NeoBudget vs Envelope Budget App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NeoBudget
This budgeting app helps you manage your finances by tracking expenses and updating your budget in real-time. It offers a simplified way to record transactions and stay informed about your financial status while on the go.
- Online envelope budgeting system
- Record transactions on-the-go
- Update budget in real-time
- Access online account
- Simplified expense tracking
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NeoBudget is an online envelope budgeting system. The NeoBudget app provides access to your online account and simplifies the process of recording transactions and updating your budget on-the-go.
Envelope Budget App
This app helps you manage your finances by focusing on food expenses first. It offers a simple, private way to track spending, set budgets, and build healthy financial habits one category at a time.
- Focus on food expenses
- Private and local tracking
- Simple transaction entry
- Category budgeting
- Integrated tip calculator
- Bill splitter
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Tuck is for anyone who finds budgeting overwhelming. It is a simple way to see where your money actually goes. Give every part of your spending its own envelope: Groceries, Rent, Coffee, Savings. Set what each one holds, log transactions as you go, and keep your month on track one envelope at a time. No bank logins, no charts to decode, no noise. EMBRACE SIMPLICITY No sign-in and no bank linking. Completely private and local to your device. Add a transaction in seconds. Create envelopes, set budgets, allow negative balances, and roll unspent money into next month. Move budgeted money between envelopes, or cash between accounts, with a tap. A calm home screen that shows exactly what is left this month. SEE YOUR MONTH Calendar, insights, and spend-by-envelope reports. Home screen and lock screen widgets. Dark mode, your choice of currency, and a Face ID or Touch ID lock. Local backups every launch and CSV export. Your data is always yours. DO MORE WITH TUCK PLUS Unlimited accounts, envelopes, and transactions. iCloud sync across your devices, and partner sharing so two people keep one budget. Recurring bills and paychecks, with gentle reminders. Beautiful Monthly Journal, Year in Review, and Statement exports as PDFs. More color palettes to make Tuck yours. Tuck Plus is available monthly, yearly, or as a one-time lifetime purchase. Everything else stays free. TUCK PLUS SUBSCRIPTION Tuck Plus is available as an auto-renewing subscription: Monthly: $3.99 per month Yearly: $29.99 per year A one-time Lifetime purchase ($49.99) is also available and does not renew. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription anytime in your App Store account settings after purchase. Privacy Policy - https://lifesimulator.io/#privacypolicy Terms of Use - https://lifesimulator.io/#terms
Screenshots
Verdict
The clearest difference is in-app purchases: NeoBudget at none against Envelope Budget App's 3. NeoBudget also leads on iOS requirement (15.1 vs 17.0). Envelope Budget App's advantage is update cadence (every 10 days vs every 5 weeks) and review sentiment (75% vs 67%). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Envelope Budget App sells 3 in-app purchases, starting at $1.99 per month. NeoBudget asks for nothing beyond the download.
NeoBudget holds the better App Store score, 4.9 against 4.8. Both are backed by a comparable volume of ratings — 13 and 30 respectively. Written reviews complicate that: 67% of NeoBudget's written reviews are positive against 75% of Envelope Budget App's, so the app with the better star average is not the one people write more warmly about.
NeoBudget ships an update every 5 weeks, Envelope Budget App every 10 days. Both last shipped on October 24, 2026.
| Parameter | NeoBudget | Envelope Budget App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (13 ratings) — better | 4.8 (30 ratings) |
| Positive reviews | 66.7% of reviews | 75.0% of reviews — better |
| Number of ratings | 13 | 30 — better |
| Update frequency | Every 5 weeks | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 48 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | Tebros Systems, LLC | Chimpanzee, LLC |
Customer experience
NeoBudget
Envelope Budget App
In-app purchases
NeoBudget
No in-app purchases
Envelope Budget App
- Tuck Monthly Subscription$1.991 Month
- Tuck Yearly Subscription$12.991 Year
- Tuck Plus Lifetime$19.99
Questions
Is NeoBudget free?
Is Envelope Budget App free?
Which has better reviews, NeoBudget or Envelope Budget App?
Do NeoBudget or Envelope Budget App have ads?
Which is updated more often, NeoBudget or Envelope Budget App?
Other comparisons
