Comparison

Mobile SinglePoint vs Cadence Treasury Token

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mobile SinglePoint

Manage your business finances on the go with this app. Access account balances, transfer funds, and use fraud prevention tools. Approve transactions and review messages remotely for enhanced working capital optimization.

Highlights
  • View account balances
  • Transfer funds between accounts
  • Positive Pay fraud detection
  • Approve transactions and templates
  • Search transactions
  • Review bank messages
Features
Read full description

Mobile SinglePoint provides U.S. Bank corporate and business clients’ access to their time-critical SinglePoint and SinglePoint Essentials services on-the-go. With the Mobile SinglePoint app, you can optimize your working capital while maintaining oversight of critical banking functions. With Mobile SinglePoint, you can: • View current and previous day balances, and all key balance information for your accounts. • Transfer funds on-the-go between DDA accounts, loan accounts and trust accounts. • Use Positive Pay; a check fraud tool that helps you make pay or return decisions quickly and confidently. You can review exceptions for multiple accounts and view check images of exceptions. • Approve transactions or templates remotely. Within the Mobile Approval service, you can approve ACH batches and templates, wire transfers, wire transfer templates, and repeat codes, book transfers, and book templates. You can also approve Positive Pay decisions. • Search for transactions within the Information Reporting database. • Review Bank Messages quickly and conveniently. Clients with system administrative access can also approve password resets and entitle additional users from their business and control who should have access to Mobile SinglePoint. The services, accounts and access entitlements each user has on SinglePoint or SinglePoint Essentials determines which functions are available through Mobile SinglePoint. Please note: The Mobile SinglePoint app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use the mobile app. Check with your carrier for specific fees and charges. The Mobile SinglePoint app requires Apple iOS version 9 or later. U.S. Bank is committed to protecting your security. Sensitive account information including your username and password are never stored on your mobile device and secure encryption is used to protect all transactions. For personal banking, search for U.S. Bank in the App Store; Mobile SinglePoint® is designed for business clients only. You must be a SinglePoint® or SinglePoint® Essentials client to use this mobile application. Before using this application, your system administrator must assign the mobile entitlement to you. For more information about Mobile SinglePoint, contact a U.S. Bank Treasury Management Consultant or send a request to TreasuryManagementSolutions@USBank.com to locate a consultant in your area.

About

Cadence Treasury Token

This app provides secure access to business banking accounts and allows for transaction initiation and approval. It requires enrollment in the Cadence Treasury Mobile App for authentication. Enhance your online banking security and convenience by downloading this token app.

Highlights
  • Secure account access
  • Initiate transactions
  • Approve transactions
  • Mobile authentication
  • Enhanced security
Read full description

At Cadence Bank, the security of your business banking accounts is a top priority. The Cadence Treasury Token App provides secure access to your accounts and the ability to initiate and approve transactions outside of the Secure Browser. You must be enrolled in Cadence Treasury Mobile App to use this Token App. Authenticate your online access for your Cadence Treasury Mobile App account by downloading the App on your mobile device or tablet and completing the required steps.

Screenshots

Mobile SinglePoint4 screens
Cadence Treasury Token2 screens

Verdict

The call

The clearest difference is rating: Cadence Treasury Token at 5.0 against Mobile SinglePoint's 1.4. Mobile SinglePoint's advantage is update cadence (every 5 weeks vs every 6 months) and ratings volume (69 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Cadence Treasury Token holds the better App Store score, 5.0 against 1.4. That said, the two scores are not equally well evidenced: Mobile SinglePoint has 69 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Mobile SinglePoint ships an update every 5 weeks, Cadence Treasury Token every 6 months. The most recent releases landed on October 14, 2026 and September 26, 2026 respectively.

Scorecard3 real differences · 7 level
Mobile SinglePoint versus Cadence Treasury Token: the parameters behind the verdict, then further details
ParameterMobile SinglePointCadence Treasury Token
PriceFreeFree
Rating1.4 (69 ratings)5.0 (1 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings69 — better1
Update frequencyEvery 5 weeks — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size35 MB4 MB
Age rating4+4+
DeveloperU.S. BancorpCadence Bank

Customer experience

Mobile SinglePoint

All ratings69 ratings
Positive8.7%
Neutral2.9%
Negative88.4%
Written reviews23 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Cadence Treasury Token

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Mobile SinglePoint

No in-app purchases

None

Cadence Treasury Token

No in-app purchases

Questions

Is Mobile SinglePoint free?
Mobile SinglePoint is free to download, with no in-app purchases.
Is Cadence Treasury Token free?
Cadence Treasury Token is free to download, with no in-app purchases.
Which has better reviews, Mobile SinglePoint or Cadence Treasury Token?
Cadence Treasury Token is rated higher. Mobile SinglePoint averages 1.4 out of 5 from 69 ratings, while Cadence Treasury Token averages 5.0 from 1 ratings.
Do Mobile SinglePoint or Cadence Treasury Token have ads?
Neither Mobile SinglePoint nor Cadence Treasury Token shows ads.
Which is updated more often, Mobile SinglePoint or Cadence Treasury Token?
Mobile SinglePoint ships an update every 5 weeks, and Cadence Treasury Token every 6 months. Most recently, Mobile SinglePoint was updated on October 14, 2026 and Cadence Treasury Token on September 26, 2026.

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