分期乐 vs WaveUP Art
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
分期乐
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上市公司,正规平台,最高可借20万额度 新人最长可享30天免息,在线申请,智能审批 【平台介绍】 分期乐是乐信旗下倡导年轻人有度消费的分期消费平台,以更懂年轻人、更有安全保障、更有温度的产品体验和金融科技服务,让年轻人可以享受安全、稳定、便捷的现金借钱、分期购物和分期还款的金融服务,已有超过1.5亿用户选择分期乐。 【产品优势】 纳斯达克上市公司(股票代码:LX)旗下品质分期购物商城和分期借贷金融平台; 贷款资金由正规金融持牌放款机构提供; 利用AI技术和大数据风控技术给用户提供安全靠谱的分期借贷平台; 息费透明,期数灵活的分期借款平台; 是超过1.5亿用户值得信赖的借钱平台。 【主要特色】 安心借款:费用透明,借钱更放心; 安全保障:银行级风控团队为您的账户安全保驾护航; 优质体验:支持线上贷款申请,方便快捷,借钱分期期限灵活; 分期购物:国行正品,品质保证,分期还款更便捷。 【贷款利率说明】 “乐花借钱”年化利率区间8-24%,因个人资质不同,最终以平台实际审批为准 以上应用截图仅为示例,贷款额度、利率、放款时间、通过率等以实际审批为准 贷款投资有风险,借款需谨慎;请根据个人能力合理贷款,理性消费,避免逾期。
WaveUP Art
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WaveUP|数字藏品助手 蚂蚁集团鲸探平台生态合作伙伴 WaveUP 是鲸探“开海计划”的生态伙伴,基于蚂蚁链的可信技术,帮助用户 安全、便捷地查看自己已在鲸探获得的数字藏品。 WaveUP 不售卖、不发行藏品,不参与定价与交易,也不涉及人民币支付。 核心功能: • 绑定鲸探账号,安全同步查看用户在鲸探已有的藏品; • 一站式管理藏品组合,提供参考估值; • 提供丰富的藏品数据走势 我们的角色: WaveUP 是鲸探生态的结构服务者,与鲸探、蚂蚁链共同协作,推动可信、有序、透明的数字藏品体验。
Screenshots
Verdict
The clearest difference is ads: WaveUP Art at none against 分期乐's shown. WaveUP Art also leads on update cadence (every 2 weeks vs monthly). 分期乐's advantage is iOS requirement (13.0 vs 15.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
分期乐 ships an update monthly, WaveUP Art every 2 weeks. The most recent releases landed on October 26, 2026 and October 23, 2026 respectively.
| Parameter | 分期乐 | WaveUP Art |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (238 ratings) — better | — |
| Positive reviews | 39.5% of reviews | — |
| Number of ratings | 238 — better | — |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 245 MB | 238 MB |
| Age rating | 17+ | 4+ |
| Developer | 深圳市分期乐网络科技有限公司 | 鸿略 |
Bugs and requests
分期乐
Reported bugs
7 issues- App crashes (iOS)
- Unable to repay within the app/WeChat
- Blank repayment pages
- Forced updates
- Redirects to third-party loan apps
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- Unable to unbind bank cards
- Unauthorized bank account creation
Requested features
7 requests- Clearer billing and interest calculation
- Option for early repayment without penalties
- Improved customer service responsiveness
- More transparent loan terms
- User-friendly interface
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- Ability to cancel unauthorized accounts
- More humane collection practices
WaveUP Art
Not enough reviews yet to summarise bugs or requests.
In-app purchases
分期乐
No in-app purchases
WaveUP Art
No in-app purchases









