EMI Calculator & Loan Planner vs Split Sense
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EMI Calculator & Loan Planner
This app helps you calculate loan repayments, including EMIs, interest, and principal. It offers clear breakdowns, visual charts, and the ability to plan prepayments to save on interest. It also includes GST calculation, currency conversion, and finance news.
- EMI calculation for various loan types
- Repayment schedule and breakdown
- Prepayment planning and interest savings
- GST calculator
- Currency converter
- Finance news updates
- Nearby bank and ATM finder
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EMI Calculator is a simple, powerful loan tool that helps you quickly calculate EMIs and understand your full repayment schedule. Use it to plan home loans, car loans, personal loans, or any kind of borrowing with clarity and confidence. Turn complex loan math into clear answers: - Know exactly how much you will pay every month - See how much of each payment goes to interest vs principal - Compare different loan amounts, interest rates, and tenures - Plan prepayments and check how much interest you can save Key benefits and features: Accurate EMI and loan planning - Calculate EMI, loan amount, interest rate, or tenure by entering the other values - Works with both months and years, so you can match bank offers easily - Get instant results while you adjust loan amount, rate, or period Clear repayment breakdown - View a complete payment schedule in a clean table format - See month-by-month breakup of principal, interest, and remaining balance - Understand how your loan reduces over time and when interest impact is highest Smart visuals and statistics - Graphical charts show the full loan tenure at a glance - Instantly generated stats highlight total principal, total interest, and overall cost - Compare scenarios to choose the most affordable and efficient option Easy sharing and records - Export your EMI details as a PDF - Share reports with family, clients, or your financial advisor - Use saved PDFs to discuss offers with banks or finance agents Apple Watch and iMessage support - Calculate EMIs and GST right from your Apple Watch without opening your phone - Use the iMessage app to calculate EMI and GST inside a chat - Send results instantly to friends, family, or customers while you are chatting Simple GST Calculator - Quickly find how much tax is included in a price - Add GST to a base amount or remove GST from a total price - Useful for small businesses, freelancers, and daily shopping decisions Live finance updates - Stay up to date with the latest finance and money news via Google News - Track changes in interest rates, policy updates, and market trends that can affect your loans Nearby banks and ATMs - Find banks, ATMs, and other finance locations around you - Helpful when you travel or need quick access to cash or banking services Currency Converter - Compare and convert between 165+ world currencies - Get live exchange rates instantly - Perfect for travel, online shopping, and international transfers Completely free - Free to download and free to use - Designed for everyday personal use as well as quick professional calculations Use EMI Calculator as your everyday financial toolkit: - Loan Calculator - EMI Calculator - Standard EMI Planner - EMI Statistics and Charts - Finance Calculator and Loan Analytics - GST Calculator - Currency Converter - Finance and Money News Hub - Nearby Bank Finder - ATM Finder Plan smarter, borrow better, and stay in control of your money with EMI Calculator. Privacy Policy: https://www.kalagato.ai/emi-calculator-ios-privacy-policy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Split Sense
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SplitSense is a simple and powerful expense tracker and bill splitting app that helps friends, roommates, couples, and groups manage shared expenses without confusion. Easily split bills, track group spending, and see who owes what in real time. No spreadsheets. No awkward money conversations. Just clear balances and easy settlements. - Split bills with friends in just a few taps with SplitSense. - Track trips, dinners, rent and more without awkward “who owes who?” talks. - Stay fair, stay friends, and let SplitSense handle the math for you. - Smart bill splitting and shared expense tracking in one clean app. - See exactly who owes what across trips, roommates, and groups in real time. - Reduce confusion, simplify settlements, and keep every rupee accounted for. - Split bills, track shared expenses, and manage group spending with SplitSense. - Perfect expense tracker for trips, roommates, couples, and team outings. - Know who owes what instantly and settle up without spreadsheets. Download SplitSense today and make splitting bills and managing shared expenses simple.
Screenshots
Verdict
The clearest difference is in-app purchases: Split Sense at none against EMI Calculator & Loan Planner's 6. Split Sense also leads on ads (none vs shown) and update cadence (every 2 weeks vs every 2 months). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. EMI Calculator & Loan Planner sells 6 in-app purchases, starting at $0.49 per month. Split Sense asks for nothing beyond the download.
EMI Calculator & Loan Planner ships an update every 2 months, Split Sense every 2 weeks. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.
| Parameter | EMI Calculator & Loan Planner | Split Sense |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (9 ratings) — better | — |
| Positive reviews | 83.1% of reviews | — |
| Number of ratings | 9 — better | — |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 47 MB | 87 MB |
| Age rating | 4+ | 4+ |
| Developer | HUMAN DATA SG PTE. LTD. | FutureX Consulting Services LLP |
In-app purchases
EMI Calculator & Loan Planner
- Monthly Plan$0.491 Month
- Weekly Plan$0.597 Days
- Monthly Plan$0.991 Month
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- Annual Plan$4.991 Year
- Annual Plan3 Days trial$9.991 Year
- Remove Advertisement from App$4.99
Split Sense
No in-app purchases
Questions
Is EMI Calculator & Loan Planner free?
Is Split Sense free?
Do EMI Calculator & Loan Planner or Split Sense have ads?
Which is updated more often, EMI Calculator & Loan Planner or Split Sense?
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