Morgan Stanley Wealth vs Freelytics

Keep all your personal finances at your fingertips with the Morgan Stanley Mobile App. Manage your accounts, access account documents, deposit checks, transfer money, and collaborate with your Morgan Stanley team from virtually anywhere. And do it online with multiple layers of security. Manage Your Accounts • Conveniently access your accounts with Touch ID • Clients with eligible devices can log in with Face ID • View your account balance, activity, holdings and projected income • Access your statements, trade confirmations and tax documents • Update your profile information such as your home address, email address and phone number • Link virtually all your external accounts and credit cards to monitor your activity for a more holistic financial view • View your income and expenses, and create and track your budget • Set up account alerts and adjust your preferences • Trade stocks and exchange-traded funds (ETFs) • Put a temporary lock on your debit card if you cannot find it • Add your IRA beneficiaries Help Stay Secure • Configure multi-factor authentication settings to help protect access to your accounts • Verify your online sessions via a push notification on your device • Link compatible security keys to protect access to your account with a physical token • Contact our Client Service Center at: 1-888-454-3965 (24 hours a day, 7 days a week) to speak directly with a Service Professional. If you are outside the United States, please call collect at: 1-801-617-9150. Move Money • Deposit checks with ease using the camera on your mobile device • Authorize wires and transfers with one click • Transfer funds between your Morgan Stanley accounts and other financial institutions • Transfer assets from an external brokerage account into your Morgan Stanley brokerage account • Pay your bills with Morgan Stanley’s Online Payments service Connect With Morgan Stanley • Find the nearest Morgan Stanley branches • Easily locate ATMs worldwide • Schedule a meeting with your Financial Advisor • Upload and share important documents with your Morgan Stanley team • Stay on top of market data and access research reports Standard messaging and data rates from your provider may apply. Subject to device connectivity. The Morgan Stanley Debit Card is issued by Morgan Stanley Private Bank, National Association pursuant to a license from Mastercard International Incorporated. Mastercard and Maestro are registered trademarks of Mastercard International Incorporated. The third-party trademarks and service marks contained herein are the property of their respective owners. Investments and services offered through Morgan Stanley Smith Barney LLC, Member SIPC. Mobile check deposits are subject to certain terms and conditions. Checks must be drawn on a U.S. Bank. Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Morgan Stanley is not affiliated with Zelle. Electronic payments arrive to the payee within 1-2 business days, check payments arrive to the payee within 5 business days. Same-day and overnight payments are available for an additional fee within the available payment timeframes. Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY © 2022 Morgan Stanley Smith Barney LLC. Member SIPC. CRC 3090089 5/20

Effortlessly Track Your Freelance Hours and Create Professional Invoices Simplify your freelance workflow with our all-in-one app, designed to help you track your working hours, manage projects, and generate professional invoices with ease. Whether you're juggling multiple clients or focusing on a single project, this app is tailored to meet the unique needs of freelancers. Key Features: Accurate Time Tracking: Log your hours manually or use the built-in timer to ensure every minute of your work is accounted for. Professional Invoicing: Generate detailed, customizable invoices directly linked to your tracked hours. Add your logo, adjust tax rates, and send invoices in seconds. Customizable Experience: Personalize the app to match your preferences. Choose your favorite theme (light or dark), set your preferred language, and pick a main color that suits your style. Streamlined Workflow: Manage all your projects and payments in one intuitive interface—no need for multiple tools. Offline Functionality: All data is stored securely on your device, so you can work without worrying about syncing across devices. With its user-friendly design and robust features, this app helps you stay organized, save time, and get paid faster. Whether you're new to freelancing or a seasoned professional, this tool will simplify your work life. Take control of your freelance business today—download the app now and experience the freedom of effortless time tracking and invoicing! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/