Comparison

Sanima Sajilo e vs HBL TOKEN

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sanima Sajilo e

Manage your Sanima Bank accounts securely from your mobile device. Perform transactions, pay bills, transfer funds, and make payments using QR codes. Enjoy convenient banking anytime, anywhere without visiting a branch.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Secure 128-bit SSL encryption
Features
Read full description

Sanima Sajilo e-Banking is Sanima Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Sanima Bank. This App will be regularly updated with additional new features. Key Features: Banking On the Go Bill Payments Made Easier Top Up Made Easier Fund Transfers Made Easier QR Code: Scan and Pay Instant Online and Retail Payment with Fonepay Network Accessing your Account Informations Made Easier User Friendly, Safe and Secure And Many More Exciting Features Sanima Sajilo e-Banking helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Sanima Bank, and you need to subscribe to the Sanima Bank's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Sanima Sajilo e-Banking is a Member of Fonepay Network. Smart Banking for Smart People.

About

HBL TOKEN

Generate One-Time Passwords (OTPs) for secure access to online banking services. HBL customers can activate this app to receive OTPs for logging into their accounts.

Highlights
  • OTP generation
  • Online banking access
  • Himalayan Bank services
  • Customer activation
  • Secure login
Features
Read full description

This application is used for generating OTP (One Time Password) for accessing Himalayan Bank online services. HBL Customers can download this app and request for activation code. Once activated this app generates OTP that should be used to log in to the Himalayan Bank online services.

Screenshots

Sanima Sajilo e4 screens
HBL TOKEN2 screens

Verdict

The call

The clearest difference is rating: HBL TOKEN at 5.0 against Sanima Sajilo e's 3.6. HBL TOKEN also leads on iOS requirement (5.1.1 vs 13.0). Sanima Sajilo e's advantage is ratings volume (32 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HBL TOKEN holds the better App Store score, 5.0 against 3.6. That said, the two scores are not equally well evidenced: Sanima Sajilo e has 32 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Sanima Sajilo e ships an update every 3 months, HBL TOKEN every 2 months. The most recent releases landed on October 16, 2026 and October 4, 2026 respectively.

Scorecard3 real differences · 7 level
Sanima Sajilo e versus HBL TOKEN: the parameters behind the verdict, then further details
ParameterSanima Sajilo eHBL TOKEN
PriceFreeFree
Rating3.6 (32 ratings)5.0 (1 ratings) — better
Positive reviews24.0% of reviews—
Number of ratings32 — better1
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.05.1.1 — better
Further details — not scored
Size188 MB11 MB
Age rating17+4+
DeveloperF1 Soft Internation Pte. LtdHimalayan Bank Limited

Customer experience

Sanima Sajilo e

All ratings32 ratings
Positive59.4%
Neutral15.6%
Negative25.0%
Written reviews25 reviews
Positive24.0%
Neutral20.0%
Negative56.0%

HBL TOKEN

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Sanima Sajilo e

No in-app purchases

None

HBL TOKEN

No in-app purchases

Questions

Is Sanima Sajilo e free?
Sanima Sajilo e is free to download, with no in-app purchases.
Is HBL TOKEN free?
HBL TOKEN is free to download, with no in-app purchases.
Which has better reviews, Sanima Sajilo e or HBL TOKEN?
HBL TOKEN is rated higher. Sanima Sajilo e averages 3.6 out of 5 from 32 ratings, while HBL TOKEN averages 5.0 from 1 ratings.
Do Sanima Sajilo e or HBL TOKEN have ads?
Neither Sanima Sajilo e nor HBL TOKEN shows ads.
Which is updated more often, Sanima Sajilo e or HBL TOKEN?
Sanima Sajilo e ships an update every 3 months, and HBL TOKEN every 2 months. Most recently, Sanima Sajilo e was updated on October 16, 2026 and HBL TOKEN on October 4, 2026.

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