Budget Projects vs Paycheck Budgeting
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Projects
This app helps you manage your finances by creating income and expense budgets. Track your spending against these budgets to gain control and save money. Visualize your financial habits with detailed reports and charts.
- Create unlimited budgets
- Recurring budget options
- Progress bar for budget tracking
- Detailed financial reports and charts
- Customizable categories
- Transaction search and export
- Passcode and Touch ID protection
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Stop asking the question that where my money went, and why there is no money left in my wallet. Budget Projects keeps your money well managed and spent. By Budget Projects, you can create income and expense budgets, which indicate how much money you plan to spend or get, then when you have transactions under that budget, add them into it. When there is less money to spend under a budget, you will automatically control spending. This app helps controlling yourself spending money randomly and keeping your money well organized. After using it for a while, you will be surprised how much money you will save. Key Features: ⁃ Create unlimited budgets with recurring or not. ⁃ Recurring budgets by single or multiple cycles of daily, weekly, monthly, or yearly. ⁃ Progress bar to show used amount VS budget amount. ⁃ Over roll amount to next cycles or not. ⁃ Custom order of added budgets. ⁃ Add recurring transactions. ⁃ Editable default categories and you can add your own. ⁃ Pie chart reports to show income, expense and savings. ⁃ Cycle pie chart reports to show percentage and amount of each budget. ⁃ Chart report to show cash flow tendency. ⁃ Search transactions by their name, type amount or note. ⁃ Hide Expired Budgets or not. ⁃ Air print support. ⁃ iCloud backup and restore. ⁃ Dropbox backup and restore. ⁃ Passcode protection. ⁃ Supports Touch ID as passcode. ⁃ Custom week and month start day. ⁃ Create unlimited reminders. ⁃ Export data in form of CSV, HTML or PDF. ⁃ Adds 3D Touch function. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). If you have any question or suggestion, please email to linklinksapp@tom.com.
Paycheck Budgeting
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How much can I spend between now and payday? That is the only question this app answers. Enter your take-home pay, how often you are paid, and what is in your account. Add the bills that leave on their own. The app subtracts the bills due before payday, holds back a cushion and your savings, and divides what is left by the days you have remaining. You see one clear number and a daily allowance. Pay can be weekly, every 2 weeks, twice a month or monthly. You set it once and the app follows the calendar for you. Log a spend and every number updates at once. You always know where you stand today. Open the app, read one number, and get on with your day. • Safe-to-spend number for the whole pay cycle • Daily allowance for each day until payday • Day-by-day strip of your pay cycle, so you see how the days play out • Bills due before payday are subtracted automatically • A cushion and savings amount you choose are held back • Spend log: add a purchase in a few seconds • Reminders for payday and for bills • Backups to a file you keep • 48 app languages and 53 currencies No account. No bank login. Your budget stays on your phone. The only thing that leaves the app is the banner ad, which comes from Google. Paycheck Pro (one-time purchase, no subscription) • No ads (Remove ads owners already have this) • Home Screen and Lock Screen widgets show what is safe to spend today • Siri and Shortcuts: ask for safe to spend today • Up to 4 extra incomes • Savings goals that set money aside each payday • Cycle history with spending by category • 4 more color themes and 4 app icons Free for everyone: spend categories and light, dark or system appearance.
Screenshots
Verdict
The clearest difference is update cadence: Paycheck Budgeting at every 2 weeks against Budget Projects's every 6 months. Budget Projects's advantage is device support (4 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Projects sells 3 in-app purchases, starting at $1.99 per 6 months and Paycheck Budgeting sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
Budget Projects ships an update every 6 months, Paycheck Budgeting every 2 weeks. Both last shipped on November 6, 2026.
| Parameter | Budget Projects | Paycheck Budgeting |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (80 ratings) — better | — |
| Positive reviews | 62.4% of reviews | — |
| Number of ratings | 80 — better | — |
| Update frequency | Every 6 months | Every 2 weeks — better |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone |
| Requires iOS | 16 — better | 16.4 |
| Further details — not scored | ||
| Size | 38 MB | 47 MB |
| Age rating | 4+ | 4+ |
| Developer | LINKLINKS LTD | Tomas Oplistil |
Bugs and requests
Budget Projects
Reported bugs
10 issues- App crashes when creating budgets
- Recurring costs not deducted from associated budgets
- Date field defaults to January instead of current date
- Ads appearing in center of screen and not closeable
- Data erased after app updates
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- App freezes or becomes unresponsive
- Transactions showing as 'earned' instead of 'spent'
- Incompatibility with iOS 15 and later
- Unexpected charges for in-app purchases
- Budgets disappearing without explanation
Requested features
11 requests- In-app tutorial or contextual help menu
- Automatic transaction entry from bank accounts
- Biweekly recurring payment option
- Default time setting for all transactions
- Monthly calendar view of expenses
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- Ability to change budget cycle date
- Zero-dollar budget groups for tracking unexpected expenses
- Better UI/UX design and layout improvements
- Easier decimal entry without calculator
- Multi-month or year-long budget tracking
- Improved customer support responsiveness
Paycheck Budgeting
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Budget Projects
- Premium - 6 months$1.996 Months
- Remove Ads Forever$9.99
- Unlimited Transactions$11.99
Paycheck Budgeting
- Remove ads$2.99
- Paycheck Pro$6.99
Questions
Is Budget Projects free?
Is Paycheck Budgeting free?
Do Budget Projects or Paycheck Budgeting have ads?
Which is updated more often, Budget Projects or Paycheck Budgeting?
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