Comparison

WR Mortgage vs Go RateCloud

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WR Mortgage

This finance app simplifies the home buying and refinancing process. It offers tools to get pre-approved, calculate affordability, estimate payments, and analyze refinancing options. Users can also upload documents and stay updated on mortgage news.

Highlights
  • Mortgage pre-approval
  • Home affordability calculator
  • Monthly payment estimation
  • Refinancing analysis
  • Document upload
  • Daily mortgage news
Features
Read full description

Are you shopping for a home, thinking about refinancing or wondering what you could afford? William Raveis Mortgage’s simple and intuitive Mortgage app was developed to answer all of these questions and more, guiding you through the home financing process. Our highly trained executive mortgage bankers are always available to answer your questions, but with our new Mortgage app, you can use our advanced tools to: Get pre-approved for a mortgage; Find out how much home you can afford; Calculate an affordable monthly mortgage payment, down payment and purchase price for your home; Calculate the possible savings (or costs) of refinancing your mortgage; Take pictures of required documents on your phone and upload them quickly through our app; See mortgage news, updated daily, about rate movement. Don’t forget to also download William Raveis’ Real Estate app, intended to help you find your dream home! We love hearing from our users. Please submit any questions, suggestions or comments on the app to https://mortgagehelp.ncino.com/hc/en-us

About

Go RateCloud

Features
Read full description

Go RateCloud: Power Up Your Mortgage Search with Speed and Savings Cut through the clutter and find your dream rate with RateCloud! Powered by Total Mortgage, RateCloud puts the power of a streamlined mortgage experience right in your pocket. Simple and Fast: • Instant pre‐qualification: Get an estimate of how much home you can afford in minutes, without impacting your credit score. • Transparent rate comparison: Explore competitive mortgage rates from a network of lenders, all in one place. • Automated efficiency: Our streamlined process cuts through unnecessary steps, saving you valuable time. Unlock Powerful Features: • Seamless online application: Submit your loan application directly through the app, uploading documents with ease. • Real‐time updates: Stay informed with instant notifications on your loan status and communicate directly with your loan officer. • Expertise at your fingertips: Leverage the power of Total Mortgage's experience for a smooth and successful homebuying journey. RateCloud is more than just rates, it's your key to a smarter mortgage experience. Download RateCloud today and find the perfect rate for your dream home! RateCloud is designed for speed and efficiency in finding the best mortgage rate, leveraging Total Mortgage's expertise for a smooth transition to the full loan application process.

Screenshots

WR Mortgage4 screens
Go RateCloud4 screens

Verdict

The call

WR Mortgage and Go RateCloud are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

WR Mortgage ships an update every 4 months, Go RateCloud every 3 months. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.

ScorecardNo meaningful differences
WR Mortgage versus Go RateCloud: the parameters behind the verdict, then further details
ParameterWR MortgageGo RateCloud
PriceFreeFree
Rating5.0 (17 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings17 — better—
Update frequencyEvery 4 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone
Requires iOS18.018.0
Further details — not scored
Size102 MB102 MB
Age rating4+4+
DeveloperWilliam Raveis Real Estate, Mortgage & Insurance - Raveis.comTotal Mortgage Services, LLC

In-app purchases

None

WR Mortgage

No in-app purchases

None

Go RateCloud

No in-app purchases

Questions

Is WR Mortgage free?
WR Mortgage is free to download, with no in-app purchases.
Is Go RateCloud free?
Go RateCloud is free to download, with no in-app purchases.
Do WR Mortgage or Go RateCloud have ads?
Neither WR Mortgage nor Go RateCloud shows ads.
Which is updated more often, WR Mortgage or Go RateCloud?
WR Mortgage ships an update every 4 months, and Go RateCloud every 3 months. Most recently, WR Mortgage was updated on October 24, 2026 and Go RateCloud on October 7, 2026.

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