NSDL Speede App vs CardPerks
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NSDL Speede App
Access and view your investment holdings directly from your NSDL D-mat account. Existing users of NSDL's IDeAS or SPEEDe system can log in with their current credentials.
- View investment holdings
- Access NSDL D-mat account
- Use existing IDeAS/SPEEDe credentials
- Online registration
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View your investment holdings in NSDL D-mat account. For online registration, follow simple steps after downloading App. If you are already a User of IDeAS or SPEEDe system of NSDL, the same credentials (i.e. User ID and Password) will work. Use it and share your experience with us at mobileappfeedback@nsdl.co.in Requirement : iOS version 15.0 or higher.
CardPerks
Organize credit cards, track spending, and discover hidden rewards. Scan receipts with AI to categorize expenses and gain insights into spending habits. Compare cards and stay updated on the latest offers.
- Digital wallet for credit cards
- AI-powered receipt scanner
- Discover hidden card benefits
- Compare credit cards side-by-side
- Card news and offers feed
- Spending insights and analytics
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CardPerks is your ultimate smart wallet and financial companion, designed to help you organize your cards, track your spending, and uncover hidden rewards and benefits you didn't even know you had. Whether you're a points optimizer trying to maximize your cash back or just looking for a better way to track your daily expenses, CardPerks brings all your credit card data into one beautifully designed, easy-to-use application. Key Features: Your Digital Wallet, Supercharged: Add all your credit cards to your personalized dashboard. CardPerks organizes your cards so you can see your entire financial loadout at a glance. Smart Receipt Scanner with AI: Stop manually entering your expenses. Use your camera or photo library to scan receipts instantly. Our advanced AI automatically extracts the merchant, total, date, and items, categorizing your spending effortlessly. Discover Hidden Benefits: Most credit cards come with perks you never use—like travel insurance, extended warranties, or specific category multipliers. CardPerks breaks down the benefits of your specific cards so you always know which card to use for the highest rewards. Compare Cards Side-by-Side: Thinking about getting a new card? Use our comprehensive comparison tool to evaluate fees, welcome bonuses, and earning rates across different issuers to find the perfect addition to your wallet. Stay Updated with Card News: Credit card rewards programs are constantly changing. Our curated news feed delivers the latest updates, limited-time offers, and benefit changes tailored exactly to the cards you hold. Spending Insights: Visualize where your money is going. With your scanned receipts categorized, CardPerks provides clear analytics on your spending habits over time. Privacy First (We Don't Want Your Data): Your financial life is your business alone. CardPerks does not collect, store, or ask for your personal credit card data. Stop leaving rewards on the table. Download CardPerks today and start maximizing the value of every swipe!
Screenshots
Verdict
The clearest difference is rating: CardPerks at 5.0 against NSDL Speede App's 4.1. NSDL Speede App's advantage is ratings volume (33 vs 1) and device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CardPerks holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: NSDL Speede App has 33 ratings behind it against 1, so its average is the more settled of the two.
NSDL Speede App ships an update every 6 weeks, CardPerks every 5 weeks. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.
| Parameter | NSDL Speede App | CardPerks |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (33 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 35.5% of reviews | — |
| Number of ratings | 33 — better | 1 |
| Update frequency | Every 6 weeks | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 18.6 |
| Further details — not scored | ||
| Size | 29 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | National Securities Depository Limited | Vimal Mohan |
Customer experience
NSDL Speede App
CardPerks
In-app purchases
NSDL Speede App
No in-app purchases
CardPerks
No in-app purchases
Questions
Is NSDL Speede App free?
Is CardPerks free?
Which has better reviews, NSDL Speede App or CardPerks?
Do NSDL Speede App or CardPerks have ads?
Which is updated more often, NSDL Speede App or CardPerks?
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