Comparison

Shangrila Smart vs KS Digi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Shangrila Smart

Manage your bank account securely from your mobile device anytime, anywhere. Perform bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Secure 128-bit SSL encryption
Features
Read full description

Shangrila Smart is Shangrila Bikas Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Shangrila Bikas Bank. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features Shangrila Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Shangrila Bikas Bank, and you need to subscribe to the Shangrila Bikas Bank's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Shangrila Smart is a Member of Fonepay Network. Smart Banking for Smart People.

About

KS Digi

Features
Read full description

Introducing the brand new Kamana Sewa Digital Banking app. KS DigiBank, a highly secure banking allows customers to stay on top of their accounts with a host of innovative features such as: - Digital Onboarding - Opening of new account in a minute with Instant KYC using Artificial Intelligence. - Video Banking & Branchless Banking - Video call your Bank's Relationship Manager to complete any of your banking needs from the comfort of your home. - Watch Banking - Use your Apple watch for easy access to banking services. - Agent Cash Withdrawal - Withdraw cash at any of Kamana Sewa Bank Agent Locations without visiting ATM, even in remote areas. - Send cash to friends and family and have them collect the cash at one of the Agent Locations. - Merchant QR Payments - Top up & Bill Payments

Screenshots

Shangrila Smart3 screens
KS Digi4 screens

Verdict

The call

The clearest difference is update cadence: KS Digi at every 3 weeks against Shangrila Smart's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Shangrila Smart ships an update every 2 months, KS Digi every 3 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard1 real difference · 8 level
Shangrila Smart versus KS Digi: the parameters behind the verdict, then further details
ParameterShangrila SmartKS Digi
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod, Apple Watch — better
Requires iOS12.412.3 — better
Further details — not scored
Size147 MB109 MB
Age rating17+4+
DeveloperShangri-la Development BankKamana Sewa Bikas Bank Ltd.

In-app purchases

None

Shangrila Smart

No in-app purchases

None

KS Digi

No in-app purchases

Questions

Is Shangrila Smart free?
Shangrila Smart is free to download, with no in-app purchases.
Is KS Digi free?
KS Digi is free to download, with no in-app purchases.
Do Shangrila Smart or KS Digi have ads?
Neither Shangrila Smart nor KS Digi shows ads.
Which is updated more often, Shangrila Smart or KS Digi?
Shangrila Smart ships an update every 2 months, and KS Digi every 3 weeks. Most recently, Shangrila Smart was updated on November 1, 2026 and KS Digi on November 3, 2026.

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