Mobile SinglePoint vs Balafin

Mobile SinglePoint provides U.S. Bank corporate and business clients’ access to their time-critical SinglePoint and SinglePoint Essentials services on-the-go. With the Mobile SinglePoint app, you can optimize your working capital while maintaining oversight of critical banking functions. With Mobile SinglePoint, you can: • View current and previous day balances, and all key balance information for your accounts. • Transfer funds on-the-go between DDA accounts, loan accounts and trust accounts. • Use Positive Pay; a check fraud tool that helps you make pay or return decisions quickly and confidently. You can review exceptions for multiple accounts and view check images of exceptions. • Approve transactions or templates remotely. Within the Mobile Approval service, you can approve ACH batches and templates, wire transfers, wire transfer templates, and repeat codes, book transfers, and book templates. You can also approve Positive Pay decisions. • Search for transactions within the Information Reporting database. • Review Bank Messages quickly and conveniently. Clients with system administrative access can also approve password resets and entitle additional users from their business and control who should have access to Mobile SinglePoint. The services, accounts and access entitlements each user has on SinglePoint or SinglePoint Essentials determines which functions are available through Mobile SinglePoint. Please note: The Mobile SinglePoint app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use the mobile app. Check with your carrier for specific fees and charges. The Mobile SinglePoint app requires Apple iOS version 9 or later. U.S. Bank is committed to protecting your security. Sensitive account information including your username and password are never stored on your mobile device and secure encryption is used to protect all transactions. For personal banking, search for U.S. Bank in the App Store; Mobile SinglePoint® is designed for business clients only. You must be a SinglePoint® or SinglePoint® Essentials client to use this mobile application. Before using this application, your system administrator must assign the mobile entitlement to you. For more information about Mobile SinglePoint, contact a U.S. Bank Treasury Management Consultant or send a request to TreasuryManagementSolutions@USBank.com to locate a consultant in your area.

Balafin is a private, local-first financial planning app for seeing where your household stands today and exploring where a plan could lead. Enter your household, accounts, debts, real assets, income, and expenses by hand. Balafin does not link to banks, hold money, place trades, or tell you what to do. Your numbers stay on your device and sync only to your own private iCloud. Sync is on by default and can be turned off in Balafin’s Security settings. The developer cannot read your private iCloud data. Overview for today See current net worth, cash flow, savings, debt, and investment allocation facts in one calm view. Open each metric to see what it is based on and its limitations. Plan for what comes next Explore long-term projections with taxes, required debt payments, and retirement withdrawals. The assumptions that drive each result stay visible. Balafin separates current facts from projections and marks estimates clearly. Balafin Free Your household data, complete projection, plan outlook, disclosures, privacy controls, and security settings stay free. Free uses Balafin's starting assumptions and targets without hiding an unfavorable result. Balafin+ Balafin+ lets you set your own targets and assumptions, save alternative plans, compare them, and run the Stress Tester. A plan updates when you change its facts or assumptions. A Balafin+ subscription also supports Balafin Free and continued improvements. Balafin+ is $49.99 per year. Eligible new subscribers can start a 7-day free trial. Payment is charged to your Apple Account when you confirm a purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the current period ends. Apple charges the Apple Account for renewal within 24 hours before the current period ends. You can manage the subscription and turn off auto-renew in Apple Account settings after purchase. If you purchase a subscription before a free trial ends, the unused part of the trial ends immediately. Balafin provides estimates for informational and educational purposes. It does not provide financial, investment, tax, or legal advice, and results are not guarantees. Privacy Policy https://balafin.com/privacy/ Terms of Use https://balafin.com/terms/