Comparison

Budget Projects vs CEMA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Projects

This app helps you manage your finances by creating income and expense budgets. Track your spending against these budgets to gain control and save money. Visualize your financial habits with detailed reports and charts.

Highlights
  • Create unlimited budgets
  • Recurring budget options
  • Progress bar for budget tracking
  • Detailed financial reports and charts
  • Customizable categories
  • Transaction search and export
  • Passcode and Touch ID protection
Features
Read full description

Stop asking the question that where my money went, and why there is no money left in my wallet. Budget Projects keeps your money well managed and spent. By Budget Projects, you can create income and expense budgets, which indicate how much money you plan to spend or get, then when you have transactions under that budget, add them into it. When there is less money to spend under a budget, you will automatically control spending. This app helps controlling yourself spending money randomly and keeping your money well organized. After using it for a while, you will be surprised how much money you will save. Key Features: ⁃ Create unlimited budgets with recurring or not. ⁃ Recurring budgets by single or multiple cycles of daily, weekly, monthly, or yearly. ⁃ Progress bar to show used amount VS budget amount. ⁃ Over roll amount to next cycles or not. ⁃ Custom order of added budgets. ⁃ Add recurring transactions. ⁃ Editable default categories and you can add your own. ⁃ Pie chart reports to show income, expense and savings. ⁃ Cycle pie chart reports to show percentage and amount of each budget. ⁃ Chart report to show cash flow tendency. ⁃ Search transactions by their name, type amount or note. ⁃ Hide Expired Budgets or not. ⁃ Air print support. ⁃ iCloud backup and restore. ⁃ Dropbox backup and restore. ⁃ Passcode protection. ⁃ Supports Touch ID as passcode. ⁃ Custom week and month start day. ⁃ Create unlimited reminders. ⁃ Export data in form of CSV, HTML or PDF. ⁃ Adds 3D Touch function. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). If you have any question or suggestion, please email to linklinksapp@tom.com.

About

CEMA

Features
Read full description

The CEMA App helps businesses automate credit card and other expense recording and reconciliation process. It integrates with Peercore and has the capacity to integrate with other ERP applications. Using this mobile app the users can capture expense details and upload receipts as it happens and the backend users can reconcile the expenses against the credit card statement and create payment invoices to the bank on the fly.

Screenshots

Budget Projects4 screens
CEMA4 screens

Verdict

The call

The clearest difference is in-app purchases: CEMA at none against Budget Projects's 3. CEMA also leads on ads (none vs shown) and update cadence (every 2 months vs every 6 months). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Projects sells 3 in-app purchases, starting at $1.99 per 6 months. CEMA asks for nothing beyond the download.

UpkeepUpdate frequency

Budget Projects ships an update every 6 months, CEMA every 2 months. The most recent releases landed on September 28, 2026 and September 30, 2026 respectively.

Scorecard4 real differences · 6 level
Budget Projects versus CEMA: the parameters behind the verdict, then further details
ParameterBudget ProjectsCEMA
PriceFreeFree
Rating4.3 (80 ratings) — better—
Positive reviews62.4% of reviews—
Number of ratings80 — better—
Update frequencyEvery 6 monthsEvery 2 months — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS1613.0 — better
Further details — not scored
Size38 MB23 MB
Age rating4+4+
DeveloperLINKLINKS LTDPeercore

Bugs and requests

Budget Projects

Reported bugs

10 issues
  • App crashes when creating budgets
  • Recurring costs not deducted from associated budgets
  • Date field defaults to January instead of current date
  • Ads appearing in center of screen and not closeable
  • Data erased after app updates
Show 5 more
  • App freezes or becomes unresponsive
  • Transactions showing as 'earned' instead of 'spent'
  • Incompatibility with iOS 15 and later
  • Unexpected charges for in-app purchases
  • Budgets disappearing without explanation

Requested features

11 requests
  • In-app tutorial or contextual help menu
  • Automatic transaction entry from bank accounts
  • Biweekly recurring payment option
  • Default time setting for all transactions
  • Monthly calendar view of expenses
Show 6 more
  • Ability to change budget cycle date
  • Zero-dollar budget groups for tracking unexpected expenses
  • Better UI/UX design and layout improvements
  • Easier decimal entry without calculator
  • Multi-month or year-long budget tracking
  • Improved customer support responsiveness

CEMA

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Budget Projects

Subscriptions1
  • Premium - 6 months$1.996 Months
One-time2
  • Remove Ads Forever$9.99
  • Unlimited Transactions$11.99
None

CEMA

No in-app purchases

Questions

Is Budget Projects free?
Budget Projects is free to download, with in-app purchases available.
Is CEMA free?
CEMA is free to download, with no in-app purchases.
Do Budget Projects or CEMA have ads?
Budget Projects shows ads; CEMA does not.
Which is updated more often, Budget Projects or CEMA?
Budget Projects ships an update every 6 months, and CEMA every 2 months. Most recently, Budget Projects was updated on September 28, 2026 and CEMA on September 30, 2026.

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