Mobile SinglePoint vs Bridgewater Authenticator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mobile SinglePoint
Manage your business finances on the go with this app. Access account balances, transfer funds, and use fraud prevention tools. Approve transactions and review messages remotely for enhanced working capital optimization.
- View account balances
- Transfer funds between accounts
- Positive Pay fraud detection
- Approve transactions and templates
- Search transactions
- Review bank messages
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Mobile SinglePoint provides U.S. Bank corporate and business clients’ access to their time-critical SinglePoint and SinglePoint Essentials services on-the-go. With the Mobile SinglePoint app, you can optimize your working capital while maintaining oversight of critical banking functions. With Mobile SinglePoint, you can: • View current and previous day balances, and all key balance information for your accounts. • Transfer funds on-the-go between DDA accounts, loan accounts and trust accounts. • Use Positive Pay; a check fraud tool that helps you make pay or return decisions quickly and confidently. You can review exceptions for multiple accounts and view check images of exceptions. • Approve transactions or templates remotely. Within the Mobile Approval service, you can approve ACH batches and templates, wire transfers, wire transfer templates, and repeat codes, book transfers, and book templates. You can also approve Positive Pay decisions. • Search for transactions within the Information Reporting database. • Review Bank Messages quickly and conveniently. Clients with system administrative access can also approve password resets and entitle additional users from their business and control who should have access to Mobile SinglePoint. The services, accounts and access entitlements each user has on SinglePoint or SinglePoint Essentials determines which functions are available through Mobile SinglePoint. Please note: The Mobile SinglePoint app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use the mobile app. Check with your carrier for specific fees and charges. The Mobile SinglePoint app requires Apple iOS version 9 or later. U.S. Bank is committed to protecting your security. Sensitive account information including your username and password are never stored on your mobile device and secure encryption is used to protect all transactions. For personal banking, search for U.S. Bank in the App Store; Mobile SinglePoint® is designed for business clients only. You must be a SinglePoint® or SinglePoint® Essentials client to use this mobile application. Before using this application, your system administrator must assign the mobile entitlement to you. For more information about Mobile SinglePoint, contact a U.S. Bank Treasury Management Consultant or send a request to TreasuryManagementSolutions@USBank.com to locate a consultant in your area.
Bridgewater Authenticator
This app provides secure authentication for a business online banking solution. Users need a Bridgewater business account and web access registration to use it. Support is available via email.
- Secure authentication
- Business online banking access
- Web access registration required
- Email support
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Bridgewater Soft Token provides required authentication for The Bridge, Bridgewater’s business online banking solution. Users must have a Bridgewater business account and register for web access, messaging and data rates may apply. For support contact hello@bwbmn.com
Screenshots
Verdict
The clearest difference is rating: Bridgewater Authenticator at 3.0 against Mobile SinglePoint's 1.4. Mobile SinglePoint's advantage is update cadence (every 5 weeks vs every 11 months) and ratings volume (69 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Bridgewater Authenticator holds the better App Store score, 3.0 against 1.4. That said, the two scores are not equally well evidenced: Mobile SinglePoint has 69 ratings behind it against 2, so its average is the more settled of the two.
Mobile SinglePoint ships an update every 5 weeks, Bridgewater Authenticator every 11 months. The most recent releases landed on September 22, 2026 and June 6, 2026 respectively.
| Parameter | Mobile SinglePoint | Bridgewater Authenticator |
|---|---|---|
| Price | Free | Free |
| Rating | 1.4 (69 ratings) | 3.0 (2 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 69 — better | 2 |
| Update frequency | Every 5 weeks — better | Every 11 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 35 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | U.S. Bancorp | Bridgewater Bank |
Customer experience
Mobile SinglePoint
Bridgewater Authenticator
In-app purchases
Mobile SinglePoint
No in-app purchases
Bridgewater Authenticator
No in-app purchases
Questions
Is Mobile SinglePoint free?
Is Bridgewater Authenticator free?
Which has better reviews, Mobile SinglePoint or Bridgewater Authenticator?
Do Mobile SinglePoint or Bridgewater Authenticator have ads?
Which is updated more often, Mobile SinglePoint or Bridgewater Authenticator?
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