Comparison

挖财宝 vs 中金财富

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

挖财宝

Features
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【挖财宝简介】 挖财旗下的优质理财信息服务平台,以专业的风控体系为基础,致力于为用户甄选出优质的资产项目,让每个用心管理财富的人都能享受普惠金融,实现财富增值。 【品牌优势】 1.10年品牌积淀,专注于互联网综合理财领域; 2.国家开发银行旗下国开国际,IDG、鼎晖、华平投资等中外知名投资机构累计超过3亿美元融资; 3.互联网+金融双重基因,精英团队致力于提供专业服务。 【严密风控】 1.三重十道严格审核机制,资产项目优中选优; 2.账户资金由银行全程监管,交易流转更透明; 3.通过ISO27001认证,信息安全保障体系接轨国际标准; 【贴心服务】 1.选择丰富,包含银行理财、基金等多种品类,满足你的多样化投资需求; 2. 1元起购,门槛低; 3.从注册到申购仅需1分钟,持仓收益一目了然; 4. 7X24小时,随时随地随身理财。 【联系挖财】 客服电话: 400-711-8718(周一至周五 9:00--18:00) 微信:挖财宝

About

中金财富

Features
Read full description

大型证券公司、专业财富管理背景--中国中金财富证券有限公司官方出品! 提供开户、行情、资讯、交易一站式服务,专业又易用! 无需开户即可免费试用,中金财富为您免费提供所有功能! 【快捷开户】刷脸快速开户,万2.5低佣金 【智能盯盘】股票盯盘系统、智能预警系统、个股异动提醒 【高速行情】市场瞬息万变,行情高速刷新,动态一网打尽 【一键打新】新股定时申购提醒,多只新股也能轻松批量申购 【实时E讯】操盘提示、投研报告、新闻资讯,热点及时送达,资讯应有尽有 【畅快投资】普通交易、融资融券、开放式基金、分级基金、股转交易,金融超市层级产品一应俱全,任凭君选 【私人定制】两款皮肤,颜值爆表;订阅自选,随心而动 投资皆有风险,应谨慎至上!

Screenshots

挖财宝4 screens
中金财富4 screens

Verdict

The call

The clearest difference is rating: 挖财宝 at 3.6 against 中金财富's 1.9. 挖财宝 also leads on in-app purchases (none vs 10). 中金财富's advantage is ads (none vs shown) and update cadence (every 2 weeks vs every 6 weeks). On price, ratings volume, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 中金财富 sells 10 one-off in-app purchases. 挖财宝 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

挖财宝 holds the better App Store score, 3.6 against 1.9. Both are backed by a comparable volume of ratings — 7 and 20 respectively. Written reviews complicate that: 43% of 挖财宝's written reviews are positive against 59% of 中金财富's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

挖财宝 ships an update every 6 weeks, 中金财富 every 2 weeks. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.

Scorecard5 real differences · 4 level
挖财宝 versus 中金财富: the parameters behind the verdict, then further details
Parameter挖财宝中金财富
PriceFreeFree
Rating3.6 (7 ratings) — better1.9 (20 ratings)
Positive reviews42.9% of reviews59.5% of reviews — better
Number of ratings720 — better
Update frequencyEvery 6 weeksEvery 2 weeks — better
AdsYesNo — better
In-app purchasesNo — betterYes
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size34 MB414 MB
Age rating12+17+
DeveloperHangzhou Wacai Internet Financial Service Co.,LtdCHINA CICC WEALTH MANAGEMENT SECURITIES COMPANY LIMITED

Customer experience

挖财宝

All ratings7 ratings
Positive71.4%
Neutral0.0%
Negative28.6%
Written reviews7 reviews
Positive42.9%
Neutral14.3%
Negative42.9%

中金财富

All ratings20 ratings
Positive20.0%
Neutral5.0%
Negative75.0%
Written reviews37 reviews
Positive59.5%
Neutral5.4%
Negative35.1%

In-app purchases

None

挖财宝

No in-app purchases

10 purchases

中金财富

One-time10
  • level2-1个月$0.99
  • 相似K线1个月$3.99
  • 多空信号1个月$6.99
Show 7 more
  • level2-6个月$6.99
  • level2-12个月$12.99
  • 趋势信号灯1个月$17.99
  • AI金股一个月$32.99
  • AI金股三个月$89.99
  • AI金股六个月$179.99
  • AI金股十二个月$299.99

Questions

Is 挖财宝 free?
挖财宝 is free to download, with no in-app purchases.
Is 中金财富 free?
中金财富 is free to download, with in-app purchases available.
Which has better reviews, 挖财宝 or 中金财富?
挖财宝 is rated higher. 挖财宝 averages 3.6 out of 5 from 7 ratings, while 中金财富 averages 1.9 from 20 ratings.
Do 挖财宝 or 中金财富 have ads?
挖财宝 shows ads; 中金财富 does not.
Which is updated more often, 挖财宝 or 中金财富?
挖财宝 ships an update every 6 weeks, and 中金财富 every 2 weeks. Most recently, 挖财宝 was updated on November 1, 2026 and 中金财富 on November 6, 2026.

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