Nordea First Card vs ROT/RUT Coach

• Activate new cards • View both invoiced and the new purchases • Manage safety settings for your card, e.g. enable online purchases ( only SE) and choose to block the card for purchases in specific regions. If the card is missing, the card can temporarily be disable • Send secure messages to customer service To use all parts of the First Card app, you must log in. • - Swedish cardholders log in with Mobile BankID • - Norwegian cardholders log in with BankID or Mobilt BankID • - Danish cardholders log in with MitID • - Finnish cardholders log in with bank codes. Without logging in, you can view contact information to call customer support , block a card , call card insurance company and view questions and answers.

Never miss a krona of your Swedish ROT & RUT deduction. ROT/RUT Coach collects every invoice from contractors, cleaning companies and other providers in one tracker — and shows exactly how much of the combined 75,000 kr cap you have used. In real time. Built for everyone in Sweden, including expats: the app speaks English while keeping official Skatteverket terms in Swedish so you always recognise them in your declaration. WHY ROT/RUT COACH? • THE COMBINED CAP, LIVE — ROT + RUT share one 75,000 kr cap per person. We show what is left and warn you at 80%. • F-SKATT CHECKS — Every provider is verified against Skatteverket. No F-skatt = no deduction. You get the warning BEFORE you pay. • LIVE CALCULATION — Enter the invoice total and material cost. We compute the labour cost and your exact deduction (ROT 30%, RUT 50%) instantly. • DECLARATION-READY — Sections 7.1 and 7.2 totalled and ready to check against Skatteverket's numbers. Step-by-step guide included. • KNOWLEDGE HUB — What counts as ROT? Which new RUT services qualify? The 75K cap explained. Short articles aligned with the 2026 rules. • REMINDERS — Cap at 80%, declaration opening on 1 March, renovation season. You choose which. PREMIUM (optional) • Lifetime 89 kr — one-time purchase: unlimited transactions, document export (5 years), subscription tracking • Couple Pro 149 kr/year — everything above + a couple optimizer that splits deductions smarter between partners (2 × 75K = 150K together) PRIVACY FIRST Sign in with Apple or Google. No personal identity numbers, no bank details, no location tracking. Data stored in the EU (GDPR). Delete your account any time, right in the app. Note: ROT/RUT Coach provides estimates based on current rules. Skatteverket always makes the final decision on your deduction. Privacy Policy: https://rotrut-7ef63.web.app/en/privacy.html EULA : https://rotrut-7ef63.web.app/en/eula.html