Comparison

sPass vs PQFS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

sPass

Features
Read full description

sPass is a Account-Manager that you can save your account login data in your iPhone or iPad. Also you can manually add your personal data to. Besides,sPass include WiFi-keyboard let you can use your device as PC keyboard. By use account manager, you can use it to login data by Wi-Fi keyboard to PC sBrowser speed or login to sBrowser web conveniently.

About

PQFS

Manage your financial products, including investments and Shariah-compliant Takaful coverage. Experience digital onboarding and access customized financial solutions anytime, anywhere.

Highlights
  • Manage financial products
  • Shariah-compliant investments
  • Takaful coverage
  • Digital onboarding
  • 24/7 accessibility
  • Customized financial solutions
Features
Read full description

PQFS - Pak Qatar Financial Solutions App – Your go-to solution for seamless financial services. The PQFS App lets you manage your financial products and experience hassle-free digital onboarding and unlock a world of customized financial products at your fingertips. Key Features: 1. Comprehensive Financial Products: Explore our range of financial solutions, from investments to Takaful coverage. Benefit from Shariah-compliant superior returns, setting us apart from traditional banking and conventional insurance. 2. Takaful Coverage: Enjoy the peace of mind with our Takaful coverage (Islamic insurance) integrated into our products. Experience not just financial growth but also the added security of Takaful benefits. 3. Control at Your Fingertips: Take charge of your investment linked Takaful Plans with our user-friendly app. Enjoy 24/7 accessibility, reducing dependency on office hours. Manage withdrawals, investments, and Takaful needs anytime, anywhere. 4. Reduce Limitations: Break free from traditional constraints. Our app liberates you from time and location limitations, providing unparalleled convenience. Why Choose Pak Qatar Financial Solutions App: • Tailored Solutions: Our products are crafted to meet your specific financial needs. • Effortless Accessibility: Access your account whenever and wherever, empowering you with control and flexibility Its a Customer Facilitation App. • Innovation Beyond Banking: We go beyond conventional methods, ensuring Shariah compliance and superior returns. Download the Pak Qatar Financial Solutions app now and embark on a journey of financial empowerment! App Features: Digital Onboarding: Swiftly invest in our Group products, currently introducing the Mahana Bachat & Takaful Flexi Plan with a seamless digital onboarding process. Customer Services: Access our customer services effortlessly for all your queries and assistance. For inquiries, reach us at 021-34311747 via call or WhatsApp, or email us at iftakaful@pakqatar.com.pk.

Screenshots

sPass4 screens
PQFS4 screens

Verdict

The call

The clearest difference is update cadence: PQFS at every 2 weeks against sPass's every 2 months. sPass's advantage is iOS requirement (7.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

sPass ships an update every 2 months, PQFS every 2 weeks. The most recent releases landed on October 1, 2026 and October 7, 2026 respectively.

Scorecard2 real differences · 7 level
sPass versus PQFS: the parameters behind the verdict, then further details
ParametersPassPQFS
PriceFreeFree
Rating—4.0 (5 ratings) — better
Number of ratings—5 — better
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS7.0 — better15.6
Further details — not scored
Size18 MB39 MB
Age rating17+17+
DeveloperChi-pei WangPak-Qatar

In-app purchases

None

sPass

No in-app purchases

None

PQFS

No in-app purchases

Questions

Is sPass free?
sPass is free to download, with no in-app purchases.
Is PQFS free?
PQFS is free to download, with no in-app purchases.
Do sPass or PQFS have ads?
Neither sPass nor PQFS shows ads.
Which is updated more often, sPass or PQFS?
sPass ships an update every 2 months, and PQFS every 2 weeks. Most recently, sPass was updated on October 1, 2026 and PQFS on October 7, 2026.

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