Certpia vs Growing Ledger
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Certpia
This app allows users to easily issue, submit, and verify various certificates from over 220 universities and major institutions. It ensures secure and official document issuance through government-standard technology. Verify original documents using school names, internet numbers, or QR codes.
- Issue various certificates
- Submit electronic certificates
- Verify original documents
- Secure data management
- Government-certified technology
- QR code verification
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전국 220여개 대학교와 YBM시사 등 주요 기관에 서비스하는 인터넷 증명발급 통합센터 Certpia의 대표 앱! 이제 Certpia앱을 통해 모바일에서 각종 증명서 발급은 물론 전자증명서 제출 및 원본확인까지 해보세요. [인터넷 증명서 발급] 1. 각종 증명서를 편리하고 안전하게 발급, 제출하며 학교/기관의 증명관련 데이터는 철저한 보안 시스템으로 관리함 2. 행정자치부의 G4C 사업 민원서비스에 기준한 정부공인 전자문서 표준 기술 구현으로 공신력 있고 안전한 인터넷 증명발급 3. 현재 전국 220여개 대학교의 학사 증명서와 YBM시사의 공인 TOEIC, JPT 성적표 및 한국산업인력공단의 실기자격첨부로 입증된 안정적인 서비스 [증명서 원본 확인] 1. 학교명과 인터넷 번호를 통한 인터넷 원본대조 2. 증명서 내 QR코드를 통한 원본대조 [서비스 학교/기관] 1. 전국 220여개 대학교 카톨릭대학교, 경기과학기술대학교, 경인교육대학교, 경희대학교, 금오공과대학교, 부산외국어대학교, 부산과학기술대학교, 전북대학교, 충북도립대학, 포항대학교, 한국교원대학교, 한양여자대학교, 홍익대학교 등 2. 주요 기관 YBM시사, 대한상공회의소, 한국소방공사협회, 한국경제신문, 대한태권도협회, 중앙선거관리위원회, 울산광역시교육연수원, 유니텔 연수원, 한국과학기술원 등 [증명서 관련 법규] 증명서를 위,변조하는 행위는 형법 제225조(공문서 등의 위조, 변조) 또는 227조의2(공전자기록 위작, 변작)의 규정에 따라 10년 이하의 징역을 받을 수 있습니다. [기타문의] 대표번호 : 1544-4536 부산지사 : 051)418-6048 서울지사 : 02)2205-4536~8
Growing Ledger
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Growing Ledger is a personal budgeting app that shows this month's spending flow at a glance — as a tree. Set your monthly income and fixed expenses, and the app calculates what you can freely spend this month. Every time you record an expense or extra income, your remaining balance and usage rate update, and the tree changes with them, so you can feel where your spending is heading without reading numbers. Important flow comes first; the details wait for you in the Overview screen. When a month ends, that month's tree and leftover are saved, so past months gather into a small forest. No sign-in, no account. Your budget stays quietly on your device. Features · Free budget calculated automatically from income and fixed expenses · A tree that changes with your spending flow · Quick expense and extra income entry, with favorites for what you record often · Fixed expenses like rent or subscriptions recorded automatically each month · Day-by-day records in the calendar, plus search across all time · Available today, projected month-end balance, and comparison with last month · Spending by category on one screen · Monthly trees archived with a place for month-end reflections · Home screen widget for remaining balance and quick entry · App lock with Face ID or your device passcode · Korean and English, won and dollar · Backup export and restore, CSV export and import · Data stays on your device — no sign-in required
Screenshots
Verdict
The clearest difference is update cadence: Certpia at monthly against Growing Ledger's every 2 months. Certpia also leads on iOS requirement (12.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Certpia ships an update monthly, Growing Ledger every 2 months. The most recent releases landed on October 11, 2026 and October 14, 2026 respectively.
| Parameter | Certpia | Growing Ledger |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (37 ratings) — better | — |
| Positive reviews | 12.7% of reviews | — |
| Number of ratings | 37 — better | — |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 12.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 46 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | I.N.TECH INC | JAEMIN LEE |
In-app purchases
Certpia
No in-app purchases
Growing Ledger
No in-app purchases









