Comparison

NSDL Speede App vs Smart Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NSDL Speede App

Access and view your investment holdings directly from your NSDL D-mat account. Existing users of NSDL's IDeAS or SPEEDe system can log in with their current credentials.

Highlights
  • View investment holdings
  • Access NSDL D-mat account
  • Use existing IDeAS/SPEEDe credentials
  • Online registration
Features
Read full description

View your investment holdings in NSDL D-mat account. For online registration, follow simple steps after downloading App. If you are already a User of IDeAS or SPEEDe system of NSDL, the same credentials (i.e. User ID and Password) will work. Use it and share your experience with us at mobileappfeedback@nsdl.co.in Requirement : iOS version 15.0 or higher.

About

Smart Split

Features
Read full description

SPLIT BILLS EFFORTLESSLY WITH SMART SPLIT Smart Split makes sharing expenses with friends, roommates, or travel groups simple and stress-free. Track who owes what, split bills fairly, and settle up with just a few taps. KEY FEATURES SMART RECEIPT SCANNING - Scan receipts with OCR technology - Automatic expense detection - No manual entry needed - Saves time and reduces errors FLEXIBLE SPLITTING OPTIONS - Split bills equally among friends - Custom amount splitting - Percentage-based splits - Itemized splitting for restaurants - Split by shares or custom ratios MULTI-CURRENCY SUPPORT - Track expenses in 150+ currencies - Automatic exchange rate conversion - Perfect for international travel - Real-time currency updates CLOUD SYNCHRONIZATION - Access your data on any device - Real-time sync across iPhone and iPad - Automatic backup - Never lose your expense history INTELLIGENT CALCULATIONS - Automatic balance calculation - Simplify complex debts between friends - Optimize who pays whom - See who owes what at a glance - Smart payment suggestions GROUP MANAGEMENT - Create unlimited groups - Add friends and family easily - Track multiple trips or households - Separate expenses by category - Group notifications and reminders EASY SETTLEMENTS - Mark expenses as paid instantly - Track complete payment history - Multiple payment methods supported - Settlement reminders - Export expense reports to PDF or CSV REPORTS AND ANALYTICS - Detailed spending insights - Category breakdowns - Monthly summaries - Export detailed reports - Visualize your expenses with charts PERFECT FOR: - Roommates sharing rent, utilities, and groceries - Travel groups splitting trip costs - Friends sharing dinner and event bills - Couples tracking shared expenses - Event organizers managing group costs - Office teams splitting lunch orders - Family members sharing household bills SMART SPLIT PREMIUM Upgrade to Premium for unlimited features: - Unlimited groups and expenses - Advanced analytics and detailed reports - Custom expense categories - Receipt image storage - Priority customer support - Ad-free experience - Cloud backup with unlimited history - Export to Excel and PDF WHY CHOOSE SMART SPLIT? SIMPLE AND INTUITIVE Easy to use interface that anyone can master in seconds. No complicated setup required. FAIR AND ACCURATE Advanced algorithms ensure everyone pays their fair share. No more awkward money conversations. FAST AND EFFICIENT OCR scanning and smart calculations save you time. Split a bill in under 10 seconds. SECURE AND PRIVATE Your data is encrypted and secure. We never share your information with third parties. REAL USERS LOVE SMAR TSPLIT "Best app for splitting expenses! The OCR feature is incredible." - Sarah M. "Finally, an expense tracker that actually works. Game changer for our travel group!" - Mike K. "Simple, fast, and accurate. Exactly what I needed for roommate expenses." - Emily R. GET STARTED TODAY Download SmartSplit now and never worry about splitting bills again. Start your 7-day free trial of Premium features! SUPPORT AND FEEDBACK Questions? Suggestions? Contact us at support@smartsplit.app We love hearing from our users! SmartSplit - The smart way to split bills and track shared expenses with friends. Terms of Service: https://smartsplit.site/terms Privacy Policy: https://smartsplit.site/privacy

Screenshots

NSDL Speede App4 screens
Smart Split4 screens

Verdict

The call

The clearest difference is in-app purchases: NSDL Speede App at none against Smart Split's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Smart Split sells 2 in-app purchases, starting at $2.99 per month. NSDL Speede App asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 6 weeks. The most recent releases landed on October 7, 2026 and September 10, 2026 respectively.

Scorecard1 real difference · 9 level
NSDL Speede App versus Smart Split: the parameters behind the verdict, then further details
ParameterNSDL Speede AppSmart Split
PriceFreeFree
Rating4.0 (32 ratings) — better—
Positive reviews35.5% of reviews—
Number of ratings32 — better—
Update frequencyEvery 6 weeksEvery 6 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size29 MB59 MB
Age rating4+4+
DeveloperNational Securities Depository LimitedSalih Turhan

In-app purchases

None

NSDL Speede App

No in-app purchases

2 purchases

Smart Split

Subscriptions2
  • Monthly Premium Access$2.991 Month
  • Yearly Premium Access$29.991 Year

Questions

Is NSDL Speede App free?
NSDL Speede App is free to download, with no in-app purchases.
Is Smart Split free?
Smart Split is free to download, with in-app purchases available.
Do NSDL Speede App or Smart Split have ads?
Neither NSDL Speede App nor Smart Split shows ads.
Which is updated more often, NSDL Speede App or Smart Split?
NSDL Speede App ships an update every 6 weeks, and Smart Split every 6 weeks. Most recently, NSDL Speede App was updated on October 7, 2026 and Smart Split on September 10, 2026.

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