Comparison

Moneon vs Subctrl

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moneon

Track personal spending and manage finances with advanced reports and shared wallets. Features include budget creation, currency support, and secure data backups. Offers premium features like photo attachments and debt tracking via subscription.

Highlights
  • Personal finance management
  • Shared wallets
  • Budget creation
  • Advanced reports
  • SMS recognition
  • Automatic data backups
  • Password-protected access
Features
Read full description

Moneon is a simple money tracker for your personal and family budget. Log expenses and income in seconds, set budgets that actually hold, and always know where your money goes. Apple's App of the Day in 140 countries. FREE FOREVER • Track expenses and income in any currency • Unlimited wallets with secure cloud backup • Budgets for a whole wallet or per category • Flexible categories and subcategories • Clear spending summary for any period • SMS recognition — paste a bank SMS and Moneon fills in the amount, currency and date • Voice input and home screen widgets • Apple Watch and iMessage apps • Face ID / Touch ID protection MORE WITH PREMIUM • Shared family wallets — sync with family, friends or colleagues: every expense shows its author, others get a notification • Debt tracking — who owes you and whom you owe, with due-date reminders • Reports — compare periods in a couple of taps and export to PDF • Photos on transactions — keep receipts and purchases • Templates and recurring transactions — automate the routine All core features stay free — Premium only unlocks the extras above. Premium is an auto-renewable subscription: payment is charged to your iTunes account on confirmation. It renews automatically unless canceled at least 24 hours before the end of the period. You can manage auto-renewal in your account settings. Privacy Policy and Terms: https://moneon.co

About

Subctrl

Organize all your subscriptions and recurring payments in one place. Track upcoming bills, analyze your spending by category with clear charts, and gain financial awareness to reduce unnecessary expenses.

Highlights
  • Manage subscriptions in one list
  • Track upcoming payments
  • Analyze spending by category
  • Monthly and all-time analytics
  • Simple and fast interface
Features
Read full description

Keep full control of your subscriptions and recurring payments. The app helps you organize all subscriptions in one place, track upcoming payments, and analyze your spending over time. Clear charts and categories show exactly where your money goes — monthly or across your entire history. Features: - Manage all subscriptions in one list - See upcoming payments and totals - Analyze spending by category - Monthly and all-time analytics - Clean, simple, and fast interface Perfect for anyone who wants to reduce unnecessary expenses and stay financially aware.

Screenshots

Moneon4 screens
Subctrl3 screens

Verdict

The call

The clearest difference is review sentiment: Subctrl at 100% against Moneon's 60%. Subctrl also leads on in-app purchases (none vs 17) and rating (5.0 vs 4.6). Moneon's advantage is ratings volume (125 vs 1) and device support (3 vs 1). On price, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Moneon sells 16 in-app purchases, starting at $0.99 per month. Subctrl asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Subctrl holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Moneon has 125 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 60% of Moneon's written reviews are positive against 100% of Subctrl's.

UpkeepUpdate frequency

Moneon ships an update every 4 weeks, Subctrl fortnightly. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

Scorecard7 real differences · 3 level
Moneon versus Subctrl: the parameters behind the verdict, then further details
ParameterMoneonSubctrl
PriceFreeFree
Rating4.6 (125 ratings)5.0 (1 ratings) — better
Positive reviews60.1% of reviews100.0% of reviews — better
Number of ratings125 — better1
Update frequencyEvery 4 weeksFortnightly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPod, Apple Watch — betteriPhone
Requires iOS14.0 — better17.6
Further details — not scored
Size129 MB22 MB
Age rating4+4+
DeveloperCleverPumpkin Ltd.Denis Dementev

Customer experience

Moneon

All ratings122 ratings
Positive92.6%
Neutral1.6%
Negative5.7%
Written reviews398 reviews
Positive60.1%
Neutral9.5%
Negative30.4%

Subctrl

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

16 purchases

Moneon

Subscriptions14
  • Premium2 variants$0.991 Month
  • Premium7 Days trial$0.991 Month
  • Premium$1.991 Month
Show 11 more
  • Moneon Premium7 Days trial$1.991 Month
  • Premium7 Days trial$2.991 Month
  • Premium$3.991 Month
  • Premium$4.991 Year
  • Premium$6.491 Year
  • Premium$9.991 Year
  • Premium$10.991 Year
  • Premium$14.991 Year
  • Premium$19.991 Year
  • Premium7 Days trial$19.991 Year
  • Premium$29.991 Year
One-time2
  • Premium subscription for 1 month$0.99
  • Premium subscription for 1 year$9.99
None

Subctrl

No in-app purchases

Questions

Is Moneon free?
Moneon is free to download, with in-app purchases available.
Is Subctrl free?
Subctrl is free to download, with no in-app purchases.
Which has better reviews, Moneon or Subctrl?
Subctrl is rated higher. Moneon averages 4.6 out of 5 from 125 ratings, while Subctrl averages 5.0 from 1 ratings.
Do Moneon or Subctrl have ads?
Neither Moneon nor Subctrl shows ads.
Which is updated more often, Moneon or Subctrl?
Moneon ships an update every 4 weeks, and Subctrl fortnightly. Most recently, Moneon was updated on October 29, 2026 and Subctrl on October 24, 2026.

Other comparisons