Comparison

Intervale.Переводы vs SPOKO money transfers

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Intervale.Переводы

Easily transfer money between any cards in Russia and abroad, and top up online services and games in just a few clicks. Enjoy instant transfers, low commissions, and secure transactions with an intuitive interface.

Highlights
  • Instant transfers within Russia
  • International transfers
  • Game and service top-ups
  • Card scanning for easy entry
  • Transfer by phone number
  • Transaction history
  • Secure 3-D Secure technology
Features
Read full description

Откройте для себя удобство и скорость с мобильным приложением Intervale.Переводы! Перевести деньги сейчас можно легко и мгновенно — между любыми картами в России и за границу, а также пополнять онлайн-сервисы и игры всего в пару кликов. Почему выбирают Intervale.Переводы? - Мгновенные переводы по всей России — всего 1% комиссии! - Переводы за границу с карт ПС«Мир» — быстрые переводы в Беларусь, Казахстан, Таджикистан, Абхазию и Южную Осетию! - Переводы без комиссии в Узбекистан и Азербайджан — с карт любого российского банка. - Переводы с комиссией 1% в Таджикистан и Кыргызстан - с карт любого российского банка. - Пополнение множества любимых игр — PUBG BATTLEGROUNDS, MARVEL, Destiny: Rising, Arena Breakout mobile, WoW и многие другие. - Пополнение аккаунтов игровых сервисов — Steam, Xbox, PlayStation, Battle.net, EA Games, Nintendo eShop. - Оплата за зарубежные сервисы: GPT Chat, Twitch, Netflix, Spotify, Canva, Zoom, Adobe и другие. Почему стоит скачать? - Удобно 
Перевод средств с карты на карту доступен без регистрации. Не нужно самостоятельно вводить номер карты, он сканируется камерой телефона. Можно удобно переводить деньги по номеру телефона получателя.
 - Быстро
 Большинство переводов средств приходит в течение нескольких минут. Все операции сохраняются в истории, что позволяет делать повторный перевод с карты на карту в пару кликов.
 - Выгодно
 Комиссия составляет всего 1%. Скачав приложение, вы будете получать уведомления об акциях, когда можно перевести деньги с карты на карту с пониженной комиссией или без комиссии. - Безопасно
 Все денежные переводы с карты на карту защищены по технологии 3-D Secure, подключить которую можно через выпустивший карту банк или интернет-банкинг.
 - Легко
 Интерфейс интуитивно понятен. Если возникнут вопросы, в приложении можно связаться с техподдержкой для консультации. Готовы перейти на новый уровень денежных операций?
 Просто скачайте Intervale.Переводы и убедитесь, как легко управлять финансами! Будем рады вашим отзывам – они помогают нам совершенствоваться!

About

SPOKO money transfers

Send money internationally with competitive exchange rates and low fees. Supports transfers from 25 European countries and the UK to over 50 countries worldwide. Offers multiple convenient transfer and receiving methods, including cards, bank transfers, and cash pickup.

Highlights
  • Money-saving exchange rates
  • Transfers from 25 European countries + UK
  • Send to 50+ countries worldwide
  • Multiple payment and receiving options
  • Instant transfers
  • Secure and encrypted transactions
  • Cash pickup available
Features
Read full description

Send more, spend less. You can always rely on our money-saving exchange rates. You’ll find Spoko cheaper than sending money abroad with traditional banks and other financial services. Send money as you wish from 25 European countries and the UK in: EUR (Euro), GBP (British Pound), PLN (Polish Złoty) or SEK (Swedish Krona) • You can choose how to send & receive transfers: — Visa, Mastercard or Maestro debit and credit cards; — Sofort/Klarna; — Bank transfer; — Blik (for Polish Złoty); — Apple Pay, Google Pay. • Receive money instantly on a bank account, debit card, e-wallet, mobile money or pickup cash from one of our 50 000+ agent locations around the world. We always offer an excellent exchange rate, without hidden fees! Send money to 50+ countries including: Ukraine, Moldova, Georgia, Azerbaijan, Uzbekistan, Armenia, Nigeria, India, Philippines, Ghana, Turkey, Senegal, Morocco, Cameroon and many other countries around the world. Ukraine: • Cheap transfers in PLN currency, • Commission from PLN 1.5; • Crediting to cards of all Ukrainian banks: Privatbank, Monobank, A-bank, Oschadbank, Ukreximbank, Ukrsibbank, Ukrgasbank, Kredobank, OTP Bank, Pivdenny, PUMB and many others; • Pay from Poland using BLIK code or any Polish bank card; Security and Privacy you can trust. • Spoko mobile app is 100% secure and encrypted; • Any sensitive information you share with us is hidden from prying eyes; • We encrypt all transfers and protect you against fraud using bank-level security procedures; • Your personal data is protected in accordance with the EU General Data Protection Regulation (GDPR); • Protect your profile with a two-factor authentication, face recognition or fingerprint recognition. Our services are fully regulated, so your hard-earned money is safe, secure and transmitted easily. Award Winning App which will satisfy all you needs: • Add and save multiple cards in different currencies; • Free account and no monthly fees; • Save your recipients and repeat transactions in a few clicks; • Real-time tracking and clear transfer limits; • Earn 10€ for every friend you invite. Legendary Customer Support Any help is needed ? Our multilingual team of experts is always here to answer your questions. You can use live chat in our app, e-mail support@spoko.app or call us +48 22 523 46 59 We love our customers and believe that modern money transfers should be stress-free, smart and accessible. Make your life easier with only one click - download the Spoko app and join 900.000 happy customers right now.

Screenshots

Intervale.Переводы4 screens
SPOKO money transfers4 screens

Verdict

The call

The clearest difference is rating: Intervale.Переводы at 4.0 against SPOKO money transfers's 2.4. Intervale.Переводы also leads on review sentiment (79% vs 58%). SPOKO money transfers's advantage is update cadence (monthly vs every 3 months) and iOS requirement (12.0 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Intervale.Переводы holds the better App Store score, 4.0 against 2.4. Both are backed by a comparable volume of ratings — 3 and 7 respectively. Written reviews point the same way: 79% of Intervale.Переводы's written reviews are positive against 58% of SPOKO money transfers's.

UpkeepUpdate frequency

Intervale.Переводы ships an update every 3 months, SPOKO money transfers monthly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
Intervale.Переводы versus SPOKO money transfers: the parameters behind the verdict, then further details
ParameterIntervale.ПереводыSPOKO money transfers
PriceFreeFree
Rating4.0 (3 ratings) — better2.4 (7 ratings)
Positive reviews79.2% of reviews — better58.2% of reviews
Number of ratings37 — better
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.112.0 — better
Further details — not scored
Size40 MB126 MB
Age rating4+4+
DeveloperIntervalePU GROUP LIMITED

Customer experience

Intervale.Переводы

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews53 reviews
Positive79.2%
Neutral1.9%
Negative18.9%

SPOKO money transfers

All ratings7 ratings
Positive28.6%
Neutral0.0%
Negative71.4%
Written reviews110 reviews
Positive58.2%
Neutral2.7%
Negative39.1%

Bugs and requests

Intervale.Переводы

Not enough reviews yet to summarise bugs or requests.

SPOKO money transfers

Reported bugs

4 issues
  • Verification process takes too long or fails
  • Accounts being blocked without clear reason
  • Transfers not being delivered or delayed
  • Technical issues with the app and website

Requested features

3 requests
  • Restore Apple Pay and BLIK payment options
  • Improve verification process and account security
  • Provide more transparency on fees and exchange rates

In-app purchases

None

Intervale.Переводы

No in-app purchases

None

SPOKO money transfers

No in-app purchases

Questions

Is Intervale.Переводы free?
Intervale.Переводы is free to download, with no in-app purchases.
Is SPOKO money transfers free?
SPOKO money transfers is free to download, with no in-app purchases.
Which has better reviews, Intervale.Переводы or SPOKO money transfers?
Intervale.Переводы is rated higher. Intervale.Переводы averages 4.0 out of 5 from 3 ratings, while SPOKO money transfers averages 2.4 from 7 ratings.
Do Intervale.Переводы or SPOKO money transfers have ads?
Neither Intervale.Переводы nor SPOKO money transfers shows ads.
Which is updated more often, Intervale.Переводы or SPOKO money transfers?
Intervale.Переводы ships an update every 3 months, and SPOKO money transfers monthly. Most recently, Intervale.Переводы was updated on November 1, 2026 and SPOKO money transfers on November 3, 2026.

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