Comparison

PAYQR vs Займы онлайн

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PAYQR

Easily pay bills by photographing organization details. This free application simplifies payments through your phone, offering a quick and efficient way to manage your financial obligations.

Highlights
  • Pay bills by organization details
  • Use phone photography for payments
  • Free to download and use
  • Streamlined payment process
  • Supports iPhone and iPad
Read full description

Платите по реквизитам организаций через фотографию телефоном с помощью бесплатного приложения PAYQR! payqr.ru какплатить.рф www.youtube.com/payqr *PAYQR [ПэйКьюАр] – Pay with quality result ("Платить с качественным результатом")

About

Займы онлайн

Quickly apply for a loan online by filling out a short form. Approved funds can be transferred directly to your bank card. Applications are processed 24/7, with decisions typically made within minutes.

Highlights
  • Fast loan application
  • Funds transferred to bank card
  • 24/7 application processing
  • Quick decision-making
  • Individual loan terms
Read full description

С приложением «Займы онлайн: Мерга» вы можете быстро оформить заявку на получение займа. Для этого достаточно заполнить короткую анкету, после чего, при одобрении, денежные средства могут быть перечислены на вашу банковскую карту. Заявки принимаются и рассматриваются круглосуточно, включая выходные и праздничные дни. Решение по заявке обычно принимается в течение нескольких минут. Процентная ставка, сумма займа и срок возврата определяются индивидуально в соответствии с условиями договора займа. Годовая процентная ставка может составлять от 24,6% (min) до 32,15% (max). Период погашения долга от 62 до 365 дней. ООО МКК «Мерга» Адрес: 111401, город Москва, вн.тер.г. муниципальный округ Перово, ул. Новогиреевская, д. 18/31, помещ. 4/1/1 ОГРН: 1267700088633 ИНН: 7720963872 Лицензия ЦБ РФ: 2603045010263 от 07.05.2026

Screenshots

PAYQR3 screens
Займы онлайн3 screens

Verdict

The call

The clearest difference is rating: PAYQR at 5.0 against Займы онлайн's 4.0. PAYQR also leads on ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PAYQR holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 5 and 4 respectively.

UpkeepUpdate frequency

PAYQR ships an update every 3 weeks, Займы онлайн every 2 weeks. The most recent releases landed on October 8, 2026 and October 7, 2026 respectively.

Scorecard5 real differences · 5 level
PAYQR versus Займы онлайн: the parameters behind the verdict, then further details
ParameterPAYQRЗаймы онлайн
PriceFreeFree
Rating5.0 (5 ratings) — better4.0 (4 ratings)
Positive reviews53.8% of reviews—
Number of ratings5 — better4
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better17.0
Further details — not scored
Size32 MB9 MB
Age rating4+4+
DeveloperFIT, OOOMERGA, OOO

Customer experience

PAYQR

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews26 reviews
Positive53.8%
Neutral0.0%
Negative46.2%

Займы онлайн

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%

In-app purchases

None

PAYQR

No in-app purchases

None

Займы онлайн

No in-app purchases

Questions

Is PAYQR free?
PAYQR is free to download, with no in-app purchases.
Is Займы онлайн free?
Займы онлайн is free to download, with no in-app purchases.
Which has better reviews, PAYQR or Займы онлайн?
PAYQR is rated higher. PAYQR averages 5.0 out of 5 from 5 ratings, while Займы онлайн averages 4.0 from 4 ratings.
Do PAYQR or Займы онлайн have ads?
Займы онлайн shows ads; PAYQR does not.
Which is updated more often, PAYQR or Займы онлайн?
PAYQR ships an update every 3 weeks, and Займы онлайн every 2 weeks. Most recently, PAYQR was updated on October 8, 2026 and Займы онлайн on October 7, 2026.

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