mIKB Active vs mojaRBA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
mIKB Active
This mobile banking app allows users to securely manage their finances, view account balances and transactions, and perform various banking operations. It offers features like bill payments, currency exchange, and personal spending tracking. The app supports fingerprint login for enhanced security.
- Account balance and transaction overview
- Kuna payments and currency exchange
- Payment templates
- Scan bills to pay
- Personal spending tracking
- Currency and loan calculators
- Branch and ATM locator
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Mobilnom aplikacijom mIKB Active IKB-a u svakom trenutku možete jednostavno i sigurno obavljati financijske transakcije, pristupiti pregledu svojih računa, stanjima, prometima te ostalim uslugama i pogodnostima. Uz standardnu prijavu 4-znamenkastim PIN-om, aplikacija podržava i prijavu otiskom prsta. Uslugu je moguće ugovoriti osobnim dolaskom u bilo kojoj poslovnici IKB-a. Nakon ugovaranja usluge korisnik će putem SMS poruke ili e-maila zaprimiti aktivacijski ključ. Unosom aktivacijskog ključa i odabira korisničkog PIN-a, aplikacija je spremna za rad. Funkcionalnosti aplikacije mobilnog bankarstva: * Stanja - pregled i praćenje stanja i prometa po svim računima, kreditima i štednji * Plaćanja - kunska plaćanja, prijenosi između vlastitih računa unutar banke i kupoprodaja deviza * Predlošci - kreiranje i mijenjanje predložaka za plaćanja. Korisnicima koji su istovremeno i korisnici usluge internet bankarstva IKB-a dostupni su svi predlošci kreirani u internet bankarstvu * Nalozi - pregled naloga prema odabranom periodu, računu te statusu naloga. Moguće je poslati potvrdu o nalogu za plaćanje na e-mail. * Kartice – pregled stanja i prometa po kreditnim karticama * Slikaj i plati - putem ugrađene kamere mobilnog uređaja, skeniranjem bar koda s uplatnice, aplikacija će se pobrinuti da nalog za plaćanje bude ispravno popunjen. Nakon toga je dovoljno samo potvrditi plaćanje. * Trend - organizirajte svoje financije - opcijom Trend moguće je pratiti osobnu potrošnju putem samostalno definiranih kategorija. Pri plaćanju s transakcijskog računa dovoljno je odabrati jednu od definiranih kategorija. Osobnu potrošnju moguće je pratiti na mjesečnoj, tromjesečnoj, polugodišnjoj i godišnjoj razini * Pregled tečajne liste * Pregled poslovnica i bankomata banke kao i navigacija do odabrane lokacije * Kalkulator valuta * Kalkulator kredita * Kontakti banke * Postavke - promjena jezika aplikacije, promjena PIN-a, promjena e-mail adrese, moji uređaji – dodavanje novog uređaja za korištenje aplikacije i autorizacija otiskom prsta. SIGURNOST: Usluga mobilnog bankarstva mIKB Active IKB-a u potpunosti je sigurna. Sva komunikacija aplikacije mobilnog bankarstva odvija se putem zaštićenog kanala. Korisnik se u aplikaciju prijavljuje s korisničkim PIN-om kojega će odrediti pri prvom pokretanju aplikacije. Podaci o korisničkom PIN-u, računima, transakcijama i dr. ne čuvaju se na korisničkom telefonu. U slučaju da korisnik tri puta unese neispravan korisnički PIN usluga mobilnog bankarstva će biti blokirana. U slučaju neaktivnosti aplikacije korisnik će automatski biti odjavljen sa sustava.
mojaRBA
Manage your finances 24/7 from anywhere with this mobile banking app. It offers detailed account overviews, easy transaction searching, and quick payments. You can also access customized product offers, split credit card expenses, and manage loyalty points.
- Account balance and transaction display
- Transaction search
- Online product offers
- FotoNalog barcode scanning
- KlikPay money transfers
- Buy Now Pay Later installments
- Loyalty program points
- Pension fund management
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Make life easier with mojaRBA mobile banking Download the app, open the current account with a service package online and manage your finance 24/7 from anywhere. All essentials in one place - detailed display of balances and movements in accounts, savings and loans - simple search of transactions by date or a specific word Your offer - customized offers of RBA products and services that you can contract 100% online through the app Payments in seconds - FotoNalog for invoice barcode scanning - KlikPay for free money transfers to contacts, with RBA and elsewhere, no IBAN required Buy Now Pay Later - split your credit card expenses into 2 or up to 24 instalments Zlatna RBICA - total points accumulated in the loyalty program and converting them into Zlatna RBICA euros Saving for the future - deposits into and balance of the account of Raiffeisen Voluntary Pension Fund mToken - login to internet banking and eCitizen -payment authentication for online card purchases App reactivation - when you change your phone and number, and when you reset the device to default settings Chat with RBA - exchanging authenticated messages with the bank, related to your products and services
Screenshots
Verdict
The clearest difference is rating: mojaRBA at 4.8 against mIKB Active's 2.0. mojaRBA also leads on ratings volume (491 vs 1) and update cadence (fortnightly vs every 2 months). mIKB Active's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
mojaRBA holds the better App Store score, 4.8 against 2.0. That said, the two scores are not equally well evidenced: mojaRBA has 491 ratings behind it against 1, so its average is the more settled of the two.
mIKB Active ships an update every 2 months, mojaRBA fortnightly. The most recent releases landed on October 14, 2026 and October 22, 2026 respectively.
| Parameter | mIKB Active | mojaRBA |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (1 ratings) | 4.8 (491 ratings) — better |
| Positive reviews | — | 40.0% of reviews |
| Number of ratings | 1 | 491 — better |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 36 MB | 304 MB |
| Age rating | 4+ | 4+ |
| Developer | Banksoft d.o.o. | Raiffeisenbank Hrvatska |
Customer experience
mIKB Active
mojaRBA
In-app purchases
mIKB Active
No in-app purchases
mojaRBA
No in-app purchases







