Shangrila Smart vs Karmath Smart Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Shangrila Smart
Manage your bank account securely from your mobile device anytime, anywhere. Perform bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.
- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Account information access
- Secure 128-bit SSL encryption
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Shangrila Smart is Shangrila Bikas Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Shangrila Bikas Bank. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features Shangrila Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Shangrila Bikas Bank, and you need to subscribe to the Shangrila Bikas Bank's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Shangrila Smart is a Member of Fonepay Network. Smart Banking for Smart People.
Karmath Smart Banking
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Karmath Smart Banking allows its registered users to access their account in a convenient manner. It is secure and is available 24x7. The user can preview their balance, statements, request cheque book, transfer fund and online payments such as mobile topups and internet payments.
Screenshots
Verdict
The clearest difference is iOS requirement: Shangrila Smart at 12.4 against Karmath Smart Banking's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Shangrila Smart ships an update every 2 months, Karmath Smart Banking monthly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | Shangrila Smart | Karmath Smart Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.4 — better | 15.6 |
| Further details — not scored | ||
| Size | 147 MB | 16 MB |
| Age rating | 17+ | 17+ |
| Developer | Shangri-la Development Bank | MICRO BANKER NEPAL |
In-app purchases
Shangrila Smart
No in-app purchases
Karmath Smart Banking
No in-app purchases
Questions
Is Shangrila Smart free?
Is Karmath Smart Banking free?
Do Shangrila Smart or Karmath Smart Banking have ads?
Which is updated more often, Shangrila Smart or Karmath Smart Banking?
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