Comparison

Budget Projects vs Amortization Calculator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Projects

This app helps you manage your finances by creating income and expense budgets. Track your spending against these budgets to gain control and save money. Visualize your financial habits with detailed reports and charts.

Highlights
  • Create unlimited budgets
  • Recurring budget options
  • Progress bar for budget tracking
  • Detailed financial reports and charts
  • Customizable categories
  • Transaction search and export
  • Passcode and Touch ID protection
Features
Read full description

Stop asking the question that where my money went, and why there is no money left in my wallet. Budget Projects keeps your money well managed and spent. By Budget Projects, you can create income and expense budgets, which indicate how much money you plan to spend or get, then when you have transactions under that budget, add them into it. When there is less money to spend under a budget, you will automatically control spending. This app helps controlling yourself spending money randomly and keeping your money well organized. After using it for a while, you will be surprised how much money you will save. Key Features: ⁃ Create unlimited budgets with recurring or not. ⁃ Recurring budgets by single or multiple cycles of daily, weekly, monthly, or yearly. ⁃ Progress bar to show used amount VS budget amount. ⁃ Over roll amount to next cycles or not. ⁃ Custom order of added budgets. ⁃ Add recurring transactions. ⁃ Editable default categories and you can add your own. ⁃ Pie chart reports to show income, expense and savings. ⁃ Cycle pie chart reports to show percentage and amount of each budget. ⁃ Chart report to show cash flow tendency. ⁃ Search transactions by their name, type amount or note. ⁃ Hide Expired Budgets or not. ⁃ Air print support. ⁃ iCloud backup and restore. ⁃ Dropbox backup and restore. ⁃ Passcode protection. ⁃ Supports Touch ID as passcode. ⁃ Custom week and month start day. ⁃ Create unlimited reminders. ⁃ Export data in form of CSV, HTML or PDF. ⁃ Adds 3D Touch function. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). If you have any question or suggestion, please email to linklinksapp@tom.com.

About

Amortization Calculator

Features
Currently charting
Read full description

The Amortization Calculator app is a must-have for people with a mortgage, auto loan, student loan, or any other loan that requires monthly payments. The Amortization Calculator starts by calculating your monthly payment based on the loan amount, interest rate, and length of your loan. Then it creates an amortization schedule that breaks down how much of each monthly payment goes towards interest, how much goes towards paying down the loan, and the current loan balance. The amortization schedule will show you that as times goes by, less of your monthly payments will go towards paying interest and more of your monthly payments will go towards paying down the loan. You can substantially reduce the number of monthly payments and total interest cost of your loan by either paying a fixed extra amount every month, or paying a large one-time lump sum. This app also includes an Extra Monthly Loan Payment Calculator and a Lump Sum Loan Calculator so you can calculate your potential savings. The app was inspired by the popular Grinebiter.com Amortization Calculator web application. We took what we learned from our web visitors to make this very useful iOS Apple app. The app is fast, intuitive, and easy to use. It is a standalone app, which means that it will work perfectly fine in places with little or no Internet access. Additionally, the Amortization Calculator app does not have any subscription fees, in-app purchases, tracking, or ads. In other words, you can enjoy full and complete access to the app with no surprises or extra costs. We hope that the Amortization Calculator app will become one of your favorite apps to help with your financial health.

Screenshots

Budget Projects4 screens
Amortization Calculator4 screens

Verdict

The call

The clearest difference is price: Budget Projects at Free against Amortization Calculator's $0.99. Amortization Calculator's advantage is in-app purchases (none vs 3) and ads (none vs shown). On device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Budget Projects is free to download; Amortization Calculator costs $0.99 up front. Budget Projects sells 3 in-app purchases, starting at $1.99 per 6 months. Amortization Calculator asks for nothing beyond the download.

Scorecard5 real differences · 6 level
Budget Projects versus Amortization Calculator: the parameters behind the verdict, then further details
ParameterBudget ProjectsAmortization Calculator
PriceFree — better$0.99
Rating4.3 (80 ratings) — better—
Positive reviews62.4% of reviews—
Number of ratings80 — better—
Update frequencyEvery 6 months—
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
Best chart rank—#104 — better
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS1614.1 — better
Further details — not scored
Size38 MB1 MB
Age rating4+4+
DeveloperLINKLINKS LTDH Valeur

Bugs and requests

Budget Projects

Reported bugs

10 issues
  • App crashes when creating budgets
  • Recurring costs not deducted from associated budgets
  • Date field defaults to January instead of current date
  • Ads appearing in center of screen and not closeable
  • Data erased after app updates
Show 5 more
  • App freezes or becomes unresponsive
  • Transactions showing as 'earned' instead of 'spent'
  • Incompatibility with iOS 15 and later
  • Unexpected charges for in-app purchases
  • Budgets disappearing without explanation

Requested features

11 requests
  • In-app tutorial or contextual help menu
  • Automatic transaction entry from bank accounts
  • Biweekly recurring payment option
  • Default time setting for all transactions
  • Monthly calendar view of expenses
Show 6 more
  • Ability to change budget cycle date
  • Zero-dollar budget groups for tracking unexpected expenses
  • Better UI/UX design and layout improvements
  • Easier decimal entry without calculator
  • Multi-month or year-long budget tracking
  • Improved customer support responsiveness

Amortization Calculator

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Budget Projects

Subscriptions1
  • Premium - 6 months$1.996 Months
One-time2
  • Remove Ads Forever$9.99
  • Unlimited Transactions$11.99
None

Amortization Calculator

No in-app purchases

Questions

Is Budget Projects free?
Budget Projects is free to download, with in-app purchases available.
Is Amortization Calculator free?
Amortization Calculator costs $0.99, with no in-app purchases.
Do Budget Projects or Amortization Calculator have ads?
Budget Projects shows ads; Amortization Calculator does not.

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