Comparison

Венец vs ХМБ

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Венец

Manage your bank accounts and cards on the go. Check balances, make payments, and view transaction history. Requires initial setup at a bank branch.

Highlights
  • Check account balances
  • Perform operations by templates
  • Pay for services
  • View transaction history
  • Mobile banking
Features
Read full description

Приложение Венец-Мобайл позволяет осуществлять основные банковские операции через мобильные устройства: проверять доступные средства на банковской карте или счете, выполнять ряд операций по шаблонам, оплачивать услуги, а также просматривать историю операций. Для работы с приложением, необходимо подключить сервис Венец-Мобайл в офисе Банка

About

ХМБ

Manage your bank accounts, cards, and loans in real-time from your mobile device. Perform transfers, pay bills, and block cards. Access transaction history and analyze spending.

Highlights
  • Manage bank accounts, cards, and loans
  • Transfer funds between accounts
  • Make payments to other banks
  • Pay bills and services
  • Block lost cards
  • View transaction history
  • Find ATMs and bank offices
Features
Read full description

Приложение ХМБ-онлайн позволяет управлять своими банковскими счетами, картами и кредитами через мобильное устройство в режиме реального времени. Для работы с приложением необходимо подключить сервис ХМБ-онлайн в любом офисе или банкомате ООО «Хакасский муниципальный банк». Возможности приложения: - просмотр информации по своим банковским счетам, картам и кредитам - переводы средств между своими счетами и картами - переводы и платежи в другие банки - оплата мобильной, городской и междугородней связи - оплата коммунальных услуг; - платежи в бюджет (налоги, сборы, штрафы) - оплата услуг образовательных учреждений - платежи за интернет и ТВ; - гашение кредитов - оплата сознанных шаблонов платежей. - блокировка карты международной платежной системы в случае утери - поиск банкоматов и офисов банка - просмотр истории операций и анализ произведенных расходов за определённый период

Screenshots

Венец4 screens
ХМБ4 screens

Verdict

The call

The clearest difference is review sentiment: Венец at 43% against ХМБ's 0%. ХМБ's advantage is rating (4.0 vs 3.3). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ХМБ holds the better App Store score, 4.0 against 3.3. Both are backed by a comparable volume of ratings — 4 and 4 respectively. Written reviews complicate that: 43% of Венец's written reviews are positive against 0% of ХМБ's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 5 weeks. Both last shipped on October 24, 2026.

Scorecard2 real differences · 8 level
Венец versus ХМБ: the parameters behind the verdict, then further details
ParameterВенецХМБ
PriceFreeFree
Rating3.3 (4 ratings)4.0 (4 ratings) — better
Positive reviews42.9% of reviews — better0.0% of reviews
Number of ratings44
Update frequencyEvery 5 weeksEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS16.016.0
Further details — not scored
Size41 MB37 MB
Age rating4+4+
DeveloperVENETS, AOООО "Хакасский муниципальный банк"

Customer experience

Венец

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews7 reviews
Positive42.9%
Neutral0.0%
Negative57.1%

ХМБ

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews12 reviews
Positive0.0%
Neutral16.7%
Negative83.3%

In-app purchases

None

Венец

No in-app purchases

None

ХМБ

No in-app purchases

Questions

Is Венец free?
Венец is free to download, with no in-app purchases.
Is ХМБ free?
ХМБ is free to download, with no in-app purchases.
Which has better reviews, Венец or ХМБ?
ХМБ is rated higher. Венец averages 3.3 out of 5 from 4 ratings, while ХМБ averages 4.0 from 4 ratings.
Do Венец or ХМБ have ads?
Neither Венец nor ХМБ shows ads.
Which is updated more often, Венец or ХМБ?
Венец ships an update every 5 weeks, and ХМБ every 5 weeks. Most recently, Венец was updated on October 24, 2026 and ХМБ on October 24, 2026.

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