Comparison

Budget Planner vs Summo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Planner

Easily track your income and expenses to manage your finances. Offers customizable accounts, flexible budgeting, and secure synchronization across devices. Visualize your financial health with powerful reports and helpful tools.

Highlights
  • Quick transaction adding
  • Customizable accounts and categories
  • Device synchronization
  • Flexible budget settings
  • Scheduled transactions
  • Interactive reports
  • Security code on launch
Features
Read full description

Application for quick tracking of your expenses and income as well as control over your financial situation. Features: • Quick and easy adding of transactions. • Customizable accounts and categories—you can select icons and colors. • Synchronization between devices. • Flexible budget settings. • Scheduled transactions. • Built-in calculator and currency converter. • Automatic backup. • Multiple currencies: over 170 currencies and exchange rates. • Transfers between accounts (Double-entry bookkeeping system supported). • A clean, intuitive, and well-thought-out design. • Powerful interactive reports. • Attaching images to transactions. • Security code on launch (Touch ID and Face ID). • Geotagging. • Tags. • Search. • Widgets for Home Screen and Lock Screen. • Siri and Shortcuts. Privacy Policy: https://moneyflow.cloud/en/legal/privacy-policy License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Summo

Features
Read full description

Summo makes personal finance simple. Track your spending, manage budgets, and stay on top of credit card payments — all synced across your devices with iCloud. TRACK EVERYTHING • Record income, expenses, and transfers in seconds • Organize with categories, tags, and remarks • Support for multiple accounts and currencies • Recurring transactions auto-generated on schedule CREDIT CARD MANAGEMENT • Payment reminders with due date countdown • Statement-based balance tracking • Credit limit usage warnings BUDGETS THAT WORK • Set monthly budgets per category • Visual progress bars with overspend alerts • Rollover unused budget to next month INSIGHTS AT A GLANCE • Monthly summary with income, expense, and balance • Category breakdown with pie charts • Daily spending trends and monthly comparisons • Drill into any category for weekly/daily detail APPLE PAY AUTO-TRACKING • Automatically log Apple Pay transactions via Shortcuts • Smart merchant recognition and category mapping • Review and approve new merchants HOUSEHOLD SHARING • Share finances with family members via iCloud • Each member tracks their own spending • Combined household view BUILT FOR PRIVACY • All data stored in your personal iCloud — we never see it MORE FEATURES • iCloud sync across iPhone and iPad • CSV export for spreadsheets • Dark mode support • Available in English, Chinese, Japanese, and Korean Terms of use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Budget Planner4 screens
Summo4 screens

Verdict

The call

The clearest difference is device support: Budget Planner at 4 against Summo's 1. Budget Planner also leads on iOS requirement (15.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Planner sells 10 in-app purchases, starting at $1.99 per 7 days and Summo sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard2 real differences · 8 level
Budget Planner versus Summo: the parameters behind the verdict, then further details
ParameterBudget PlannerSummo
PriceFreeFree
Rating4.7 (755 ratings) — better—
Positive reviews76.2% of reviews—
Number of ratings755 — better—
Update frequencyEvery 3 weeks—
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod, Mac — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size139 MB30 MB
Age rating4+17+
DeveloperHermann WagenleitnerWai Yin Chan

Bugs and requests

Budget Planner

Reported bugs

4 issues
  • Disappearing expense categories
  • Crashes when generating reports
  • Incorrect transaction dates
  • Issues with CSV import/export

Requested features

5 requests
  • Calendar view for transactions
  • Ability to mark transactions as cleared
  • Recurring bill management
  • Widgets and shortcuts for quicker entry
  • Multi-user support and family sharing

Summo

Not enough reviews yet to summarise bugs or requests.

In-app purchases

10 purchases

Budget Planner

Subscriptions5
  • Money Flow PRO$1.997 Days
  • Money Flow PRO$3.991 Month
  • Money Flow PRO$4.991 Month
Show 2 more
  • Money Flow PRO$16.991 Year
  • Money Flow PRO$24.991 Year
One-time5
  • Money Flow PRO$19.99
  • Money Flow PRO$24.99
  • Money Flow PRO$34.99
Show 2 more
  • Money Flow PRO$39.99
  • Money Flow PRO$49.99
2 purchases

Summo

Subscriptions2
  • Summo Premium Monthly$0.991 Month
  • Summo Premium Yearly7 Days trial$9.991 Year

Questions

Is Budget Planner free?
Budget Planner is free to download, with in-app purchases available.
Is Summo free?
Summo is free to download, with in-app purchases available.
Do Budget Planner or Summo have ads?
Neither Budget Planner nor Summo shows ads.

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