Comparison

zExpense vs Velliv

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

zExpense

Effortlessly manage travel and expense settlements by digitizing receipts and invoices. The app automatically scans receipts, matches them with credit card transactions, and handles cash expenses for quick approval.

Highlights
  • Scan receipts with your camera
  • Automatic credit card transaction matching
  • Digital storage of receipts
  • Easy cash expense entry
  • Fast expense approval workflow
Read full description

Fast and efficient travel and expense settlement - get control of your receipts and invoices in no time! With the zExpense App, you can easily and simply: - Take a picture of your receipts: No more manual data entry. The app can automatically scan your receipts and transfers them to your zExpense account. - Automatic matching with credit card transactions: Save time and avoid errors. zExpense automatically matches your receipts with your credit card transactions, so you don't have to worry about finding receipts. - Say goodbye to physical receipts: No more storing piles of paper. zExpense saves your receipts digitally, so you always have access to them. - Easy handling of cash expenses: Quickly and easily enter your cash expenses in the app, and send to approval in seconds. zExpense makes it easy and efficient to keep track of your travel and expense expenses. Get more time for what's important and let zExpense take care of the rest!

About

Velliv

Read full description

The app will provide you with an overview of your pension scheme at Velliv: - You can keep yourself updated regarding the development of your savings and see what disbursements you might expect from Velliv when you retire. - You will be able to follow the return on your investments and see your agreed contribution. - You can get an overview of your insurances in the event of death, critical illness and disability. How to get started: Log in by using your NemID and MitID when using the app for the first time. Hereafter you can activate Touch ID or Face ID login. If you are not a customer in Velliv, you are welcome to contact us through the app or velliv.dk. Feedback If you have any good ideas or feedback regarding the app, we would like to hear from you. Please contact us on app@velliv.dk.

Screenshots

zExpense4 screens
Velliv4 screens

Verdict

The call

zExpense and Velliv are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

zExpense ships an update every 3 weeks, Velliv every 6 weeks. The most recent releases landed on September 6, 2026 and August 28, 2026 respectively.

ScorecardNo meaningful differences
zExpense versus Velliv: the parameters behind the verdict, then further details
ParameterzExpenseVelliv
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.614.0 — better
Further details — not scored
Size55 MB43 MB
Age rating4+12+
DeveloperZeBonVelliv, Pension & Livsforsikring AS

In-app purchases

None

zExpense

No in-app purchases

None

Velliv

No in-app purchases

Questions

Is zExpense free?
zExpense is free to download, with no in-app purchases.
Is Velliv free?
Velliv is free to download, with no in-app purchases.
Do zExpense or Velliv have ads?
Neither zExpense nor Velliv shows ads.
Which is updated more often, zExpense or Velliv?
zExpense ships an update every 3 weeks, and Velliv every 6 weeks. Most recently, zExpense was updated on September 6, 2026 and Velliv on August 28, 2026.

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