Comparison

First Southern powered by CFCU vs KeyMobile FSB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Southern powered by CFCU

Manage your bank accounts, make deposits, pay bills, and transfer funds anytime, anywhere. This app allows you to monitor transactions, find ATM and branch locations, and conduct your banking 24/7 from your mobile device.

Highlights
  • Manage accounts
  • Make mobile deposits
  • Pay bills
  • Transfer money
  • Find ATMs and branches
  • View transaction history
Features
Read full description

Banking on the go, You can manage your accounts, make deposits, find ATMs and more. Now it’s easy to do banking 24/7, right from your phone. To start, just enroll with First Southern powered by CFCU. Just take us with you. Monitor Your Account See account balances & transaction history. Perform Transactions Pay bills Transfer money between First Southern accounts. Make deposits with Mobile Deposit Find the nearest Branch locations. Disclosure Some features are available for eligible customers and accounts only. There is no charge from First Southern, but message and data rates may apply. Such charges include those from your communications service provider. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions or checks you have written. If you aren’t already a First Southern powered by CFCU Online user, you must first register for online banking.

About

KeyMobile FSB

Manage your finances on the go with this secure and fast mobile banking app. Set up alerts, make payments, transfer funds, deposit checks remotely, and find nearby branches and ATMs. Secure your account with passcode or biometrics.

Highlights
  • Set up balance alerts
  • Make payments to companies and friends
  • Transfer money between accounts
  • Deposit checks with photos
  • View and save monthly statements
  • Find branches and ATMs
  • Secure account with passcode/biometrics
Features
Read full description

KeyMobile FSB is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with KeyMobile FSB: Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices. To access mobile banking, you must be a First Southern Bank online banking customer. To sign up, fill out an application at your local branch. *Some features are available for eligible customers and accounts only. Connectivity and usage rates may apply. Contact your wireless service provider for more details.

Screenshots

First Southern powered by CFCU4 screens
KeyMobile FSB4 screens

Verdict

The call

The clearest difference is monetization model: First Southern powered by CFCU at free against KeyMobile FSB's free with in-app purchases. First Southern powered by CFCU also leads on iOS requirement (15.0 vs 18.4). KeyMobile FSB's advantage is update cadence (monthly vs every 4 months). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for First Southern powered by CFCU against 4.9 for KeyMobile FSB. Both are backed by a comparable volume of ratings — 383 and 517 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

First Southern powered by CFCU ships an update every 4 months, KeyMobile FSB monthly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
First Southern powered by CFCU versus KeyMobile FSB: the parameters behind the verdict, then further details
ParameterFirst Southern powered by CFCUKeyMobile FSB
PriceFreeFree
Rating4.9 (383 ratings) — better4.9 (517 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings383517 — better
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size99 MB197 MB
Age rating4+12+
DeveloperFirst Southern Bank - GAFirst Southern Bank MS

Customer experience

First Southern powered by CFCU

All ratings382 ratings
Positive98.7%
Neutral0.8%
Negative0.5%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

KeyMobile FSB

All ratings512 ratings
Positive96.7%
Neutral2.1%
Negative1.2%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

First Southern powered by CFCU

No in-app purchases

None

KeyMobile FSB

No in-app purchases

Questions

Is First Southern powered by CFCU free?
First Southern powered by CFCU is free to download, with no in-app purchases.
Is KeyMobile FSB free?
KeyMobile FSB is free to download, with no in-app purchases.
Which has better reviews, First Southern powered by CFCU or KeyMobile FSB?
First Southern powered by CFCU is rated higher. First Southern powered by CFCU averages 4.9 out of 5 from 383 ratings, while KeyMobile FSB averages 4.9 from 517 ratings.
Do First Southern powered by CFCU or KeyMobile FSB have ads?
Neither First Southern powered by CFCU nor KeyMobile FSB shows ads.
Which is updated more often, First Southern powered by CFCU or KeyMobile FSB?
First Southern powered by CFCU ships an update every 4 months, and KeyMobile FSB monthly. Most recently, First Southern powered by CFCU was updated on October 29, 2026 and KeyMobile FSB on October 30, 2026.

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