Business Token vs neoleap
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Business Token
This app provides a secure method for validating critical transactions and operations within internet banking. It offers advanced validation techniques and operates independently of telecom networks after initial setup, ensuring secure access from anywhere in the world.
- Secure transaction validation
- Multiple authentication methods
- Offline operation after activation
- PIN protection
- Lifetime use without additional cost
- Eliminates OTP SMS dependency
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“Business Token” is Al Rajhi Bank’s Security Token App that can be installed on any smart phone for validating and performing critical transactions and operations in Al Mubasher internet banking in a secure way. It is the most efficient method of combating cybercrimes and complies to the online banking regulatory requirements of Saudi Arabia. The App offers state of the art validation methods such as: •Response only method •Challenge & Response method •QR Response Some of the significant features of the App are: •“Business Token”requires telecom network only during installation and activation, once activated it can operate without any telecom network. •Since it resides on your mobile it can be carried around anywhere in the world •It’s one of the most secure methods of authentication since it used 3 different validation methods •The App is protected by a personal PIN which can be configured by the user at the time of acquiring the app. •It can be used for a life time without any additional cost. •Customers don’t have to wait or worry about receiving OTP SMS for performing their online banking. Note: Once the App is download on the phone, customer must activate and register it E-Corporate. "التشفير الشركات" يحقق المعيار الثنائي للتحقق من الهوية، والذي يمكن تحميله على جميع أنواع اجهزة الهاتف الجوال الذكية وذلك ليقوم بتوليد الرقم السري المؤقت للدخول إلى الخدمات الإلكترونية بدون الحاجة لوجود شبكة اتصال هاتف جوال لديكم. استخدام المعيار الثنائي للتحقق من الهوية هو أكفأ وسائل التحقق التي تحمي المستخدم من جرائم الإنترنت ويتوافق مع متطلبات خدمات الانترنت المصرفية في المملكة العربية السعودية. "التشفير الشركات" صمم ليكون مستقل عن مقدمي خدمات الاتصال وذلك بعد تحميله وتفعيله على احد اجهزة الجوال الخاصة بك. حيث يتطلب تأكيد بعض المعلومات الخاصة بالعميل ومن ثم تكوين رقم سري خاص بالعميل لضمان حماية العميل من جرائم الإنترنت. بعد تفعيل الخدمة في احد اجهزة الجوال الخاصة بالعميل يتم تشغيل البرنامج وتوليد الرقم السري المؤقت بدون الحاجة إلى الاتصال بالإنترنت او شبكة جوال. التطبيق يمنح ثلاثة خيارات لعمليات التوثق وهي: 1- إصدار كلمة المرور المؤقتة. 2- رمز التشفير و الرد لإصدار كلمة المرور المؤقتة. 3- رمز الاستجابة QR للرد فوائد استخدام "التشفير الشركات": •يمكن تحميل " التشفير الشركات " في أي نوع من أنواع الأجهزة الذكية (أبل "ايفون" , اندرويد , بلاك بيري, ويندوز فون ). •يتطلب فقط الاتصال بشبكة الجوال وقت تركيب البرنامج وتفعيلة، ومن ثم يعمل بشكل مستقل بدون أي اتصال بأي شبكة اتصال. •في حال تم تفعيله في الجوال، يمكن استخدامه في أي مكان في العالم دون الحاجة إلى الاتصال بالانترنت. •"التشفير الشركات" احد افضل وسائل مصادقة البيانات في الإنترنت. •ليس عليك الانتظار او القلق من عدم وصول او تأخر كلمة المرور المؤقتة حتى اثناء تواجدكم خارج المملكة العربية السعودية. •لا يوجد تاريخ انتهاء للاشتراك. •سهل الاستخدام.
neoleap
Manage your business finances with a digital wallet, corporate cards, and bill payment features. Easily receive payments, transfer funds, and track expenses for seamless financial operations.
- Digital wallet creation
- Corporate card management
- Bill scheduling and payment
- Bulk payment processing
- Expense tracking and reporting
- Simplified tax invoice issuance
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Neoleap empowers businesses with integrated financial solutions designed to simplify payments, streamline day-to-day operations, and support sustainable growth. Whether you're managing a small business or a growing enterprise, Neoleap gives you the tools you need to run your business with confidence and efficiency. Enjoy a seamless and secure digital experience that helps you accept payments, monitor your business performance, and access innovative financial services, all in one place. With Neoleap, you can focus on what matters most: growing your business. Key Features: - Accept in-store and online payments - Smart POS solutions - Business Mada Card - Business financing solutions - QR code payments - Real-time business insights - Secure transactions - Fast and easy onboarding Download Neoleap today and join thousands of businesses that trust smarter financial solutions to simplify payments and accelerate growth.
Screenshots
Verdict
The clearest difference is review sentiment: neoleap at 67% against Business Token's 0%. neoleap also leads on rating (4.6 vs 2.1) and update cadence (fortnightly vs every 6 months). Business Token's advantage is iOS requirement (8.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
neoleap holds the better App Store score, 4.6 against 2.1. That said, the two scores are not equally well evidenced: neoleap has 85 ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 0% of Business Token's written reviews are positive against 67% of neoleap's.
Business Token ships an update every 6 months, neoleap fortnightly. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.
| Parameter | Business Token | neoleap |
|---|---|---|
| Price | Free | Free |
| Rating | 2.1 (16 ratings) | 4.6 (85 ratings) — better |
| Positive reviews | 0.0% of reviews | 66.7% of reviews — better |
| Number of ratings | 16 | 85 — better |
| Update frequency | Every 6 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 8.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 8 MB | 80 MB |
| Age rating | 4+ | 4+ |
| Developer | Al Rajhi Banking and Investment Corporation | Neoleap |
Customer experience
Business Token
neoleap
In-app purchases
Business Token
No in-app purchases
neoleap
No in-app purchases









