Mobile SinglePoint vs First Mid Business Token
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mobile SinglePoint
Manage your business finances on the go with this app. Access account balances, transfer funds, and use fraud prevention tools. Approve transactions and review messages remotely for enhanced working capital optimization.
- View account balances
- Transfer funds between accounts
- Positive Pay fraud detection
- Approve transactions and templates
- Search transactions
- Review bank messages
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Mobile SinglePoint provides U.S. Bank corporate and business clients’ access to their time-critical SinglePoint and SinglePoint Essentials services on-the-go. With the Mobile SinglePoint app, you can optimize your working capital while maintaining oversight of critical banking functions. With Mobile SinglePoint, you can: • View current and previous day balances, and all key balance information for your accounts. • Transfer funds on-the-go between DDA accounts, loan accounts and trust accounts. • Use Positive Pay; a check fraud tool that helps you make pay or return decisions quickly and confidently. You can review exceptions for multiple accounts and view check images of exceptions. • Approve transactions or templates remotely. Within the Mobile Approval service, you can approve ACH batches and templates, wire transfers, wire transfer templates, and repeat codes, book transfers, and book templates. You can also approve Positive Pay decisions. • Search for transactions within the Information Reporting database. • Review Bank Messages quickly and conveniently. Clients with system administrative access can also approve password resets and entitle additional users from their business and control who should have access to Mobile SinglePoint. The services, accounts and access entitlements each user has on SinglePoint or SinglePoint Essentials determines which functions are available through Mobile SinglePoint. Please note: The Mobile SinglePoint app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use the mobile app. Check with your carrier for specific fees and charges. The Mobile SinglePoint app requires Apple iOS version 9 or later. U.S. Bank is committed to protecting your security. Sensitive account information including your username and password are never stored on your mobile device and secure encryption is used to protect all transactions. For personal banking, search for U.S. Bank in the App Store; Mobile SinglePoint® is designed for business clients only. You must be a SinglePoint® or SinglePoint® Essentials client to use this mobile application. Before using this application, your system administrator must assign the mobile entitlement to you. For more information about Mobile SinglePoint, contact a U.S. Bank Treasury Management Consultant or send a request to TreasuryManagementSolutions@USBank.com to locate a consultant in your area.
First Mid Business Token
This app generates one-time passcodes for secure access to your commercial online banking platform. A First Mid business account is required to use this service. Message and data rates may apply.
- One-time passcode generation
- Secure online banking access
- Requires First Mid business account
- Supports iPhone, iPad, iPod
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This application provides one time passcodes required for accessing the commercial online banking platform. You must have a First Mid business account. Message and date rates may apply. For support, contact First Mid at support@firstmid.com or visit www.firstmid.com. Member FDIC.
Screenshots
Verdict
The clearest difference is update cadence: Mobile SinglePoint at every 5 weeks against First Mid Business Token's every 10 months. Mobile SinglePoint also leads on iOS requirement (15.0 vs 17.0). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mobile SinglePoint ships an update every 5 weeks, First Mid Business Token every 10 months. The most recent releases landed on October 22, 2026 and October 2, 2026 respectively.
| Parameter | Mobile SinglePoint | First Mid Business Token |
|---|---|---|
| Price | Free | Free |
| Rating | 1.4 (71 ratings) — better | — |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 71 — better | — |
| Update frequency | Every 5 weeks — better | Every 10 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 35 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | U.S. Bancorp | First Mid Bank & Trust, N.A. |
Customer experience
Mobile SinglePoint
First Mid Business Token
In-app purchases
Mobile SinglePoint
No in-app purchases
First Mid Business Token
No in-app purchases
Questions
Is Mobile SinglePoint free?
Is First Mid Business Token free?
Do Mobile SinglePoint or First Mid Business Token have ads?
Which is updated more often, Mobile SinglePoint or First Mid Business Token?
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