BEA China vs Cigna & CMB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BEA China
This mobile banking app offers a localized, personalized, and secure experience for managing your finances. It provides comprehensive features and convenient access to banking services anytime, anywhere, focusing on customer needs.
- Localized banking services
- Personalized financial management
- Secure transactions
- 24/7 access to banking
- Comprehensive features
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东亚中国手机银行秉承“本地化、个性化、安全性”的特色，打造我行领先业内并独具特色的个人手机银行，形成“功能齐全、个性化突出、安全方便”的东亚中国电子银行品牌。 本着以“客户为中心”的服务理念，东亚中国将积极创新、大力拓展手机银行业务，不断延伸、完善柜台业务，利用先进的电子化金融服务渠道，使“无形的”电子银行可以随时随地全天候地满足客户的理财需求。
Cigna & CMB
This app offers online insurance and health management services. It provides smart advice, policy analysis, and personalized health services through innovative technologies like intelligent insurance advisors and health assessments.
- Online insurance services
- Health management services
- Smart insurance advisor
- Policy and coverage analysis
- Personalized health services
- Family policy management
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【Cigna & CMB】，Formerly known as 【Perfect Life】 招商信诺APP（原“完美人生”），是招商信诺人寿保险有限公司官方APP，为客户提供高效便捷的在线保险服务和健康管理服务。通过智能保顾、天玑视图、健康测评等创新技术，客户能够在平台上获得专业的投保建议，可视化的保单与保障分析，并收获个性化的健康管理服务！ 【保单服务】 可快速查询保单详情、保障责任及相关权益，随时随地进行保单信息变更、保单借还款、领取红利、领取生存金等。 【保单检视】 全方位保障缺口分析，为您家庭财务和未来规划护航。 【家庭保单管理】 父母、配偶、子女，全家风险保障一目了然，帮助完成家庭保障规划。 【健康管理】 关心你，不是说说而已。视频问诊、健康测评、健康档案为你提供定制化健康服务。 Note: 1、Continued use of GPS running in the background can dramatically decrease battery life.
Screenshots
Verdict
The clearest difference is rating: BEA China at 3.6 against Cigna & CMB's 1.8. On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BEA China holds the better App Store score, 3.6 against 1.8. Both are backed by a comparable volume of ratings — 9 and 9 respectively. Written reviews split almost evenly too, at 21% and 20% positive.
BEA China ships an update every 5 weeks, Cigna & CMB monthly. The most recent releases landed on October 23, 2026 and October 26, 2026 respectively.
| Parameter | BEA China | Cigna & CMB |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (9 ratings) — better | 1.8 (9 ratings) |
| Positive reviews | 20.8% of reviews — better | 20.0% of reviews |
| Number of ratings | 9 | 9 |
| Update frequency | Every 5 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 276 MB | 173 MB |
| Age rating | 17+ | 4+ |
| Developer | The Bank of East Asia (China) Limited | 招商信诺人寿保险有限公司 |
Customer experience
BEA China
Cigna & CMB
In-app purchases
BEA China
No in-app purchases
Cigna & CMB
No in-app purchases
