Comparison

分期乐 vs 会员宝秒到版

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

分期乐

Features
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上市公司,正规平台,最高可借20万额度 新人最长可享30天免息,在线申请,智能审批 【平台介绍】 分期乐是乐信旗下倡导年轻人有度消费的分期消费平台,以更懂年轻人、更有安全保障、更有温度的产品体验和金融科技服务,让年轻人可以享受安全、稳定、便捷的现金借钱、分期购物和分期还款的金融服务,已有超过1.5亿用户选择分期乐。 【产品优势】 纳斯达克上市公司(股票代码:LX)旗下品质分期购物商城和分期借贷金融平台; 贷款资金由正规金融持牌放款机构提供; 利用AI技术和大数据风控技术给用户提供安全靠谱的分期借贷平台; 息费透明,期数灵活的分期借款平台; 是超过1.5亿用户值得信赖的借钱平台。 【主要特色】 安心借款:费用透明,借钱更放心; 安全保障:银行级风控团队为您的账户安全保驾护航; 优质体验:支持线上贷款申请,方便快捷,借钱分期期限灵活; 分期购物:国行正品,品质保证,分期还款更便捷。 【贷款利率说明】 “乐花借钱”年化利率区间8-24%,因个人资质不同,最终以平台实际审批为准 以上应用截图仅为示例,贷款额度、利率、放款时间、通过率等以实际审批为准 贷款投资有风险,借款需谨慎;请根据个人能力合理贷款,理性消费,避免逾期。

About

会员宝秒到版

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会员宝秒到版是北京会员宝移动网络科技有限公司发布的一款快速收款工具,通过与会员宝收款器结合,可以实现移动pos机的功能。会员宝秒到版帮助中小企业迅速完成资金归集、变现,回收成本,24小时移动收单不停业,是中小企业的贴身好帮手。 主要功能: 刷卡收款:通过与会员宝收款器连接,随时随地刷卡收款; 扫码收款:消费者用微信或支付宝扫描商户的二维码,即刻收款; 银联扫码:通过银联二维码扫码收款; 云闪付:通过有云闪付标识的MPOS,贴手机收款; 签购单:查询每一笔交易的电子签购单,持卡人电子签名,交易更安全; 交易记录查询:实时查询每一笔的交易明细。 余额查询:查询银行卡的余额,支持所有的银联卡。

Screenshots

分期乐4 screens
会员宝秒到版3 screens

Verdict

The call

The clearest difference is ads: 会员宝秒到版 at none against 分期乐's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

分期乐 ships an update monthly, 会员宝秒到版 every 5 weeks. The most recent releases landed on September 23, 2026 and September 7, 2026 respectively.

Scorecard1 real difference · 8 level
分期乐 versus 会员宝秒到版: the parameters behind the verdict, then further details
Parameter分期乐会员宝秒到版
PriceFreeFree
Rating2.6 (234 ratings) — better—
Positive reviews39.0% of reviews—
Number of ratings234 — better—
Update frequencyMonthly — betterEvery 5 weeks
AdsYesNo — better
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.012.0 — better
Further details — not scored
Size245 MB78 MB
Age rating17+4+
Developer深圳市分期乐网络科技有限公司北京会员宝移动网络科技有限公司

Bugs and requests

分期乐

Reported bugs

7 issues
  • App crashes (iOS)
  • Unable to repay within the app/WeChat
  • Blank repayment pages
  • Forced updates
  • Redirects to third-party loan apps
Show 2 more
  • Unable to unbind bank cards
  • Unauthorized bank account creation

Requested features

7 requests
  • Clearer billing and interest calculation
  • Option for early repayment without penalties
  • Improved customer service responsiveness
  • More transparent loan terms
  • User-friendly interface
Show 2 more
  • Ability to cancel unauthorized accounts
  • More humane collection practices

会员宝秒到版

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

分期乐

No in-app purchases

None

会员宝秒到版

No in-app purchases

Questions

Is 分期乐 free?
分期乐 is free to download, with no in-app purchases.
Is 会员宝秒到版 free?
会员宝秒到版 is free to download, with no in-app purchases.
Do 分期乐 or 会员宝秒到版 have ads?
分期乐 shows ads; 会员宝秒到版 does not.
Which is updated more often, 分期乐 or 会员宝秒到版?
分期乐 ships an update monthly, and 会员宝秒到版 every 5 weeks. Most recently, 分期乐 was updated on September 23, 2026 and 会员宝秒到版 on September 7, 2026.

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