Comparison

Betalo vs WorthIt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Betalo

Easily pay bills and send money using your credit or debit card, even where cards are not typically accepted. Maximize card benefits like points and bonuses while gaining financial control and security.

Highlights
  • Pay bills to Bankgiro and Plusgiro
  • Send money to Swedish bank accounts
  • Use Mastercard, Visa, and American Express
  • Earn card points and bonuses
  • Secure login with Mobile BankID
  • Available for individuals and businesses
Features
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BETALO – USE YOUR CARD WHERE IT’S NORMALLY NOT ACCEPTED With Betalo, you can easily pay bills, invoices and send money – using your credit or debit card. It’s perfect when you want to use your card for payments that usually require a bank transfer. Want to pay rent, electricity, phone bills or an invoice from a contractor with your card? With Betalo, you can pay various bills and invoices to Bankgiro and Plusgiro using your existing card – while earning points, bonuses, and enjoying extended payment time through your card. Paying with your card doesn’t just give you flexibility – it’s also a secure way to manage your finances. You get full control over your cash flow, a better financial overview – and the same protection and security for bill payments as with regular card purchases. Betalo is available for both individuals and businesses, so whether you're paying as a private person or running your own company – you always have a smarter alternative to traditional payments. PAY BILLS WITH YOUR CARD - Pay to Plusgiro and Bankgiro with Mastercard, Visa and American Express. -Maximize your card’s value – earn points, bonuses, and extended payment time SEND MONEY TO SWEDISH BANK ACCOUNTS -Transfer from your Visa or Mastercard directly to a local bank account – to individuals or businesses -Earn points and bonuses, and use your card’s payment grace period even for bank transfers PERFECT FOR BOTH INDIVIDUALS AND BUSINESSES INDIVIDUALS: -Pay rent, electricity or phone bills and invoices with your card -Earn points and bonuses on everyday spending -Get control, flexibility, and a clear overview of your finances BUSINESSES (Only available in Sweden at the moment): -Pay supplier invoices with your card – even where cards aren’t accepted -Improve cash flow with longer payment periods and bonus advantages -Simplify accounting by consolidating all payments on one card SECURE, SIMPLE AND FAST -Log in securely with Mobile BankID -All communication is encrypted -Betalo operates in PCI-certified data centers with the highest security standards GET STARTED IN JUST MINUTES All you need is a personal ID number (Swedish or Norwegian), Mobile BankID, and a payment card. For businesses, you need to be an authorized signatory. FEES The fee varies by card and starts from 0%. Read about the different fees at betalo.com/avgifter or betalo.no/avgifter and about our partner cards at betalo.com/partners or betalo.no/. QUESTIONS – WE’RE HERE TO HELP Visit our FAQ, contact support in the app, or email us at info@betalo.se or info@betalo.no

About

WorthIt

Features
Read full description

Prislappen berättar bara halva historien. WorthIt visar vad ett köp betyder i arbetstid, luncher, kaffe och andra saker i din vardag. Skriv ett pris och se resultatet direkt, medan du skriver. Från sneakers och hörlurar till prenumerationer och större inköp – få lite perspektiv innan du bestämmer dig. DIN KÖPKOLL • Se tidskostnaden utifrån din timlön efter skatt. • Jämför med dina egna vardagskostnader. • Se hur stor del av månadens köputrymme en betalning tar. • Upptäck årskostnaden bakom återkommande betalningar. VÄLJ DIN TON Vill du ha ett lugnt svar eller en ordentlig roast? Välj mellan Lugn, Roast och Pro-personligheterna Noll nåd, Styrelserummet och Balkantanten. Flera dynamiska kommentarer reagerar på dina siffror. Byt hela uppsättningen med Nya reaktioner och dela ett kvitto med din favoritdom. SPARA DINA BESLUT Samla köp du funderar på, favoritmarkera och markera vad du köpt eller avstått från. Gratisversionen rymmer upp till 50 poster. MER MED PRO • Års- och femårskostnader för återkommande betalningar. • Kostnad per användning och antal användningar för att nå din målkostnad. • Köpdueller mellan två alternativ. • Justerbara framtidsscenarier. • Sparmål och översikter över dina köpbeslut. • Valfria påminnelser efter 24 eller 72 timmar. • Egna jämförelser, obegränsad köpdagbok, CSV-export och valfri iCloud-synk av dagboken. Pro är ett engångsköp utan prenumeration. Befintliga Pro-ägare får de nya Pro-funktionerna utan ett nytt köp. PÅ DINA VILLKOR Svenska, engelska, spanska, tyska, albanska och norska. Ljust och mörkt utseende. Inget appkonto krävs. Beräkningarna bygger på dina värden. Avstådda betalningar räknas separat från registrerade köp. Framtidsscenarier är illustrationer, inte investeringsråd eller garantier. Ditt köp. Ditt beslut. Lite bättre perspektiv.

Screenshots

Betalo4 screens
WorthIt4 screens

Verdict

The call

The clearest difference is in-app purchases: Betalo at none against WorthIt's 1. Betalo also leads on iOS requirement (15.1 vs 17.6). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. WorthIt sells 1 one-off in-app purchase. Betalo asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
Betalo versus WorthIt: the parameters behind the verdict, then further details
ParameterBetaloWorthIt
PriceFreeFree
Rating4.7 (13 ratings) — better—
Positive reviews75.0% of reviews—
Number of ratings13 — better—
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better17.6
Further details — not scored
Size48 MB4 MB
Age rating4+4+
DeveloperBetalo AB (publ)Meriton Gjoshi

In-app purchases

None

Betalo

No in-app purchases

1 purchases

WorthIt

One-time1
  • Pro Lifetime$0.49

Questions

Is Betalo free?
Betalo is free to download, with no in-app purchases.
Is WorthIt free?
WorthIt is free to download, with in-app purchases available.
Do Betalo or WorthIt have ads?
Neither Betalo nor WorthIt shows ads.
Which is updated more often, Betalo or WorthIt?
Betalo ships an update every 3 weeks, and WorthIt every 3 weeks. Most recently, Betalo was updated on November 1, 2026 and WorthIt on October 30, 2026.

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