is protected by a personal PIN which can be configured by the user at the time of acquiring the app. •It can be used for a life time without any additional cost. •Customers don’t have to wait or worry about receiving OTP SMS for performing their online banking. Note: Once the App is download on the phone, customer must activate and register it E-Corporate. "التشفير الشركات" يحقق المعيار الثنائي للتحقق من الهوية، والذي يمكن تحميله على جميع أنواع اجهزة الهاتف الجوال الذكية وذلك ليقوم بتوليد الرقم السري المؤقت للدخول إلى الخدمات الإلكترونية بدون الحاجة لوجود شبكة اتصال هاتف جوال لديكم. استخدام المعيار الثنائي للتحقق من الهوية هو أكفأ وسائل التحقق التي تحمي المستخدم من جرائم الإنترنت ويتوافق مع متطلبات خدمات الانترنت المصرفية في المملكة العربية السعودية. "التشفير الشركات" صمم ليكون مستقل عن مقدمي خدمات الاتصال وذلك بعد تحميله وتفعيله على احد اجهزة الجوال الخاصة بك. حيث يتطلب تأكيد بعض المعلومات الخاصة بالعميل ومن ثم تكوين رقم سري خاص بالعميل لضمان حماية العميل من جرائم الإنترنت. بعد تفعيل الخدمة في احد اجهزة الجوال الخاصة بالعميل يتم تشغيل البرنامج وتوليد الرقم السري المؤقت بدون الحاجة إلى الاتصال بالإنترنت او شبكة جوال. التطبيق يمنح ثلاثة خيارات لعمليات التوثق وهي: 1- إصدار كلمة المرور المؤقتة. 2- رمز التشفير و الرد لإصدار كلمة المرور المؤقتة. 3- رمز الاستجابة QR للرد فوائد استخدام "التشفير الشركات": •يمكن تحميل " التشفير الشركات " في أي نوع من أنواع الأجهزة الذكية (أبل "ايفون" , اندرويد , بلاك بيري, ويندوز فون ). •يتطلب فقط الاتصال بشبكة الجوال وقت تركيب البرنامج وتفعيلة، ومن ثم يعمل بشكل مستقل بدون أي اتصال بأي شبكة اتصال. •في حال تم تفعيله في الجوال، يمكن استخدامه في أي مكان في العالم دون الحاجة إلى الاتصال بالانترنت. •"التشفير الشركات" احد افضل وسائل مصادقة البيانات في الإنترنت. •ليس عليك الانتظار او القلق من عدم وصول او تأخر كلمة المرور المؤقتة حتى اثناء تواجدكم خارج المملكة العربية السعودية. •لا يوجد تاريخ انتهاء للاشتراك. •سهل الاستخدام.
SNB eCorp
This corporate banking application provides businesses with 24/7 digital access to manage transactions, payments, and account information. It offers specialized solutions for remittances, bill payments, card management, and more, facilitating efficient business operations.
- Remittances
- SADAD Bill & Government Payments
- Account Balances & Statements
- Approve Transactions
- Corporate Card Management
- Beneficiary Management
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The award-winning SNB eCorp app from the Saudi National Bank for corporates and establishments represents a seamless touch point around the clock for our clients anytime anywhere to facilitate conducting business transaction digitally and meet their needs through a range of specialized banking solutions that help them cope up with the accelerated developments in the business sector. The most important SNB eCorp app features include: • Remittances • SADAD Bill & SADAD Government Payments • Update National Address • Update ID Expiry date • Account Balances & Statements • Approve transactions • Apply for Letter of Guarantees (100% Cash) • Corporate Card Management (Inquiry, Show PIN, and Card Payments) • Aramco Payments • Beneficiary Management (Adding or Deleting) • ESAL Bill Payment • SADAD Bill Payment Management and Inquiry • Issue Mada Card and request to print it via Self Service Kiosk * As per the terms and conditions of the product for the target groups via SNB eCorp Channels To Register in the service, please follow the below steps from the app’s home page: • Click "New user Registration" • Enter Account number or Commercial Register/Unified National No. • Enter Mada card number and PIN
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Verdict
The clearest difference is rating: SNB eCorp at 4.5 against Business Token's 2.1. SNB eCorp also leads on review sentiment (28% vs 0%) and ratings volume (1.5K vs 16). Business Token's advantage is iOS requirement (8.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SNB eCorp holds the better App Store score, 4.5 against 2.1. That said, the two scores are not equally well evidenced: SNB eCorp has 1.5K ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 0% of Business Token's written reviews are positive against 28% of SNB eCorp's.
Business Token ships an update every 6 months, SNB eCorp every 2 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | Business Token | SNB eCorp |
|---|---|---|
| Price | Free | Free |
| Rating | 2.1 (16 ratings) | 4.5 (1.5K ratings) — better |
| Positive reviews | 0.0% of reviews | 28.2% of reviews — better |
| Number of ratings | 16 | 1.5K — better |
| Update frequency | Every 6 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 8.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 8 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | Al Rajhi Banking and Investment Corporation | The Saudi National Bank |
Customer experience
Business Token
SNB eCorp
Bugs and requests
Business Token
Not enough reviews yet to summarise bugs or requests.
SNB eCorp
Reported bugs
4 issues- Unable to log in with correct credentials
- Transfer options not visible
- Password not accepted
- Incorrect CSRF token errors
Requested features
3 requests- Add barcode scanning for beneficiary addition
- Improve search and transfer functionalities
- Provide better customer support
In-app purchases
Business Token
No in-app purchases
SNB eCorp
No in-app purchases









